BEPA MOERMAN

Active Risk: not assessed Private limited companyfounded 1992active for 34 yearsMolenstraat 103, 8710 WielsbekeKBO/BCE: BE 0447.195.932 #2 oldest company in Wielsbeke, Finance and insurance sector

BEPA MOERMAN

Financial year 2025

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Annual accounts 2025

abbreviated format, filed on 31-12-2025, 31 days before the deadline

€895,923

▲ 3.3%

€1.1m

▼ 0.9%

€28,813

▼ 79.5%

80.1%

▲ 3.2 percentage points

3.2%

▼ 13.0 percentage points

2.6%

▼ 9.9 percentage points

Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.

In the rankings #2 oldest company in Wielsbeke, Finance and insurance sector

Balance sheet

balance sheet total €1.1m on 30-06-2025

What the company ownsHow it is paid for

in euro

Position in the sector

Compare with sector

80.1%

Higher than 76% of 6,708 companies in 2025.

2.6%

Higher than 40% of 6,673 companies in 2025.

BEPA MOERMAN Middle half of the sector 80% of the sector Abbreviated accounts in financial services (NACE 64)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Staff: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it

Line	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007
Balance sheet: assets
`20/58`	1.1m	1.1m	1.0m	1.0m	1.0m	996,367	944,512	954,319	975,763	976,825	937,337	1.0m	705,067	652,028	582,625	600,111	539,127	523,268	577,168
`21/28`	689,159	708,041	828,637	832,421	839,941	802,160	761,592	752,494	764,416	788,499	784,147	780,798	567,848	581,015	563,410	585,766	518,883	484,605	502,026
`22/27`	658,668	677,550	798,146	801,930	809,450	771,669	731,101	722,003	733,925	758,008	753,656	750,307	537,357	550,524	532,919	555,275	488,392	454,021	471,442
`22`	492,900	513,277	584,410	590,765	612,429	643,114	604,545	625,282	635,429	654,853	648,464	644,789	498,157	508,868	487,818	507,279	438,288	431,065	446,709
`23`	0	68	136	205	273	341	409	477	545	614	682	750	937	1,124	1,310	1,497	1,148	1,274	1,399
`24`	-	-	-	-	-	-	-	-	260	520	779	1,149	220	330	440	-	-	-	-
`26`	165,768	164,205	213,600	210,960	196,748	128,214	126,147	96,244	97,691	102,021	103,731	103,619	38,044	40,203	43,351	46,500	48,956	21,682	23,333
`28`	30,491	30,491	30,491	30,491	30,491	30,491	30,491	30,491	30,491	30,491	30,491	30,491	30,491	30,491	30,491	30,491	30,491	30,584	30,584
`29/58`	429,234	420,119	178,741	207,446	167,640	194,207	182,920	201,825	211,347	188,326	153,190	223,863	137,219	71,013	19,215	14,345	20,244	38,663	75,142
`40/41`	29,693	32,405	15,707	39,154	96,750	141,205	104,267	104,215	55,697	35,305	29,151	-	-	-	-	132	12	9,687	15,418
`40`	-	-	0	47	1,804	3,728	18,686	-	156	35,305	29,151	-	-	-	-	-	-	-	-
`41`	29,693	32,405	15,707	39,107	94,946	137,477	85,581	104,215	55,542	-	-	-	-	-	-	132	12	9,687	15,418
`50/53`	125,000	225,000	100,020	100,333	50,333	50,285	44,245	54,206	54,157	54,105	63,994	301	299	296	293	289	3,257	3,196	3,081
`54/58`	272,886	161,916	60,124	65,685	19,729	2,422	34,117	43,404	77,293	38,716	4,945	102,495	50,642	25,060	1,385	924	3,544	19,088	50,083
