BeObjective
ActiveSummary
BeObjective has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,460 and a net result of €77,557. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 31942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency34▼-28
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.08 against 1.48 in 2024; short-term debt: 90.6% and cash: 7.9% of total assets), and 90.6% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.4%
Return on assets
35.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 31942 sector peers (2025).
NBB · sector comparisonPosition among 31942 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
63 d early
2024
32 d late
2023
30 d late
2022
29 d late
2021
31 d late
2020
4 d late
2019
130 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€20,460▼ 77.9%
2024 · €92,582
Total assets
€217,386▼ 12.6%
2024 · €248,615
Net result
€77,557▲ 7.8%
2024 · €71,936
Working capital
€16,306▼ 60.7%
2024 · €41,507
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€43,406▲ 360%€68,335▲ 57.4%€102,552▲ 50.1%€99,594▼ 2.9%€102,366▲ 2.8%
Net result€31,137within the sector's middle half€36,626within the sector's middle half▲ 17.6%€74,789above the sector's middle half▲ 104%€71,936above the sector's middle half▼ 3.8%€77,557above the sector's middle half▲ 7.8%
Equity€49,831within the sector's middle half▲ 167%€39,857within the sector's middle half▼ 20.0%€114,647within the sector's middle half▲ 188%€92,582within the sector's middle half▼ 19.2%€20,460below the sector's middle half▼ 77.9%
Total assets€179,067within the sector's middle half▲ 4.8%€225,186within the sector's middle half▲ 25.8%€236,270within the sector's middle half▲ 4.9%€248,615within the sector's middle half▲ 5.2%€217,386within the sector's middle half▼ 12.6%
Debt€129,236▼ 15.0%€185,329▲ 43.4%€121,623▼ 34.4%€156,033▲ 28.3%€196,926▲ 26.2%
Working capital€17,075within the sector's middle half€996below the sector's middle half▼ 94.2%€68,951within the sector's middle half▲ 6,821%€41,507within the sector's middle half▼ 39.8%€16,306within the sector's middle half▼ 60.7%
Solvency27.8%within the sector's middle half▲ 16.9pp17.7%below the sector's middle half▼ 10.1pp48.5%within the sector's middle half▲ 30.8pp37.2%within the sector's middle half▼ 11.3pp9.4%below the sector's middle half▼ 27.8pp
Current ratio1.55within the sector's middle half▲ 0.561.01below the sector's middle half▼ 0.542.61within the sector's middle half▲ 1.601.48within the sector's middle half▼ 1.131.08within the sector's middle half▼ 0.40
Return on assets (ROA)17.4%within the sector's middle half▲ 27.6pp16.3%within the sector's middle half▼ 1.1pp31.7%above the sector's middle half▲ 15.4pp28.9%within the sector's middle half▼ 2.7pp35.7%above the sector's middle half▲ 6.7pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €217,386
Fixed assets
€4,154 ▼ 96.6%
Current assets
€213,231 ▲ 67.2%
Equity and liabilities €217,386
Equity
€20,460 ▼ 77.9%
Debt
€196,926 ▲ 26.2%
Debt's share of the balance-sheet total rises from 62.8% to 90.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€103,032▼
2024 · €103,834
Cash flow
€78,223▲
2024 · €76,176
Debt to equity
9.62▲
2024 · 1.69
ROE
379.1%▲
2024 · 77.7%
Interest coverage
10.91▼
2024 · 36.52
Debt ≤ 1 year
€196,926▲
2024 · €86,005
Income taxes
€23,985▼
2024 · €24,815
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,151 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,151 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,394 | €4,237 | €3,952 | €4,241 | €666 | ▼ 84.3% |
| Other operating charges640/8 | €1,157 | €1,257 | €1,456 | €1,079 | €915 | ▼ 15.2% |
| Gross operating margin9900 | €48,957 | €73,829 | €107,960 | €104,914 | €103,947 | ▼ 0.9% |
| Operating profit (loss)9901 | €43,406 | €68,335 | €102,552 | €99,594 | €102,366 | ▲ 2.8% |
| Financial income75/76B | €0 | - | - | - | €8,621 | - |
| Recurring financial income75 | €0 | - | - | - | €8,621 | - |
| Financial charges65/66B | €2,793 | €16,802 | €2,101 | €2,843 | €9,445 | ▲ 232% |
| Recurring financial charges65 | €2,793 | €16,802 | €2,101 | €2,843 | €9,445 | ▲ 232% |
| Profit (loss) for the period before taxes9903 | €40,613 | €51,533 | €100,451 | €96,750 | €101,542 | ▲ 5.0% |
| Income taxes67/77 | €9,476 | €14,906 | €25,662 | €24,815 | €23,985 | ▼ 3.3% |
| Profit (loss) for the period9904 | €31,137 | €36,626 | €74,789 | €71,936 | €77,557 | ▲ 7.8% |
