BEPS
ActiveSummary
BEPS has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€541,939) and a net result of €189,993. Equity is growing by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 442 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability79▼-21
Solvency2▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.2 against 1.36 in 2024; short-term debt: 74.9% and cash: 87.1% of total assets), and equity is negative.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Education (NACE 85)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-23.3%
Return on assets
8.2%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 442 sector peers (2025).
NBB · sector comparisonPosition among 442 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-12-2025, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
45 d early
2023
22 d early
2022
57 d late
2021
40 d early
2020
38 d early
2019
89 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 22 December (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, full schema
In the rankings
#6 employer in Elsene, Education sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€189,993▼ 69.2%
2024 · €616,796
Working capital
€353,778▼ 34.0%
2024 · €536,230
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 85, Education, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€81,403▼ 83.6%€352,668▲ 333%€675,416▲ 91.5%€916,761▲ 35.7%€307,371▼ 66.5%
Net result€1,165within the sector's middle half▼ 99.6%€200,764above the sector's middle half▲ 17,137%€425,040above the sector's middle half▲ 112%€616,796above the sector's middle half▲ 45.1%€189,993above the sector's middle half▼ 69.2%
Equity-€2.0mbelow the sector's middle half▲ 0.1%-€1.8mbelow the sector's middle half▲ 10.1%-€1.4mbelow the sector's middle half▲ 23.7%-€750,523below the sector's middle half▲ 45.1%-€541,939below the sector's middle half▲ 27.8%
Total assets€1.2mwithin the sector's middle half▼ 79.2%€1.5mwithin the sector's middle half▲ 33.1%€2.2mwithin the sector's middle half▲ 43.4%€2.3mwithin the sector's middle half▲ 5.5%€2.3mwithin the sector's middle half▼ 0.6%
Debt€3.2m▼ 58.4%€3.3m▲ 5.8%€3.6m▲ 7.4%€3.1m▼ 13.8%€2.9m▼ 7.2%
Working capital€123,225within the sector's middle half▼ 96.9%€117,877within the sector's middle half▼ 4.3%€260,286within the sector's middle half▲ 121%€536,230within the sector's middle half▲ 106%€353,778within the sector's middle half▼ 34.0%
Solvency-171.6%below the sector's middle half▼ 135.9pp-115.9%below the sector's middle half▲ 55.7pp-61.7%below the sector's middle half▲ 54.2pp-32.1%below the sector's middle half▲ 29.6pp-23.3%below the sector's middle half▲ 8.8pp
Current ratio1.14below the sector's middle half▼ 2.711.10below the sector's middle half▼ 0.051.16below the sector's middle half▲ 0.061.36within the sector's middle half▲ 0.201.20below the sector's middle half▼ 0.16
Return on assets (ROA)0.1%within the sector's middle half▼ 5.0pp13.0%above the sector's middle half▲ 12.9pp19.2%above the sector's middle half▲ 6.2pp26.4%above the sector's middle half▲ 7.2pp8.2%above the sector's middle half▼ 18.2pp
Staff (FTE)47.1above the sector's middle half▲ 9.8%50.4above the sector's middle half▲ 7.0%55.7above the sector's middle half▲ 10.5%61.3above the sector's middle half▲ 10.1%58.6above the sector's middle half▼ 4.4%
above
within
below
the middle half (P25 to P75) of NACE 85, Education, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 66% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.3m
Fixed assets
€228,999 ▼ 25.5%
Current assets
€2.1m ▲ 3.2%
Key figures and ratios
EBITDA
€404,289▼
2024 · €1.0m
Cash flow
€286,910▼
2024 · €716,867
Debt to equity
-5.29▼
2024 · -4.12
Interest coverage
7.56▼
2024 · 15.90
Debt ≤ 1 year
€1.7m▲
2024 · €1.5m
Debt > 1 year
€997,324▼
2024 · €1.5m
Income taxes
€89,024▼
2024 · €236,092
Staff costs
€4.5m▲
2024 · €4.4m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,137 companies that looked in July 2024 the way this one looks now, 2.6% went bankrupt within 24 months and 92% are still going.
