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BENSKI

Active
Private limited company (pre-2019)founded 201312 yrs activeOlivetenhof 21, 1000 Brussel, BelgiumKBO/BCE: BE 0541.498.738
Summary

The computed 12-month bankruptcy probability of BENSKI is 2.1% (moderate). The 2024 annual accounts show negative equity (-€54,681) and a net result of -€56,566. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 592 sector peers (fiscal year 2024). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
BENSKIActiveChecked score 52/100
Risk analysis ReportCompare

Overview

Activity
Travel agency activities
NACE 79110
1 site
Size
€862,683total assets 2024
Staff
2 FTE
Equity
-€54,681
Loss
-€56,566
Turnover not published (abridged schema)
Financial health
52 Fair Checked score 2024
Bankruptcy chance 12 m
2.1%
Structure
Accounts 66 d overdue0 of 1 deed read
Why 52- Figures for FY 2024 (filed 06-11-2025)- 1 financial year not filed after the legal deadline; latest accounts 91 days late; 3 of the last 3 late- Loss of €56,566 (FY 2024)+ Size: total assets €862,683Show the evidence

Checked score

Score 2024
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 28% of its sector peers (NACE 79, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Weak
Solvency 19-6
equity -6.3% of total assets
Liquidity 89+23
short-term debt 28.1% · cash 44.6%
Profitability 11-62
return on assets -6.6%
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (999 companies)
Last 24 months 11-2024: 0.7% 12-2024: 0.6%▼ -5.6% vs 11-2024 01-2025: 0.6%▼ -0.6% vs 12-2024 02-2025: 0.6%▼ -4.0% vs 01-2025 03-2025: 0.6%▼ -1.5% vs 02-2025 04-2025: 0.6%▼ -1.5% vs 03-2025lowest value 05-2025: 0.6%▲ +8.5% vs 04-2025 06-2025: 0.7%▲ +7.0% vs 05-2025 07-2025: 0.7%▲ +9.8% vs 06-2025 08-2025: 0.9%▲ +15.5% vs 07-2025 09-2025: 1.0%▲ +17.9% vs 08-2025 10-2025: 1.6%▲ +56.4% vs 09-2025 11-2025: 1.7%▲ +10.6% vs 10-2025 12-2025: 1.2%▼ -33.3% vs 11-2025 01-2026: 1.2%▼ -0.6% vs 12-2025 02-2026: 1.2%● 0.0% vs 01-2026 03-2026: 1.1%▼ -0.6% vs 02-2026 04-2026: 1.1%▼ -0.4% vs 03-2026 05-2026: 1.1%▼ -5.1% vs 04-2026 06-2026: 1.1%▲ +2.0% vs 05-2026 07-2026: 1.2%▲ +5.0% vs 06-2026 08-2026: 1.5%▲ +32.6% vs 07-2026 09-2026: 1.7%▲ +7.9% vs 08-2026 10-2026: 2.1%▲ +28.9% vs 09-2026highest value
  • Figures for FY 2024 (filed 06-11-2025) raises the probability
  • 1 financial year not filed after the legal deadline; latest accounts 91 days late; 3 of the last 3 late raises the probability
  • Loss of €56,566 (FY 2024) raises the probability
  • Size: total assets €862,683 lowers the probability for this profile
No credit on open account
Liquidity ample (current ratio 1.71 against 0.71 in 2023; short-term debt: 28.1% and cash: 44.6% of total assets), but equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 79, micro). Better than this share of them on solvency 10%, liquidity 85%, profitability 16%, growth against the median 0%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Figures for FY 2024 (filed 06-11-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 91 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Loss of €56,566 (FY 2024)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €862,683
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year -€54,681
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-10-2025, 91 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
91 d late
2023
82 d late
2022
112 d late
2021
89 d late
2020
128 d late
2019
122 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 104 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Weakest financial yearnet -€56,566
  3. Liquidity doublescurrent ratio 1.71

Key points

  • Risk: Negative equityfiscal year 2024: debts exceed assets -€54,681 View
  • Caution: From profit to loss in 2024after €24,508 in 2023 -€56,566 View
  • Caution: Among the weakest 5% on net resultsector median €8,491 · 588 companies -€56,566 View
  • Caution: Accounts not fileddeadline was 31-07-2026 66 d late View

By topic

Financials

Fiscal year
2024
Total assets
€862,683
Loss
-€56,566
Solvency
-6.3%
Go to Financials

Timeline

Events
14
Since
2017
  1. 30-10-2025Annual accounts filed
  2. 31-12-2024Weakest financial year
  3. 31-12-2024Liquidity doubles
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Travel agency activitiesNACE 79110
Founded
29-10-2013
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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