BEPA G & E
ActiveSummary
BEPA G & E has been active since 1975 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.3m and a net result of -€54,147. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 74% of 2294 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability36▼-10
Solvency97▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €160,000 at 30 days acceptable
Liquidity ample (current ratio 1.59 against 2.11 in 2023; short-term debt: 8.9% and cash: 1% of total assets), and 27.5% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
72.5%
Return on assets
-1.7%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
68 d late
2022
5 d early
2021
11 d early
2020
8 d early
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 22 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
In the rankings
#1 oldest company in Koksijde, Administrative and support services sector#3 company by total assets in Koksijde, Administrative and support services sector#3 company by equity in Koksijde, Administrative and support services sector
Equity
€2.3m▼ 2.4%
2023 · €2.3m
Total assets
€3.1m▼ 4.6%
2023 · €3.3m
Net result
-€54,147▼ 21.6%
2023 · -€44,536
Working capital
€164,346▼ 36.5%
2023 · €258,756
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€193,218▼ 78.4%€90,789▼ 53.0%€28,062▼ 69.1%-€32,766-€38,949▼ 18.9%
Net result€145,989above the sector's middle half▼ 76.9%€50,097within the sector's middle half▼ 65.7%-€5,139below the sector's middle half-€44,536below the sector's middle half▼ 767%-€54,147below the sector's middle half▼ 21.6%
Equity€2.3mabove the sector's middle half▲ 7.5%€2.4mabove the sector's middle half▲ 2.2%€2.4mabove the sector's middle half▼ 0.2%€2.3mabove the sector's middle half▼ 1.9%€2.3mabove the sector's middle half▼ 2.4%
Total assets€3.6mabove the sector's middle half▲ 2.1%€3.5mabove the sector's middle half▼ 2.5%€3.5mabove the sector's middle half▲ 0.3%€3.3mabove the sector's middle half▼ 6.8%€3.1mabove the sector's middle half▼ 4.6%
Debt€1.1m▼ 4.5%€1.0m▼ 11.5%€1.0m▲ 2.5%€839,974▼ 18.2%€749,423▼ 10.8%
Working capital€484,150above the sector's middle half▲ 0.8%€420,723above the sector's middle half▼ 13.1%€330,076within the sector's middle half▼ 21.5%€258,756within the sector's middle half▼ 21.6%€164,346within the sector's middle half▼ 36.5%
Solvency64.6%within the sector's middle half▲ 3.3pp67.6%within the sector's middle half▲ 3.1pp67.3%within the sector's middle half▼ 0.4pp70.8%within the sector's middle half▲ 3.5pp72.5%within the sector's middle half▲ 1.7pp
Current ratio2.34within the sector's middle half▼ 0.202.50within the sector's middle half▲ 0.162.13within the sector's middle half▼ 0.372.11within the sector's middle half▼ 0.021.59within the sector's middle half▼ 0.51
Return on assets (ROA)4.1%within the sector's middle half▼ 13.9pp1.4%within the sector's middle half▼ 2.6pp-0.1%below the sector's middle half▼ 1.6pp-1.4%below the sector's middle half▼ 1.2pp-1.7%below the sector's middle half▼ 0.4pp
Staff (FTE)0below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €38,949 in 2024 against €32,766 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.1m
Fixed assets
€2.7m ▼ 3.6%
Current assets
€441,573 ▼ 10.4%
Equity and liabilities €3.1m
Equity
€2.3m ▼ 2.4%
Provisions
€109,763 ▼ 5.4%
Debt
€749,423 ▼ 10.8%
Debt's share of the balance-sheet total falls from 25.6% to 24.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€67,499▼
2023 · €77,518
Cash flow
€52,301▼
2023 · €65,748
Debt to equity
0.33▼
2023 · 0.36
ROE
-2.4%▼
2023 · -1.9%
Interest coverage
2.35▼
2023 · 3.51
Debt ≤ 1 year
€277,228▲
2023 · €233,823
Debt > 1 year
€460,475▼
2023 · €591,629
Income taxes
€674▼
2023 · €708
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 8,611 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a small loss