- 20 years or older
- negative equity
- a profit of 5% of the balance sheet or more
- without size
2.6%
went bankrupt
5.2%
stopped otherwise
92%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,137 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €3.4m | €3.8m | €4.4m | €4.5m | ▲ 3.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €75,596 | €67,071 | €104,215 | €100,071 | €96,918 | ▼ 3.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | -€17,320 | €4,030 | €10,433 | -€18,063 | ▼ 273% |
| Other operating charges640/8 | - | €2,106 | €1,384 | €1,351 | €15,950 | ▲ 1,080% |
| Non-recurring operating charges66A | - | €277,443 | €133,164 | €1,776 | - | - |
| Gross operating margin9900 | €3.5m | €4.1m | €4.7m | €5.4m | €4.9m | ▼ 8.8% |
| Operating profit (loss)9901 | €81,403 | €352,668 | €675,416 | €916,761 | €307,371 | ▼ 66.5% |
| Financial income75/76B | - | €699 | €3,214 | €72 | €25,096 | ▲ 34,563% |
| Recurring financial income75 | - | €699 | €3,214 | €72 | €25,096 | ▲ 34,563% |
| Financial charges65/66B | - | €75,988 | €71,473 | €63,945 | €53,451 | ▼ 16.4% |
| Recurring financial charges65 | €80,239 | €75,988 | €71,473 | €63,945 | €53,451 | ▼ 16.4% |
| Profit (loss) for the period before taxes9903 | €1,165 | €277,379 | €607,157 | €852,888 | €279,017 | ▼ 67.3% |
| Income taxes67/77 | - | €76,615 | €182,117 | €236,092 | €89,024 | ▼ 62.3% |
| Profit (loss) for the period9904 | €1,165 | €200,764 | €425,040 | €616,796 | €189,993 | ▼ 69.2% |
| Profit (loss) for the period to be appropriated9905 | €1,165 | €200,764 | €425,040 | €616,796 | €189,993 | ▼ 69.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.2m | €1.5m | €2.2m | €2.3m | €2.3m | ▼ 0.6% |
| Fixed assets21/28 | €174,657 | €188,911 | €329,727 | €307,342 | €228,999 | ▼ 25.5% |
| Intangible fixed assets21 | €12,788 | €9,316 | €5,844 | €3,841 | €1,837 | ▼ 52.2% |
| Tangible fixed assets22/27 | €136,592 | €154,318 | €322,606 | €302,225 | €225,886 | ▼ 25.3% |
| Plant, machinery and equipment23 | - | €52,832 | €56,779 | €44,378 | €30,684 | ▼ 30.9% |
| Furniture and vehicles24 | - | €76,697 | €219,959 | €166,312 | €120,730 | ▼ 27.4% |
| Other tangible fixed assets26 | - | €24,790 | €45,868 | €91,536 | €74,472 | ▼ 18.6% |
| Financial fixed assets28 | €25,276 | €25,276 | €1,276 | €1,276 | €1,276 | = |
| Current assets29/58 | €986,981 | €1.4m | €1.9m | €2.0m | €2.1m | ▲ 3.2% |
| Amounts receivable within one year40/41 | €51,210 | €77,936 | €56,926 | €51,719 | €60,440 | ▲ 16.9% |
| Trade receivables40 | - | €77,936 | €56,926 | €51,719 | €41,780 | ▼ 19.2% |
| Other amounts receivable41 | - | - | - | - | €18,660 | - |
| Cash at bank and in hand54/58 | €931,838 | €1.3m | €1.8m | €2.0m | €2.0m | ▲ 3.4% |
| Deferred charges and accrued income490/1 | - | €5,229 | €17,290 | €21,221 | €10,129 | ▼ 52.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.2m | €1.5m | €2.2m | €2.3m | €2.3m | ▼ 0.6% |
| Equity10/15 | -€2.0m | -€1.8m | -€1.4m | -€750,523 | -€541,939 | ▲ 27.8% |
| Contributions10/11 | - | €6,197 | €6,197 | €6,197 | €24,789 | ▲ 300% |
| Profit (loss) carried forward14 | -€2.0m | -€1.8m | -€1.4m | -€756,721 | -€566,728 | ▲ 25.1% |
| Amounts payable17/49 | €3.2m | €3.3m | €3.6m | €3.1m | €2.9m | ▼ 7.2% |