| Profit (loss) for the period to be appropriated9905 | €31,137 | €36,626 | €74,789 | €71,936 | €77,557 | ▲ 7.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €179,067 | €225,186 | €236,270 | €248,615 | €217,386 | ▼ 12.6% |
| Fixed assets21/28 | €130,684 | €127,297 | €124,485 | €121,103 | €4,154 | ▼ 96.6% |
| Tangible fixed assets22/27 | €130,684 | €127,297 | €124,485 | €121,103 | €4,154 | ▼ 96.6% |
| Land and buildings22 | €121,159 | €118,111 | €115,063 | €112,015 | - | - |
| Furniture and vehicles24 | €452 | €52 | €1,077 | €1,532 | €866 | ▼ 43.5% |
| Other tangible fixed assets26 | €9,073 | €9,134 | €8,345 | €7,556 | €3,288 | ▼ 56.5% |
| Current assets29/58 | €48,383 | €97,889 | €111,784 | €127,512 | €213,231 | ▲ 67.2% |
| Amounts receivable within one year40/41 | €44,120 | €88,505 | €99,798 | €112,277 | €195,452 | ▲ 74.1% |
| Trade receivables40 | €827 | - | €330 | - | - | - |
| Other amounts receivable41 | €43,293 | €88,505 | €99,467 | €112,277 | €195,452 | ▲ 74.1% |
| Cash at bank and in hand54/58 | €3,984 | €8,529 | €10,887 | €14,208 | €17,080 | ▲ 20.2% |
| Deferred charges and accrued income490/1 | €279 | €856 | €1,100 | €1,027 | €699 | ▼ 31.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €179,067 | €225,186 | €236,270 | €248,615 | €217,386 | ▼ 12.6% |
| Equity10/15 | €49,831 | €39,857 | €114,647 | €92,582 | €20,460 | ▼ 77.9% |
| Contributions10/11 | €6,200 | €18,600 | €20,460 | €20,460 | €20,460 | = |
| Reserves13 | €1,860 | €1,860 | - | - | - | - |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Profit (loss) carried forward14 | €41,771 | €19,397 | €94,187 | €72,122 | - | - |
| Amounts payable17/49 | €129,236 | €185,329 | €121,623 | €156,033 | €196,926 | ▲ 26.2% |
| Amounts payable after more than one year17 | €97,928 | €88,436 | €78,790 | €70,028 | - | - |
| Financial debts170/4 | €97,928 | €88,436 | €78,790 | €70,028 | - | - |
| Amounts payable within one year42/48 | €31,308 | €96,893 | €42,834 | €86,005 | €196,926 | ▲ 129% |
| Current portion of amounts payable after more than one year42 | €25,439 | €9,492 | €19,647 | €8,761 | - | - |
| Trade debts44 | €2,410 | €4,005 | €619 | €2,111 | €3,834 | ▲ 81.7% |
| Suppliers440/4 | €2,410 | €4,005 | €619 | €2,111 | €3,834 | ▲ 81.7% |
| Taxes, remuneration and social security45 | €3,459 | €33,246 | €22,568 | €75,133 | €65,864 | ▼ 12.3% |
| Taxes450/3 | €3,459 | €31,540 | €22,568 | €73,059 | €65,864 | ▼ 9.8% |
| Remuneration and social security454/9 | - | €1,706 | - | €2,074 | - | - |
| Other amounts payable47/48 | - | €50,150 | - | - | €127,227 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €31,137 | €36,626 | €74,789 | €71,936 | €77,557 | ▲ 7.8% |
| + Depreciation and write-downs630 | €4,394 | €4,237 | €3,952 | €4,241 | €666 | ▼ 84.3% |
| Operating cash flow (approximation) | €35,531 | €40,863 | €78,741 | €76,176 | €78,223 | ▲ 2.7% |
| Investment in fixed assets (approximation) | - | -€850 | -€1,140 | -€859 | €116,283 | ▲ 13,642% |
| Change in cash | - | €4,545 | €2,358 | €3,321 | €2,872 | ▼ 13.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €77,557 ▲7.8%
Net result €77,557, the highest in the series.
01-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 32 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 2.61
Current ratio from 1.01 to 2.61; short-term debt falls from €96,893 to €42,834.
31-12
Financial
Equity above €100,000Eq €114,647 ▲188%
3 profitable years in a row build equity to €114,647.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €31,137
Net result €31,137 after one loss-making year.
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
31-12
Financial
Weakest financial yearnet -€17,368
Net result drops to -€17,368, the lowest in the series; recovery starts the following year.
23-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2017
Ground area
1.3 ha
Building footprint
1,285 m²
Parcel 25742B0631/00A000, Wallonia. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BeObjective
since 20172.273.954.667
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25742B0631/00A000 | Wallonia | 1.3 ha | 1 · 1,285 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900VBB4230C1OA446
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,629. 30,794 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-11-2017
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0683994411
Also
9925:BE0683994411
Registered
15-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.