BENTEC
ActiveSummary
BENTEC has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €693,066 and a net result of -€18,497. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 91% of 1917 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability66▲+51
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40,000 at 30 days only on tighter terms
Liquidity ample (current ratio 5.57 against 6.23 in 2024; short-term debt: 10.4% and cash: 12.3% of total assets), and 10.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Manufacture of fabricated metal products, except machinery and equipment (NACE 25)
about 50% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€18,497
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-08-2026, 200 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
200 d late
2024
89 d late
2023
on the day
2022
on the day
2021
on the day
2020
22 d late
2019
40 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 50 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (4 of the last 5 filed years within 89 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#6 company by equity in Pajottegem, Manufacturing sector
Equity
€693,066▼ 2.6%
2024 · €711,563
Total assets
€773,265▼ 14.5%
2024 · €904,110
Net result
-€18,497▲ 37.8%
2024 · -€29,753
Working capital
€366,609▼ 20.9%
2024 · €463,296
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 25, Manufacture of fabricated metal products, except machinery and equipment, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€5,801▼ 16.5%-€4,813€3,780-€30,078-€18,439▲ 38.7%
Net result€533within the sector's middle half▼ 73.3%-€4,859below the sector's middle half€1,765within the sector's middle half-€29,753below the sector's middle half-€18,497below the sector's middle half▲ 37.8%
Equity€744,410above the sector's middle half▲ 0.1%€739,551above the sector's middle half▼ 0.7%€741,316above the sector's middle half▲ 0.2%€711,563above the sector's middle half▼ 4.0%€693,066above the sector's middle half▼ 2.6%
Total assets€1.0mabove the sector's middle half▲ 11.6%€923,216above the sector's middle half▼ 8.4%€931,831above the sector's middle half▲ 0.9%€904,110above the sector's middle half▼ 3.0%€773,265above the sector's middle half▼ 14.5%
Debt€263,684▲ 65.3%€183,665▼ 30.3%€190,515▲ 3.7%€192,547▲ 1.1%€80,199▼ 58.3%
Working capital€426,121above the sector's middle half▲ 3.8%€441,258above the sector's middle half▲ 3.6%€466,718above the sector's middle half▲ 5.8%€463,296above the sector's middle half▼ 0.7%€366,609above the sector's middle half▼ 20.9%
Solvency73.8%above the sector's middle half▼ 8.5pp80.1%above the sector's middle half▲ 6.3pp79.6%above the sector's middle half▼ 0.6pp78.7%above the sector's middle half▼ 0.9pp89.6%above the sector's middle half▲ 10.9pp
Current ratio3.76above the sector's middle half▼ 5.246.52above the sector's middle half▲ 2.756.37above the sector's middle half▼ 0.156.23above the sector's middle half▼ 0.135.57above the sector's middle half▼ 0.66
Return on assets (ROA)0.1%below the sector's middle half▼ 0.2pp-0.5%below the sector's middle half▼ 0.6pp0.2%below the sector's middle half▲ 0.7pp-3.3%below the sector's middle half▼ 3.5pp-2.4%below the sector's middle half▲ 0.9pp
Staff (FTE)1=1.1▲ 10.0%1.4▲ 27.3%
above
within
below
the middle half (P25 to P75) of NACE 25, Manufacture of fabricated metal products, except machinery and equipment, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €18,439 in 2025 against €30,078 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €773,265
Fixed assets
€326,456 ▼ 7.3%
Current assets
€446,808 ▼ 19.0%
Equity and liabilities €773,265
Equity
€693,066 ▼ 2.6%
Debt
€80,199 ▼ 58.3%
Debt's share of the balance-sheet total falls from 21.3% to 10.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€7,412▲
2024 · -€4,228
Cash flow
€7,354▲
2024 · -€3,903
Quick ratio
3.90▼
2024 · 4.72
Debt to equity
0.12▼
2024 · 0.27
ROE
-2.7%▲
2024 · -4.2%
Interest coverage
127.90▲
2024 · -24.97
Debt ≤ 1 year
€80,199▼
2024 · €88,506
Debt > 1 year
€0▼
2024 · €100,000
Staff costs
€1,684▼
2024 · €4,065
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,688 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a small loss
0.5%
went bankrupt
5.4%
stopped otherwise
94%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,688 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €26,582 | €45,743 | €4,065 | €1,684 | ▼ 58.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €25,028 | €25,719 | €25,851 | €25,851 | €25,851 | = |
| Other operating charges640/8 | - | €4,054 | €4,067 | €4,626 | €876 | ▼ 81.1% |
| Non-recurring operating charges66A | - | - | - | €0 | - | - |
| Gross operating margin9900 | €55,249 | €51,541 | €79,441 | €4,464 | €9,972 | ▲ 123% |
| Operating profit (loss)9901 | €5,801 | -€4,813 | €3,780 | -€30,078 | -€18,439 | ▲ 38.7% |
| Financial income75/76B | - | - | - | €494 | €0 | ▼ 100% |
| Recurring financial income75 | - | - | - | €494 | €0 | ▼ 100% |
| Financial charges65/66B | - | €47 | €2,015 | €169 | €58 | ▼ 65.8% |
| Recurring financial charges65 | €5,269 | €47 | €57 | €169 | €58 | ▼ 65.8% |
| Non-recurring financial charges66B | - | - | €1,958 | - | - | - |