| Amounts payable after more than one year17 | €2.1m | €2.0m | €1.8m | €1.5m | €997,324 | ▼ 31.8% |
| Financial debts170/4 | - | €2.0m | €1.8m | €1.5m | €997,324 | ▼ 31.8% |
| Amounts payable within one year42/48 | €863,756 | €1.2m | €1.6m | €1.5m | €1.7m | ▲ 16.5% |
| Current portion of amounts payable after more than one year42 | - | €416,164 | €332,897 | €308,398 | €464,996 | ▲ 50.8% |
| Trade debts44 | €197,747 | €15,149 | €84,265 | €82,962 | €91,491 | ▲ 10.3% |
| Suppliers440/4 | - | €15,149 | €84,265 | €82,962 | €91,491 | ▲ 10.3% |
| Advances received on contracts in progress46 | - | €303,713 | €650,355 | €494,508 | €616,893 | ▲ 24.7% |
| Taxes, remuneration and social security45 | - | €504,317 | €559,414 | €609,977 | €569,029 | ▼ 6.7% |
| Taxes450/3 | - | €170,741 | €137,009 | €151,280 | €116,678 | ▼ 22.9% |
| Remuneration and social security454/9 | - | €333,576 | €422,404 | €458,697 | €452,352 | ▼ 1.4% |
| Other amounts payable47/48 | - | €223 | - | - | - | - |
| Accrued charges and deferred income492/3 | - | €115,909 | €186,613 | €131,775 | €127,392 | ▼ 3.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,165 | €200,764 | €425,040 | €616,796 | €189,993 | ▼ 69.2% |
| + Depreciation and write-downs630 | €75,596 | €67,071 | €104,215 | €100,071 | €96,918 | ▼ 3.2% |
| Operating cash flow (approximation) | €76,761 | €267,835 | €529,254 | €716,867 | €286,910 | ▼ 60.0% |
| Investment in fixed assets (approximation) | - | -€81,325 | -€245,031 | -€77,686 | -€18,575 | ▲ 76.1% |
| Change in cash | - | €342,441 | €538,722 | €146,135 | €66,484 | ▼ 54.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
17-12
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
17-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
30-06
Financial
Highest result since 2019net €616,796 ▲45.1%
Operating result €916,761, net result €616,796, both a record.
09-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
29-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 57 days late
2021
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
30-06
Financial
Weakest financial yearnet €1,165 ▼99.6%
Net result drops to €1,165, the lowest in the series; recovery starts the following year.
2020
24-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 89 days late
2019
28-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
10-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 13 acts read
About the unread acts
We know of 13 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1998
Ground area
4,415 m²
Building footprint
299 m²
Volume, LiDAR
4,090 m³
Parcel 21822R0242/00N006, Brussels · tallest building 18.1 m, ±5 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
BEPS
since 19982.184.448.314
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21822R0242/00N006 | Brussels | 4,415 m² | 1 · 299 m² | 18.1 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,672 companies in sector 85599 we hold annual accounts for 1,330. 133 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formCooperative company
Founded10-07-1998
Fiscal year end30-06
Activities, NACEBEL 2025
85599Other education
Contact
E-mail
admin@beps.be
Phone
026484311
E-mail
c.vanbrussel@beps.comBrussel
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.