Financials
- Fiscal year
- 2025
- Total assets
- €308,440
- Profit
- €8,336
- Solvency
- -42.1%
Turnover▼ 100%
Net result
20182020
BENSINA
ActiveSummary
The computed 12-month bankruptcy probability of BENSINA is 1.7% (moderate). The 2025 annual accounts show negative equity (-€129,764) and a net result of €8,336. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 15% of 2642 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Operation of sports facilities
NACE 93110Retail sale of clothing and accessories for women, men, children and babies (general range) NACE 47716
3 sites
Size
€308,440total assets 2025
- Equity
- -€129,764
- Profit
- €8,336
Structure
Accounts filed 55 d late0 of 6 deeds read
Why 54- Latest accounts 55 days late; 3 of the last 3 late- Negative equity -€129,764- Profit of €8,336 (FY 2025)+ Size: total assets €308,440Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 31% of its sector peers (NACE 93, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
0=
equity -42.1% of total assets
Liquidity
4-4
short-term debt 128.2% · cash 2.9%
Profitability
72-28
return on assets 2.7%
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.5%
12-2024: 3.3%▲ +32.1% vs 11-2024
01-2025: 2.5%▼ -24.8% vs 12-2024
02-2025: 2.5%● 0.0% vs 01-2025
03-2025: 2.4%▼ -2.8% vs 02-2025
04-2025: 2.4%● 0.0% vs 03-2025
05-2025: 2.3%▼ -5.1% vs 04-2025
06-2025: 2.2%▼ -4.0% vs 05-2025
07-2025: 2.2%▼ -0.4% vs 06-2025
08-2025: 2.5%▲ +15.5% vs 07-2025
09-2025: 2.8%▲ +13.3% vs 08-2025
10-2025: 3.2%▲ +12.3% vs 09-2025
11-2025: 3.4%▲ +6.6% vs 10-2025
12-2025: 4.2%▲ +22.8% vs 11-2025highest value
01-2026: 1.9%▼ -53.7% vs 12-2025
02-2026: 1.9%● 0.0% vs 01-2026
03-2026: 1.9%▼ -2.2% vs 02-2026
04-2026: 1.9%● 0.0% vs 03-2026
05-2026: 1.9%▼ -0.3% vs 04-2026
06-2026: 1.8%▼ -4.1% vs 05-2026
07-2026: 1.8%▼ -2.6% vs 06-2026
08-2026: 2.1%▲ +19.2% vs 07-2026
09-2026: 2.4%▲ +15.9% vs 08-2026
10-2026: 1.7%▼ -31.6% vs 09-2026lowest value
- Latest accounts 55 days late; 3 of the last 3 late raises the probability
- Size: total assets €308,440 lowers the probability for this profile
- Negative equity -€129,764 raises the probability
- Profit of €8,336 (FY 2025) raises the probability
No credit on open account
Liquidity short (current ratio 0.2 against 0.16 in 2024; short-term debt: 128.2% and cash: 2.9% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 93, micro). Better than this share of them on solvency 9%, liquidity 6%, profitability 54%, growth against the median 54%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 2642 sector peers (2025).
NBB · sector comparisonPosition among 2642 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
55 d late
2024
135 d late
2023
133 d late
2022
86 d late
2021
61 d late
2020
177 d late
2019
32 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 88 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 October (4 of the last 5 filed years within 48 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Highest result since 2018net €73,941 ▲1,337%
Key points
By topic
Timeline
- Events
- 14
- Since
- 2016
- Next accounts
- by 31-07-2027
- 24-09-2026Annual accounts filed
- 13-12-2025Annual accounts filed
- 31-12-2024Highest result since 2018
Company details
- Sites
- 3
- Legal form
- Private limited company
- Activity
- Operation of sports facilitiesNACE 93110
- Founded
- 12-10-2011
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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