`490/1`	1,656	798	2,890	2,275	828	296	291	-	24,200	60,200	55,099	121,066	86,277	45,657	17,537	13,000	13,431	6,692	6,560
Balance sheet: equity and liabilities
`10/49`	1.1m	1.1m	1.0m	1.0m	1.0m	996,367	944,512	954,319	975,763	976,825	937,337	1.0m	705,067	652,028	582,625	600,111	539,127	523,268	577,168
`10/15`	895,923	867,109	754,786	725,443	853,951	874,080	923,477	914,485	895,455	843,074	776,603	740,576	531,473	471,037	437,447	431,281	423,772	441,127	428,180
`10/11`	291,000	291,000	291,000	291,000	291,000	-	291,000	291,000	291,000	291,000	291,000	291,000	131,000	131,000	131,000	131,000	131,000	131,000	131,000
`100`	-	-	-	-	-	-	291,000	291,000	291,000	291,000	291,000	291,000	131,000	131,000	131,000	131,000	131,000	131,000	131,000
`11`	-	-	-	-	-	291,000	-	-	-	-	-	-	-	-	-	-	-	-	-
`1100/10`	-	-	-	-	-	291,000	-	-	-	-	-	-	-	-	-	-	-	-	-
`13`	308,717	279,904	167,580	138,238	266,745	286,874	322,901	313,909	294,879	242,499	76,447	40,420	24,420	24,420	24,420	24,420	24,420	24,420	23,125
`130/1`	-	0	29,100	29,100	29,100	29,100	-	-	-	-	-	-	-	-	-	-	-	-	-
`130`	-	-	-	-	-	-	29,100	29,100	29,100	29,100	29,100	29,100	13,100	13,100	13,100	13,100	13,100	13,100	13,100
`1311`	-	0	29,100	29,100	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`1319`	-	-	-	-	29,100	29,100	-	-	-	-	-	-	-	-	-	-	-	-	-
`133`	308,717	279,904	138,480	109,138	237,645	257,774	293,801	284,809	265,779	213,399	47,347	11,320	11,320	11,320	11,320	11,320	11,320	11,320	10,025
`14`	296,206	296,206	296,206	296,206	296,206	296,206	309,575	309,575	309,575	309,575	409,156	409,156	376,053	315,617	282,028	275,861	268,352	285,707	274,055
`17/49`	222,471	261,051	252,592	314,424	153,630	122,287	21,036	39,834	80,308	133,751	160,734	264,085	173,594	180,991	145,178	168,830	115,355	82,141	148,988
`17`	24,000	30,000	36,000	42,000	48,000	54,000	-	2,500	23,252	44,265	71,110	97,020	58,515	76,342	68,149	86,656	46,856	47,060	76,457
`170/4`	24,000	30,000	36,000	42,000	48,000	54,000	-	2,500	23,252	44,265	71,110	97,020	58,515	76,342	68,149	86,656	46,856	47,060	76,457
`42/48`	184,966	218,108	210,001	269,966	105,163	68,287	20,005	37,334	57,056	89,486	89,624	167,065	115,079	104,650	77,029	75,579	59,526	35,080	72,531
`42`	6,000	6,000	6,000	6,000	6,000	6,000	3,638	21,013	21,013	26,845	26,413	26,495	17,827	21,807	18,507	30,200	36,671	29,396	28,909
`43`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2,500	2,500	2,500
`430/8`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2,500	2,500	2,500
`44`	3,771	14,702	5,649	23,759	2,665	26,197	10,232	2,593	9,065	3,056	4,121	66,985	15,899	2,228	3,031	1,979	2,254	3,184	2,358
`440/4`	3,771	14,702	5,649	23,759	2,665	26,197	10,232	2,593	9,065	3,056	4,121	66,985	15,899	2,228	3,031	1,979	2,254	3,184	2,358
`45`	7,026	6,090	5,425	9,845	15,057	63	6,135	13,728	25,247	8,098	6,605	897	1,114	830	570	454	80	-	3,755
`450/3`	7,026	6,090	4,060	9,845	15,057	63	5,639	13,728	25,247	8,098	6,605	897	1,114	830	570	454	80	-	3,755
