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BENSKA

Active
Private limited companyfounded 20214 yrs activeCrapaurue 175, 4800 Verviers, BelgiumKBO/BCE: BE 0778.428.067
Summary

The computed 12-month bankruptcy probability of BENSKA is 1.7% (moderate). The 2025 annual accounts show equity of €11,405 and a net result of €4,454. Equity is growing by ~63.6% per year across the filed fiscal years. Its solvency ranks better than 57% of 12348 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Wholesale trade
NACE 46421Limited-service restaurants NACE 56102Limited-service restaurants, excluding mobile food services NACE 56112
1 site
Size
€22,519total assets 2025
Staff
0.8 FTE
Equity
€11,405
Profit
€4,454
Turnover not published (abridged schema)
Financial health
57 Fair Checked score 2025
Bankruptcy chance 12 m
1.7%
Provisional estimate
Structure
Board
1 member
Accounts 8 d early1 of 5 deeds read
Why 57- Limited track record- Higher-failure-rate sector- Higher-failure-rate region+ Annual accounts: healthy financial profileShow the evidence

Checked score

Score 2025
57 / 100
Fair
Probability in this band: 1.5% to 4.2%
Provisional estimate
Better than 78% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 76+8
equity 50.6% of total assets
Liquidity 75+42
short-term debt 49.4% · cash 44.2%
Profitability 93-7
return on assets 19.8%
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Provisional estimate
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.44 against 0.89 in 2024; short-term debt: 49.4% and cash: 44.2% of total assets), and 49.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 58%, liquidity 79%, profitability 87%, growth against the median 90%. That is performance, not lower risk; the band itself always comes from the probability.

Provisional estimate: the current bankruptcy probability was not available, so Checked used its built-in model (v2).

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
50.6%
Return on assets
19.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
8 d early
2024
30 d late
2023
14 d late
2022
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 August (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Resignations: Dawlatzai Mohammad (director) and Jabarkhel…Appointment: Ragad Sami (director) ·…
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Board changedlatest change 02-06-2026 · 1 in office 1 joined · 2 left View
  • Total assets 20254 fiscal years filed €22,519 View
  • Active since 2021founded 09-12-2021 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€22,519
Profit
€4,454
Solvency
50.6%
Total assets▲ 37.8%
Net result
20222025
Go to Financials

Timeline

Events
6
Since
2023
Next accounts
by 31-07-2027
  1. 23-07-2026Annual accounts filed
  2. 02-06-2026Resignations: Dawlatzai Mohammad (director) and Jabarkhel Emran…
  3. 30-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale tradeNACE 46421
Founded
09-12-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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