BENZ
ActiveSummary
BENZ has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €710k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 95% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 34.53 against 8.03 in 2024; short-term debt: 2.1% and cash: 61.6% of total assets), and 2.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
21 d early
2024
28 d early
2023
37 d early
2022
48 d early
2021
54 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€710k▲ 224%
2024 · €219k
2021: €162k
2022: €70k▼ -56.9% vs 2021lowest in 5 years
2023: €172k▲ +145% vs 2022
2024: €219k▲ +27.6% vs 2023
2025: €710k▲ +224% vs 2024highest in 5 years
2021 → 2025
Working capital
€24k▼ 88.9%
2024 · €218k
2021: €157k
2022: €235k▲ +49.7% vs 2021
2023: €407k▲ +72.7% vs 2022highest in 5 years
2024: €218k▼ -46.3% vs 2023
2025: €24k▼ -88.9% vs 2024lowest in 5 years
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€167k-€237k▲ 41.9%€409k▲ 72.4%€228k▼ 44.3%€33k▼ 85.3%
2021: €167k
2022: €237k▲ +41.9% vs 2021
2023: €409k▲ +72.4% vs 2022highest in 5 years
2024: €228k▼ -44.3% vs 2023
2025: €33k▼ -85.3% vs 2024lowest in 5 years
Operating result€162k-€142k▼ 12.4%€229k▲ 61.3%€290k▲ 26.4%€108k▼ 62.7%
2021: €162k
2022: €142k▼ -12.4% vs 2021
2023: €229k▲ +61.3% vs 2022
2024: €290k▲ +26.4% vs 2023highest in 5 years
2025: €108k▼ -62.7% vs 2024lowest in 5 years
Net result€162k-€70k▼ 56.9%€172k▲ 145%€219k▲ 27.6%€710k▲ 224%
2021: €162k
2022: €70k▼ -56.9% vs 2021lowest in 5 years
2023: €172k▲ +145% vs 2022
2024: €219k▲ +27.6% vs 2023
2025: €710k▲ +224% vs 2024highest in 5 years
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 63% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €34k
Fixed assets
€9k ▼ 3.3%
Current assets
€25k ▼ 90.0%
Equity and liabilities €34k
Equity
€33k ▼ 85.3%
Debt
€724 ▼ 97.7%
Debt's share of the balance-sheet total falls from 12.0% to 2.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€111k▼
2024 · €292k
Cash flow
€713k▲
2024 · €221k
Current ratio
34.53▲
2024 · 8.03
Debt to equity
0.02▼
2024 · 0.14
Interest coverage
2097.61▼
2024 · 5797.87
Debt ≤ 1 year
€724▼
2024 · €31k
Income taxes
€236k▲
2024 · €71k
A ratio outside any meaningful range has been withheld (balance sheet total €34k, equity €33k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€259k€34k▼
Fixed assets21/28€10k€9k▼
Tangible fixed assets22/27€10k€9k▼
Furniture and vehicles24€10k€9k▼
Current assets29/58€249k€25k▼
Amounts receivable within one year40/41€111k€4k▼
Trade receivables40€107k-
Other amounts receivable41€4k€4k=
Cash at bank and in hand54/58€138k€21k▼
Equity and liabilities
Total equity and liabilities10/49€259k€34k▼
Equity10/15€228k€33k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€223k€28k▼
Amounts payable17/49€31k€724▼
Amounts payable within one year42/48€31k€724▼
Trade debts44€349€243▼
Suppliers440/4€349€243▼
Taxes, remuneration and social security45€31k€481▼
Taxes450/3€31k€481▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€3k€3k▼
Gross operating margin9900€294k€114k▼
Operating profit (loss)9901€290k€108k▼
Financial income75/76B€412€838k▲
Recurring financial income75€412€673▲
Non-recurring financial income76B-€837k
Financial charges65/66B€50€53▲
Recurring financial charges65€50€53▲
Profit (loss) for the period before taxes9903€290k€946k▲
Income taxes67/77€71k€236k▲
Profit (loss) for the period9904€219k€710k▲
Profit (loss) for the period to be appropriated9905€219k€710k▲
Appropriation of the result
Profit (loss) to be appropriated9906€623k€933k▲
Profit (loss) brought forward from the previous period14P€404k€223k▼
Profit to be distributed694/7€400k€904k▲
Return on contributions (dividend)694€400k€904k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €24k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €585 | €684 | €2k | €3k | ▲ 67.9% |
| Other operating charges640/8 | €5k | €928 | €10k | €3k | €3k | ▼ 2.8% |