0.4%
went bankrupt
5.1%
stopped otherwise
94%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 8,611 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €97,839 | €120,007 | €118,938 | €110,284 | €106,448 | ▼ 3.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €298 | €0 | ▼ 100% |
| Other operating charges640/8 | - | €40,147 | €36,148 | €32,502 | €29,541 | ▼ 9.1% |
| Non-recurring operating charges66A | - | - | €9,157 | €0 | - | - |
| Gross operating margin9900 | €327,649 | €250,943 | €192,305 | €110,317 | €97,040 | ▼ 12.0% |
| Operating profit (loss)9901 | €193,218 | €90,789 | €28,062 | -€32,766 | -€38,949 | ▼ 18.9% |
| Financial income75/76B | - | €7,576 | €9,647 | €4,756 | €7,892 | ▲ 65.9% |
| Recurring financial income75 | €20,655 | €7,576 | €9,647 | €4,756 | €7,892 | ▲ 65.9% |
| Financial charges65/66B | - | €21,026 | €22,242 | €22,068 | €28,666 | ▲ 29.9% |
| Recurring financial charges65 | €23,007 | €21,026 | €22,242 | €22,068 | €28,666 | ▲ 29.9% |
| Profit (loss) for the period before taxes9903 | €190,866 | €77,339 | €15,466 | -€50,079 | -€59,723 | ▼ 19.3% |
| Transfer from deferred taxes780 | - | €7,993 | €8,748 | €6,250 | €6,250 | = |
| Income taxes67/77 | €65,228 | €35,234 | €29,353 | €708 | €674 | ▼ 4.8% |
| Profit (loss) for the period9904 | €145,989 | €50,097 | -€5,139 | -€44,536 | -€54,147 | ▼ 21.6% |
| Transfer from tax-exempt reserves789 | - | €23,978 | €26,243 | €138,550 | €18,750 | ▼ 86.5% |
| Transfer to tax-exempt reserves689 | - | €84,000 | €42,100 | €42,100 | €200 | ▼ 99.5% |
| Profit (loss) for the period to be appropriated9905 | €122,843 | -€9,924 | -€20,996 | €51,914 | -€35,596 | ▼ 169% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.6m | €3.5m | €3.5m | €3.3m | €3.1m | ▼ 4.6% |
| Fixed assets21/28 | €2.7m | €2.8m | €2.9m | €2.8m | €2.7m | ▼ 3.6% |
| Intangible fixed assets21 | - | €40,286 | €36,046 | €31,805 | €31,805 | = |
| Tangible fixed assets22/27 | €2.6m | €2.8m | €2.9m | €2.8m | €2.6m | ▼ 3.7% |
| Land and buildings22 | - | €2.7m | €2.8m | €2.7m | €2.6m | ▼ 3.2% |
| Plant, machinery and equipment23 | - | €9,300 | €7,723 | €7,246 | €6,769 | ▼ 6.6% |
| Furniture and vehicles24 | - | €5,230 | €2,706 | €2,513 | €1,363 | ▼ 45.8% |
| Leasing and similar rights25 | - | €19,157 | €63,468 | €50,598 | €37,728 | ▼ 25.4% |
| Financial fixed assets28 | €120,677 | €120 | €120 | €0 | - | - |
| Current assets29/58 | €845,305 | €700,479 | €621,780 | €492,579 | €441,573 | ▼ 10.4% |
| Amounts receivable after more than one year29 | - | €162,000 | €138,000 | €142,000 | €105,500 | ▼ 25.7% |
| Other amounts receivable291 | - | €162,000 | €138,000 | €142,000 | €105,500 | ▼ 25.7% |
| Amounts receivable within one year40/41 | €377,373 | €89,973 | €236,295 | €59,320 | €48,257 | ▼ 18.6% |
| Trade receivables40 | - | €61,079 | €211,919 | €42,412 | €28,890 | ▼ 31.9% |
| Other amounts receivable41 | - | €28,894 | €24,376 | €16,908 | €19,367 | ▲ 14.5% |
| Current investments50/53 | €10,823 | €15,823 | €15,823 | €15,823 | €241,422 | ▲ 1,426% |
| Cash at bank and in hand54/58 | €291,014 | €298,361 | €168,421 | €264,361 | €32,542 | ▼ 87.7% |
| Deferred charges and accrued income490/1 | - | €134,322 | €63,240 | €11,074 | €13,851 | ▲ 25.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.6m | €3.5m | €3.5m | €3.3m | €3.1m | ▼ 4.6% |
| Equity10/15 | €2.3m | €2.4m | €2.4m | €2.3m | €2.3m | ▼ 2.4% |
| Contributions10/11 | €890,000 | €890,000 | €890,000 | €890,000 | €890,000 | = |
| Capital10 | - | €890,000 | €890,000 | €890,000 | €890,000 | = |
| Issued capital100 | - | €890,000 | €890,000 | €890,000 | €890,000 | = |
| Reserves13 | €1.4m | €1.5m | €1.5m | €1.4m | €1.4m | ▼ 3.8% |
| Non-distributable reserves130/1 | - | €48,642 | €48,642 | €48,642 | €48,642 | = |
| Legal reserve130 | - | €48,642 | €48,642 | €48,642 | €48,642 | = |