| Profit (loss) for the period before taxes9903 | €533 | -€4,859 | €1,765 | -€29,753 | -€18,497 | ▲ 37.8% |
| Profit (loss) for the period9904 | €533 | -€4,859 | €1,765 | -€29,753 | -€18,497 | ▲ 37.8% |
| Profit (loss) for the period to be appropriated9905 | €533 | -€4,859 | €1,765 | -€29,753 | -€18,497 | ▲ 37.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.0m | €923,216 | €931,831 | €904,110 | €773,265 | ▼ 14.5% |
| Fixed assets21/28 | €427,679 | €401,960 | €378,158 | €352,307 | €326,456 | ▼ 7.3% |
| Tangible fixed assets22/27 | €427,629 | €401,910 | €378,108 | €352,257 | €326,406 | ▼ 7.3% |
| Land and buildings22 | - | €391,436 | €368,186 | €344,936 | €321,686 | ▼ 6.7% |
| Plant, machinery and equipment23 | - | €9,700 | €9,348 | €6,947 | €4,546 | ▼ 34.6% |
| Furniture and vehicles24 | - | €774 | €574 | €374 | €174 | ▼ 53.4% |
| Financial fixed assets28 | €50 | €50 | €50 | €50 | €50 | = |
| Current assets29/58 | €580,415 | €521,256 | €553,673 | €551,803 | €446,808 | ▼ 19.0% |
| Stocks and contracts in progress3 | €64,443 | €123,874 | €124,082 | €133,897 | €133,897 | = |
| Stocks30/36 | - | €71,343 | €64,443 | €74,257 | €74,257 | = |
| Contracts in progress37 | - | €52,531 | €59,639 | €59,639 | €59,639 | = |
| Amounts receivable within one year40/41 | €368,055 | €231,253 | €287,069 | €305,158 | €216,953 | ▼ 28.9% |
| Trade receivables40 | - | €193,855 | €251,435 | €263,480 | €176,523 | ▼ 33.0% |
| Other amounts receivable41 | - | €37,399 | €35,634 | €41,678 | €40,429 | ▼ 3.0% |
| Cash at bank and in hand54/58 | €108,568 | €165,078 | €141,766 | €111,650 | €95,105 | ▼ 14.8% |
| Deferred charges and accrued income490/1 | - | €1,050 | €757 | €1,098 | €854 | ▼ 22.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.0m | €923,216 | €931,831 | €904,110 | €773,265 | ▼ 14.5% |
| Equity10/15 | €744,410 | €739,551 | €741,316 | €711,563 | €693,066 | ▼ 2.6% |
| Contributions10/11 | - | €680,000 | €680,000 | €680,000 | €680,000 | = |
| Outside capital11 | - | €680,000 | €680,000 | - | - | - |
| Other1109/19 | - | €680,000 | €680,000 | - | - | - |
| Reserves13 | €61,122 | €61,122 | €61,122 | €61,122 | €61,122 | = |
| Non-distributable reserves130/1 | - | €3,122 | €3,122 | €0 | - | - |
| Reserves not available under the articles1311 | - | €3,122 | €3,122 | €0 | - | - |
| Distributable reserves133 | - | €58,000 | €58,000 | €61,122 | €61,122 | = |
| Profit (loss) carried forward14 | €3,288 | -€1,571 | €194 | -€29,559 | -€48,056 | ▼ 62.6% |
| Amounts payable17/49 | €263,684 | €183,665 | €190,515 | €192,547 | €80,199 | ▼ 58.3% |
| Amounts payable after more than one year17 | €100,000 | €100,000 | €100,000 | €100,000 | €0 | ▼ 100% |
| Financial debts170/4 | - | €100,000 | €100,000 | €100,000 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €154,294 | €79,997 | €86,955 | €88,506 | €80,199 | ▼ 9.4% |
| Trade debts44 | €126,808 | €50,920 | €63,989 | €70,819 | €69,988 | ▼ 1.2% |
| Suppliers440/4 | - | €50,920 | €63,989 | €70,819 | €69,988 | ▼ 1.2% |
| Taxes, remuneration and social security45 | - | €3,147 | €636 | €1,477 | €0 | ▼ 100% |
| Taxes450/3 | - | €636 | €636 | €1,477 | €0 | ▼ 100% |
| Remuneration and social security454/9 | - | €2,511 | - | - | - | - |
| Other amounts payable47/48 | - | €25,931 | €22,331 | €16,211 | €10,211 | ▼ 37.0% |
| Accrued charges and deferred income492/3 | - | €3,668 | €3,559 | €4,040 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €533 | -€4,859 | €1,765 | -€29,753 | -€18,497 | ▲ 37.8% |
| + Depreciation and write-downs630 | €25,028 | €25,719 | €25,851 | €25,851 | €25,851 | = |
| Operating cash flow (approximation) | €25,561 | €20,859 | €27,616 | -€3,903 | €7,354 | ▲ 288% |
| Investment in fixed assets (approximation) | - | €0 | -€2,048 | €0 | €0 | - |
| Change in cash | - | €56,511 | -€23,312 | -€30,116 | -€16,545 | ▲ 45.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 200 days late
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 89 days late
2024
30-06
Financial
Weakest financial yearnet -€29,753
Net result drops to -€29,753, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €1,765
Net result €1,765 after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 22 days late
2020
11-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 40 days late
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
06-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2014
Ground area
914 m²
Building footprint
209 m²
Volume, LiDAR
1,021 m³
Parcel 23087B0894/00R000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bentec
since 20142.233.424.406
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23087B0894/00R000 | Flanders | 914 m² | 1 · 209 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,983 companies in sector 25110 we hold annual accounts for 2,145. 1,470 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-07-2014
Fiscal year end30-06
Activities, NACEBEL 2025
25110Manufacture of metal structures and parts of structures
33120Repair and maintenance of machinery
Contact
E-mail
bentec@telenet.bePajottegem
Phone
0496/052588Pajottegem
E-invoicing
Reachable via Peppol
Peppol ID
0208:0556644396
Also
9925:BE0556644396
Registered
08-07-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.