| Gross operating margin9900 | €169k | €144k | €240k | €294k | €114k | ▼ 61.4% |
| Operating profit (loss)9901 | €162k | €142k | €229k | €290k | €108k | ▼ 62.7% |
| Financial income75/76B | - | - | €136 | €412 | €838k | ▲ 203,343% |
| Recurring financial income75 | - | - | €136 | €412 | €673 | ▲ 63.5% |
| Non-recurring financial income76B | - | - | - | - | €837k | - |
| Financial charges65/66B | €3 | €25 | €26 | €50 | €53 | ▲ 5.2% |
| Recurring financial charges65 | €3 | €25 | €26 | €50 | €53 | ▲ 5.2% |
| Profit (loss) for the period before taxes9903 | €162k | €142k | €229k | €290k | €946k | ▲ 226% |
| Income taxes67/77 | - | €72k | €58k | €71k | €236k | ▲ 232% |
| Profit (loss) for the period9904 | €162k | €70k | €172k | €219k | €710k | ▲ 224% |
| Profit (loss) for the period to be appropriated9905 | €162k | €70k | €172k | €219k | €710k | ▲ 224% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €181k | €302k | €506k | €259k | €34k | ▼ 86.8% |
| Fixed assets21/28 | €10k | €2k | €2k | €10k | €9k | ▼ 3.3% |
| Tangible fixed assets22/27 | €10k | €2k | €2k | €10k | €9k | ▼ 3.3% |
| Furniture and vehicles24 | €10k | €2k | €2k | €10k | €9k | ▼ 3.3% |
| Current assets29/58 | €171k | €300k | €503k | €249k | €25k | ▼ 90.0% |
| Amounts receivable within one year40/41 | €13k | €114k | €155k | €111k | €4k | ▼ 96.5% |
| Trade receivables40 | €13k | €114k | €155k | €107k | - | - |
| Other amounts receivable41 | - | - | - | €4k | €4k | = |
| Cash at bank and in hand54/58 | €158k | €187k | €348k | €138k | €21k | ▼ 84.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €181k | €302k | €506k | €259k | €34k | ▼ 86.8% |
| Equity10/15 | €167k | €237k | €409k | €228k | €33k | ▼ 85.3% |
| Contributions10/11 | €5k | €5k | €5k | €5k | €5k | = |
| Profit (loss) carried forward14 | €162k | €232k | €404k | €223k | €28k | ▼ 87.2% |
| Amounts payable17/49 | €14k | €65k | €97k | €31k | €724 | ▼ 97.7% |
| Amounts payable within one year42/48 | €14k | €65k | €97k | €31k | €724 | ▼ 97.7% |
| Trade debts44 | €593 | €152 | €92 | €349 | €243 | ▼ 30.2% |
| Suppliers440/4 | €593 | €152 | €92 | €349 | €243 | ▼ 30.2% |
| Taxes, remuneration and social security45 | €14k | €65k | €97k | €31k | €481 | ▼ 98.4% |
| Taxes450/3 | €14k | €65k | €97k | €31k | €481 | ▼ 98.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €162k | €70k | €172k | €219k | €710k | ▲ 224% |
| + Depreciation and write-downs630 | €2k | €585 | €684 | €2k | €3k | ▲ 67.9% |
| Operating cash flow (approximation) | €164k | €71k | €172k | €221k | €713k | ▲ 223% |
| Investment in fixed assets (approximation) | - | €8k | €-1k | €-9k | €-3k | ▲ 69.8% |
| Change in cash | - | €28k | €161k | €-210k | €-117k | ▲ 44.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €710k ▲224%
Net result €710k, the highest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 34.53
Current ratio from 8.03 to 34.53; short-term debt falls from €31k to €724.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €70k ▼56.9%
Net result drops to €70k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €237k ▲41.9%
2 profitable years in a row build equity to €237k.
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2020
Ground area
987 m²
Building footprint
211 m²
Volume, LiDAR
1,295 m³
Parcel 25110S0211/00H002, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BENZ
since 20202.303.722.977
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25110S0211/00H002 | Wallonia | 987 m² | 1 · 211 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 35,306 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-06-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
62200Computer consultancy and computer facilities management
73110Advertising agencies
82100Office administrative and support services
82990Other business support services
Contact
E-mail
eyal@benzenou.be
Phone
+32496590935
Scores and ratios are computed by Checked and are not a credit decision.