| Tax-exempt reserves132 | - | €598,192 | €614,049 | €517,599 | €499,048 | ▼ 3.6% |
| Distributable reserves133 | - | €842,417 | €811,497 | €862,578 | €826,149 | ▼ 4.2% |
| Profit (loss) carried forward14 | €271,084 | -€9,924 | - | €0 | €0 | - |
| Provisions and deferred taxes16 | €139,004 | €131,011 | €122,263 | €116,013 | €109,763 | ▼ 5.4% |
| Deferred taxes168 | - | €131,011 | €122,263 | €116,013 | €109,763 | ▼ 5.4% |
| Amounts payable17/49 | €1.1m | €1.0m | €1.0m | €839,974 | €749,423 | ▼ 10.8% |
| Amounts payable after more than one year17 | €754,938 | €702,110 | €720,770 | €591,629 | €460,475 | ▼ 22.2% |
| Financial debts170/4 | - | €702,110 | €720,770 | €591,629 | €460,475 | ▼ 22.2% |
| Amounts payable within one year42/48 | €361,155 | €279,756 | €291,704 | €233,823 | €277,228 | ▲ 18.6% |
| Current portion of amounts payable after more than one year42 | - | €100,342 | €128,186 | €129,446 | €130,909 | ▲ 1.1% |
| Financial debts43 | - | €7,298 | - | - | - | - |
| Credit institutions430/8 | - | €7,298 | - | - | - | - |
| Trade debts44 | €17,771 | €19,630 | €9,360 | €114 | €952 | ▲ 735% |
| Suppliers440/4 | - | €19,630 | €9,360 | €114 | €952 | ▲ 735% |
| Taxes, remuneration and social security45 | - | €14,388 | €21,073 | €0 | €1,628 | - |
| Taxes450/3 | - | €14,388 | €21,073 | €0 | €1,628 | - |
| Other amounts payable47/48 | - | €138,097 | €133,084 | €104,263 | €143,738 | ▲ 37.9% |
| Accrued charges and deferred income492/3 | - | €20,174 | €14,364 | €14,522 | €11,720 | ▼ 19.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €145,989 | €50,097 | -€5,139 | -€44,536 | -€54,147 | ▼ 21.6% |
| + Depreciation and write-downs630 | €97,839 | €120,007 | €118,938 | €110,284 | €106,448 | ▼ 3.5% |
| Operating cash flow (approximation) | €243,828 | €170,104 | €113,798 | €65,748 | €52,301 | ▼ 20.5% |
| Investment in fixed assets (approximation) | - | -€176,181 | -€208,549 | -€1,001 | -€5,672 | ▼ 467% |
| Change in cash | - | €7,347 | -€129,940 | €95,940 | -€231,819 | ▼ 342% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet -€54,147
Net result drops to -€54,147, the lowest in the series.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 68 days late
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
31-12
Financial
Highest result since 2018net €632,396 ▲63,239,456%
Operating result €895,173, net result €632,396, both a record.
31-12
Financial
Liquidity times 6current ratio 2.54
Current ratio from 0.45 to 2.54; short-term debt falls from €794,716 to €312,136.
31-12
Financial
Equity above €2mEq €2.2m ▲41.5%
2 profitable years in a row build equity to €2.2m.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 31 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2016
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
28-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 13 acts read
About the unread acts
We know of 13 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 1980
Ground area
1,484 m²
Building footprint
105 m²
Volume, LiDAR
484 m³
Parcel 38014F0438/00B000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bepa G&E NV
since 19802.102.271.102
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38014F0438/00B000 | Flanders | 1,484 m² | 1 · 105 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900N5EUFKZI89Y265
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Of 24,516 companies in sector 82990 we hold annual accounts for 9,419. 3,017 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded19-12-1975
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
64999Other financial services
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Reachable via Peppol
Peppol ID
0208:0415914125
Also
9925:BE0415914125
Registered
21-02-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.