`454/9`	-	0	1,365	-	-	-	496	-	-	-	-	-	-	-	-	-	-	-	-
`47/48`	168,168	191,316	192,928	230,362	81,441	36,027	-	-	1,731	51,486	52,484	72,688	80,239	79,783	54,920	42,946	18,021	-	35,009
`492/3`	13,505	12,942	6,591	2,458	467	-	1,031	-	-	-	-	-	-	-	-	6,595	8,973	-	-
Income statement
`76A`	0	205,564	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`9900`	81,715	265,607	88,130	92,471	81,248	36,242	56,231	71,633	89,589	82,056	62,493	57,835	54,459	52,026	24,440	13,928	18,927	27,695	38,811
`630`	25,114	28,188	33,534	35,936	37,251	51,939	40,327	39,409	38,743	37,737	35,917	45,171	30,756	31,534	29,738	37,867	28,415	25,385	24,986
`631/4`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	644	-	-	-	-
`640/8`	7,330	5,895	5,325	4,442	4,490	2,138	2,882	3,850	2,784	4,793	4,904	5,663	3,676	4,367	4,972	3,868	2,723	3,562	4,440
`9901`	49,272	231,524	49,271	52,093	39,506	-17,835	13,022	28,374	48,062	39,526	21,672	7,001	20,027	16,126	-10,914	-27,807	-12,211	-1,251	9,385
`75/76B`	7,501	1,163	1,184	2,859	8,925	4,780	50	3,084	50,212	49,334	24,618	49,205	49,241	24,611	24,607	44,327	970	19,767	74,195
`75`	7,501	1,163	1,184	2,859	8,925	4,780	50	3,084	50,212	49,334	24,618	49,205	49,241	24,611	24,607	44,327	970	19,767	74,195
`65/66B`	13,970	13,416	7,419	3,076	1,066	322	418	740	1,347	5,785	6,658	7,102	9,082	6,896	7,525	9,012	6,114	5,569	6,618
`65`	13,970	13,416	7,419	3,076	1,066	322	418	740	1,347	5,785	6,658	7,102	9,082	6,896	7,525	9,012	6,114	5,569	6,618
`9903`	42,802	219,270	43,036	51,876	47,366	-13,377	12,654	30,718	96,928	83,074	39,632	49,103	60,185	33,840	6,167	7,509	-17,355	12,946	76,961
`67/77`	13,989	78,925	13,693	16,892	12,554	-7	3,662	11,688	20,646	16,603	3,605	0	-250	251	1	-	-	-0	1,711
`9904`	28,813	140,345	29,343	34,984	34,812	-13,370	8,992	19,030	76,282	66,472	36,027	49,103	60,435	33,590	6,166	7,509	-17,355	12,947	75,250
`9905`	28,813	140,345	29,343	34,984	34,812	-13,370	8,992	19,030	76,282	66,472	36,027	49,103	60,435	33,590	6,166	7,509	-17,355	12,947	75,250
Appropriation of the result
`9906`	325,019	436,551	325,549	331,190	331,018	296,206	318,567	328,606	385,857	475,628	445,183	425,156	376,053	315,617	282,028	275,861	268,352	287,002	296,580
`14P`	296,206	296,206	296,206	296,206	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`791/2`	0	28,022	0	163,491	54,941	36,027	-	-	-	-	-	-	-	-	-	-	-	-	-
`691/2`	28,813	140,345	29,343	34,984	34,812	-	8,992	19,030	52,380	166,052	36,027	16,000	-	-	-	-	-	1,295	7,525
`6920`	-	-	-	-	-	-	-	-	-	-	-	16,000	-	-	-	-	-	-	-
`6921`	28,813	140,345	29,343	34,984	34,812	-	8,992	19,030	52,380	166,052	36,027	-	-	-	-	-	-	1,295	7,525
`694/7`	0	28,022	0	163,491	54,941	36,027	-	-	23,901	-	-	-	-	-	-	-	-	-	15,000
`694`	0	28,022	0	163,491	54,941	36,027	-	-	-	-	-	-	-	-	-	-	-	-	15,000
`695`	-	-	-	-	-	-	-	-	23,901	-	-	-	-	-	-	-	-	-	-
Social balance sheet
`9087`	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Document	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF

