Equity
€81,322 ▲ 157%
Bensmark has made a profit in every financial year since 2020.
Bensmark
Lifetime
5 annual accounts with figures on one time axispeak €69,512 (2024)
€69,512▲ 11.1%
peak €49,714 (2024)
€49,714▲ 13.4%
peak €95,578 (2022)
€81,322▲ 157%
€3,649▼ 93.7%
Board1 name since 2020
1 directorBergs Ben
Documentsfilings and deeds
16-09-202547 days late
2024micro format
Equity from €31,608 to €81,322Debts from €58,080 to €3,649Investments €17,948Cash from €71,026 to €42,406
Key points
from the 2024 annual accountsTurnover
≈ €130,000 estimated
The micro format states no turnover.
Investments
€18,434 4.7 × depreciation
Green is investment, beige is depreciation.
Liquidity
18.37 was 1.48 in 2023
Short-term debts fell from €58,080 to €3,649.
Filings
5 annual accounts 102 days past the deadline
2025 accounts not filed: deadline was 31-07-2026.
Position in the sector
95.7%
Higher solvency than 95% of companies in computer programming and consultancy. Sector median 62.8% · 20,537 companies.
Checked score
58
Fair
Financially stronger than 89% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 1.5% to 4.2%
A confirmed filing finding caps the score at 59.
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: 0.1%▲ +0.1 percentage points vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: 0.3%▲ +0.1 percentage points vs 08-2025
10-2025: 0.1%▼ -0.2 percentage points vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.2 percentage points vs 07-2026
09-2026: 0.4%▲ +0.1 percentage points vs 08-2026
10-2026: 0.9%▲ +0.5 percentage points vs 09-2026highest value
11-2026: 0.9%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Capped at 59: a confirmed filing finding
Figures for financial year 2024 (filed on 16-09-2025)
1 change of registered office in 24 months
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 18.37, cash €42,406
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 96% on liquidity, 82% on profitability and 94% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as Bensmark has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Bensmark itself: 0.9% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for Bensmark. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is ample, with a current ratio of 18.37 (1.48 in 2023), above the usual 1.5. Short-term debt is 4.3% and cash 49.9% of total assets. 4.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 102 days later.
NBB · 5 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline10-11-2026 today
raises risk · 2024 accounts filed 47 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-09-2025, 47 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filingsDeviation from the deadline
2025
not filed
2024
47 days late
2023
19 days late
2022
53 days early
2021
37 days early
2020
59 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 7 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (1)
Board and ownership
- Bergs Ben 119 sharesdeed of 10-03-2020
- Bergs Luc Louis Philippe 1 sharedeed of 10-03-2020
Recent changes
Registered office moved from Wespelaar to Haacht
New registered office: Albert Marnefstraat 10, 3150 Haacht · Previous registered office: J. Nuytsstraat 12, 3150 Wespelaar (Haacht) · Board meeting of 03-02-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0744827663
Incorporation
Founding capital of €2,400, 120 shares · Founder: Bergs Ben · Appointment: Bergs Ben (director) · published on 10-03-2020 · Gazette deed
First establishment
Albert Marnefstraat 10, Haacht
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as Bensmark: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €79,900 and €93,300, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 06-03-2020Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 4 others
- Establishment unit
- 2.300.692.9163150 Haacht, since 06-03-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 06-02-2025
Insights on Bensmark
Bensmark files the micro format. That format states no turnover. The gross margin rose from €42,715 in 2020 to €69,512 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Bensmark
- What is the company number of Bensmark?
- The company number of Bensmark is 0744.827.663. The VAT number is the same number with BE in front: BE 0744.827.663.
- Where is Bensmark based?
- The registered office is at Albert Marnefstraat 10, 3150 Haacht.Company details
- What does Bensmark do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of Bensmark?
- Bensmark is a private limited company (BV).
- When was Bensmark founded?
- Bensmark was founded on 06-03-2020.
- Is Bensmark still active?
- Yes, Bensmark is an active enterprise in the KBO register.
- What is the turnover of Bensmark?
- The turnover in financial year 2024 is ≈ €130,000. This figure is estimated from the gross margin of €69,512 and 60 comparable companies (NACE 62200). It probably lies between €120,000 and €170,000.Financials
- Is Bensmark profitable?
- In financial year 2024, Bensmark made a profit of €49,714.
- Where can I find the annual accounts of Bensmark?
- Bensmark filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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