BENSOTIER
ActiveThe computed 12-month bankruptcy probability of BENSOTIER is 2.6% (moderate). The 2025 annual accounts show negative equity (€-18k) and a net result of €411. Equity is shrinking by ~42.2% per year across the filed fiscal years. Its solvency ranks better than 9% of 13270 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+73
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.13 against 0.17 in 2024; short-term debt: 239.3% and cash: 8.6% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-139.3%
Return on assets
3.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 13270 sector peers (2025).
NBB · sector comparisonPosition among 13270 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
2 d early
2024
57 d late
2023
23 d late
2022
17 d late
2021
73 d late
2020
90 d late
2019
138 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€43k
EBIT margin
17.5%
Net result
€411
2024 · €-14k
2018: €7k
2019: €-2k
2020: €-6k
2021: €-15k
2022: €7k
2023: €-7k
2024: €-14k
2018 → 2025
Working capital
€-27k▲ 5.5%
2024 · €-29k
2018: €-1k
2019: €-1k
2020: €-5k
2021: €-4k
2022: €-8k
2023: €-14k
2024: €-29k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€43k
Equity€-5k-€2k€-5k€-19k▼ 271%€-18k▲ 2.2%
Operating result€-14k-€7k€-7k€-7k▼ 8.6%€632
Net result€-15k-€7k€-7k€-14k▼ 95.7%€411
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €632 after a loss of €7k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13k
Fixed assets
€9k▼ 11.5%
Current assets
€4k▼ 31.7%
Key figures and ratios
EBITDA
€2k▲
2024 · €-6k
Cash flow
€2k▲
2024 · €-12k
Solvency
-139.3%▼
2024 · -115.3%
Current ratio
0.13▼
2024 · 0.17
Quick ratio
0.07▼
2024 · 0.15
Debt / equity
-1.72▲
2024 · -1.87
ROA
3.1%▲
2024 · -84.2%
Interest coverage
7.98▲
2024 · -0.97
Debt
€31k▼
2024 · €35k
Debt ≤ 1 year
€31k▼
2024 · €35k
Staff costs
€431▼
2024 · €548
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€16k€13k▼
Fixed assets21/28€10k€9k▼
Tangible fixed assets22/27€4k€3k▼
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€2k€2k▼
Financial fixed assets28€6k€6k=
Current assets29/58€6k€4k▼
Stocks and contracts in progress3€930€2k▲
Stocks30/36€930€2k▲
Amounts receivable within one year40/41-€968
Other amounts receivable41-€968
Cash at bank and in hand54/58€5k€1k▼
Equity and liabilities
Total equity and liabilities10/49€16k€13k▼
Equity10/15€-19k€-18k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-37k€-37k▲
Amounts payable17/49€35k€31k▼
Amounts payable within one year42/48€35k€31k▼
Financial debts43-€30k
Other loans439-€30k
Trade debts44€27k-
Suppliers440/4€27k-
Taxes, remuneration and social security45€6k€1k▼
Taxes450/3€2k€1k▼
Remuneration and social security454/9€4k-
Other amounts payable47/48€2k€189▼
Income statement
Code20242025
Remuneration, social security and pensions62€548€431▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€2k€462▼
Gross operating margin9900€-4k€3k▲
Operating profit (loss)9901€-7k€632▲
Financial income75/76B-€6
Recurring financial income75-€6
Financial charges65/66B€6k€226▼
Recurring financial charges65€6k€226▼
Profit (loss) for the period before taxes9903€-14k€411▲
Profit (loss) for the period9904€-14k€411▲
Profit (loss) for the period to be appropriated9905€-14k€411▲
Appropriation of the result
Profit (loss) to be appropriated9906€-37k€-37k▲
Profit (loss) brought forward from the previous period14P€-24k€-37k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €411
Net result €411 after 2 loss-making years.
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
31-12
Financial
Back to profitnet €7k
Net result €7k after 3 loss-making years.
12-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 73 days late
2021
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
16-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 138 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 33980 Tessenderlo-HamGround area
562 m²
Parcel 71057A0734/00H004, Flanders. Linked by address, not a title deed.
1 establishment unit
BENSOTIER
since 20162.255.902.373
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71057A0734/00H004 | Flanders | 561 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTessenderlo-Ham2.255.902.373
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K.M.M.SERVICES
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 2,712 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded30-08-2016
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.