The accounts for 14 older financial years (1993-2006) were filed as documents without figures as data, scans for example.

The notes to these accounts have 14 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 31-12-2025.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

Financial year	Type	Filed	Reference	Document
30-06-2025	abbreviated format	31-12-2025	2026-00000586	PDF
30-06-2024	abbreviated format	02-01-2025	2025-00629026	PDF
30-06-2023	abbreviated format	22-12-2023	2023-00537564	PDF
30-06-2022	micro format	31-01-2023	2023-00016494	PDF
30-06-2021	micro format	23-12-2021	2021-81700382	PDF
30-06-2020	micro format	08-01-2021	2021-00700284	PDF
30-06-2019	micro format	29-01-2020	2020-04300520	PDF
30-06-2018	micro format	01-02-2019	2019-03600023	PDF
30-06-2017	abbreviated format	26-01-2018	2018-02100569	PDF
30-06-2016	abbreviated format	05-12-2016	2016-69100525	PDF
30-06-2015	abbreviated format	08-12-2015	2015-68200489	PDF
30-06-2014	abbreviated format	09-12-2014	2014-68500397	PDF
30-06-2013	abbreviated format	10-12-2013	2013-67900468	PDF
30-06-2012	abbreviated format	11-12-2012	2012-66100001	PDF
30-06-2011	abbreviated format	05-12-2011	2011-62600180	PDF
30-06-2010	abbreviated format	06-12-2010	2010-62200469	PDF
30-06-2009	abbreviated format	07-12-2009	2009-87600345	PDF
30-06-2008	abbreviated format	09-12-2008	2008-84200176	PDF
30-06-2007	abbreviated format	03-12-2007	2007-81500100	PDF
30-06-2006	abbreviated format	06-12-2006	2006-89701914	PDF
30-06-2005	abbreviated format	08-12-2005	2005-88602676	PDF
30-06-2004	abbreviated format	07-12-2004	2004-84000918	PDF
30-06-2003	abbreviated format	09-12-2003	2003-82504954	PDF
30-06-2002	abbreviated format	10-12-2002	2002-76000888	PDF
30-06-2001	abbreviated format	18-01-2002	2002-02002082	PDF
30-06-2000	abbreviated format	05-12-2000	2000-74404469	PDF
30-06-1999	abbreviated format	07-12-1999	1999-62104279	PDF
30-06-1998	abbreviated format	09-12-1998	1998-61000563	PDF
30-06-1997	abbreviated format	09-12-1997	1997-56105279	PDF
30-06-1996	abbreviated format	10-12-1996	1996-52901913	PDF
30-06-1995	abbreviated format	06-12-1995	1995-59100243	PDF
30-06-1994	abbreviated format	07-12-1994	1994-49204957	PDF
30-06-1993	abbreviated format	08-12-1993	1993-45105078	PDF

Key figures and ratios

per financial year, computed from the annual accounts

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007
6,232	2,028	29,750	28,416	75,286	92,507	49,444	27,487	14,660	42,089	39,265	258,122	17,589	49,139	7,382	104,750	62,785	7,964	48,868
110,969	101,792	-5,560	45,956	17,306	-31,695	-9,287	-33,888	38,577	33,770	-97,549	51,853	25,582	23,675	462	-2,621	-15,544	-30,994	-
80.1%	76.9%	74.9%	69.8%	84.8%	87.7%	97.8%	95.8%	91.8%	86.3%	82.9%	73.7%	75.4%	72.2%	75.1%	71.9%	78.6%	84.3%	74.2%
3.2%	16.2%	3.9%	4.8%	4.1%	-1.5%	1.0%	2.1%	8.5%	7.9%	4.6%	6.6%	11.4%	7.1%	1.4%	1.7%	-4.1%	2.9%	17.6%
2.6%	12.4%	2.9%	3.4%	3.5%	-1.3%	1.0%	2.0%	7.8%	6.8%	3.8%	4.9%	8.6%	5.2%	1.1%	1.3%	-3.2%	2.5%	13.0%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired

Item	30-06-2025	30-06-2024	30-06-2023	30-06-2022
Tangible fixed assets	€6,232	€2,028	€29,750	€28,416
	€25,114	€28,188	€33,534	€35,936

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Insights on BEPA MOERMAN

The operating result for 2025 is 79% lower than in 2024.

Debt's share of the balance-sheet total falls from 23.1% to 19.9%. Equity is higher and debt is lower.

Large changes and their cause

2025 Net result -79% on 2024. The 2024 profit included a one-off income of €205,564.
2024 Net result +378% on 2023. The 2024 profit included a one-off income of €205,564.

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check See what changed in the latest annual accounts.What changed

Annual accounts 2025

Balance sheet

Change in equityin euro

Change in cashin euro

Position in the sector

Solvency80.1%

Return on assets2.6%

Filed annual accounts

Filings

Key figures and ratios

Investments

Insights on BEPA MOERMAN

Next steps

in euro

in euro

80.1%

2.6%