BEPSY
ActiveSummary
The computed 12-month bankruptcy probability of BEPSY is 2.7% (moderate). The 2025 annual accounts show equity of €101,450 and a net result of €45,415. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 2 accounts on average 7 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
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Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,544 | €20,473 | ▼ 0.3% |
| Other operating charges640/8 | €1,393 | €946 | ▼ 32.1% |
| Gross operating margin9900 | €91,690 | €77,466 | ▼ 15.5% |
| Operating profit (loss)9901 | €69,754 | €56,048 | ▼ 19.6% |
| Financial charges65/66B | €62 | €95 | ▲ 55.1% |
| Recurring financial charges65 | €62 | €95 | ▲ 55.1% |
| Profit (loss) for the period before taxes9903 | €69,692 | €55,952 | ▼ 19.7% |
| Income taxes67/77 | €19,157 | €10,538 | ▼ 45.0% |
| Profit (loss) for the period9904 | €50,535 | €45,415 | ▼ 10.1% |
| Profit (loss) for the period to be appropriated9905 | €50,535 | €45,415 | ▼ 10.1% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €216,694 | €260,076 | ▲ 20.0% |
| Formation expenses20 | €3,402 | €2,262 | ▼ 33.5% |
| Fixed assets21/28 | €136,614 | €117,282 | ▼ 14.2% |
| Intangible fixed assets21 | €125,962 | €111,962 | ▼ 11.1% |
| Tangible fixed assets22/27 | €10,653 | €5,320 | ▼ 50.1% |
| Furniture and vehicles24 | €10,653 | €5,320 | ▼ 50.1% |
| Current assets29/58 | €76,678 | €140,533 | ▲ 83.3% |
| Amounts receivable within one year40/41 | - | €5,658 | - |
| Other amounts receivable41 | - | €5,658 | - |
| Cash at bank and in hand54/58 | €64,640 | €119,580 | ▲ 85.0% |
| Deferred charges and accrued income490/1 | €12,038 | €15,294 | ▲ 27.0% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €216,694 | €260,076 | ▲ 20.0% |
| Equity10/15 | €56,035 | €101,450 | ▲ 81.0% |
| Contributions10/11 | €5,500 | €5,500 | = |
| Profit (loss) carried forward14 | €50,535 | €95,950 | ▲ 89.9% |
| Amounts payable17/49 | €160,659 | €158,626 | ▼ 1.3% |
| Amounts payable after more than one year17 | €153,500 | €153,500 | = |
| Financial debts170/4 | €153,500 | €153,500 | = |
| Amounts payable within one year42/48 | €7,159 | €5,126 | ▼ 28.4% |
| Taxes, remuneration and social security45 | €7,157 | - | - |
| Taxes450/3 | €7,157 | - | - |
| Other amounts payable47/48 | €2 | €5,126 | ▲ 286,268% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €50,535 | €45,415 | ▼ 10.1% |
| + Depreciation and write-downs630 | €20,544 | €20,473 | ▼ 0.3% |
| Operating cash flow (approximation) | €71,079 | €65,888 | ▼ 7.3% |
| Investment in fixed assets (approximation) | - | -€1,140 | - |
| Change in cash | - | €54,940 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Directors · office · real estate
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52002A0293/00Z008 | Wallonia | 1,412 m² | 1 · 112 m² | - |
Linked by address, not proof of ownership
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.