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BENSCHMARK

Active
Private limited companyfounded 20169 yrs activeScheppersstraat(HRT) 29, 2200 Herentals, BelgiumKBO/BCE: BE 0664.545.515
Summary

BENSCHMARK has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €36k and a net result of €8k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 71% of 2542 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability89▲+3
Solvency95▲+12
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.57 against 1.6 in 2023; short-term debt: 29.3% and cash: 18.5% of total assets), and 30.3% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Education (NACE 85)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
69.7%
Return on assets
16%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year €36k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
not confirmed
2024
61 d late
2023
58 d late
2022
55 d early
2021
61 d early
2020
29 d early
2019
57 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€36k▲ 29.8%
2023 · €28k
Total assets
€52k▲ 7.2%
2023 · €49k
Net result
€8k▲ 25.3%
2023 · €7k
Working capital
€24k▲ 93.3%
2023 · €12k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€18k▲ 30.6%€3k▼ 81.4%€11k▲ 235%€11k▲ 1.0%€13k▲ 18.3%
Net result€11k▲ 50.0%€287▼ 97.5%€6k▲ 2,159%€7k▲ 2.9%€8k▲ 25.3%
Equity€21k▼ 48.8%€21k▲ 1.4%€21k▲ 2.3%€28k▲ 31.2%€36k▲ 29.8%
Total assets€74k▲ 43.2%€49k▼ 34.2%€45k▼ 8.4%€49k▲ 9.2%€52k▲ 7.2%
Debt€53k▲ 367%€28k▼ 47.9%€23k▼ 16.4%€21k▼ 11.0%€16k▼ 23.4%
Working capital€10k▼ 65.7%€13k▲ 28.8%€17k▲ 33.6%€12k▼ 27.9%€24k▲ 93.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€5k€10k€15k€20kOperating result 2020: €18k€18kNet result 2020: €11k€11kOperating result 2021: €3k€3kNet result 2021: €287€287Operating result 2022: €11k€11kNet result 2022: €6k€6kOperating result 2023: €11k€11kNet result 2023: €7k€7kOperating result 2024: €13k€13kNet result 2024: €8k€8k20202021202220232024€0€5k€10k€15kOperating result 2022: €11k€11kNet result 2022: €6k€6.5kOperating result 2023: €11k€11kNet result 2023: €7k€6.7kOperating result 2024: €13k€13kNet result 2024: €8k€8.4k202220232024
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 18% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €52k
Fixed assets €13k ▼ 17.4%
Current assets €39k ▲ 18.9%
Equity and liabilities €52k
Equity €36k ▲ 29.8%
Debt €16k ▼ 23.4%
Debt's share of the balance-sheet total falls from 42.4% to 30.3%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€18k▼
2023 · €19k
Cash flow
€13k▼
2023 · €14k
Current ratio
2.57▲
2023 · 1.60
Debt to equity
0.43▼
2023 · 0.74
ROE
23.0%▼
2023 · 23.8%
ROA
16.0%▲
2023 · 13.7%
Interest coverage
22.89▲
2023 · 19.31
Debt ≤ 1 year
€15k▼
2023 · €21k
Income taxes
€4k▲
2023 · €4k
Staff costs
€5k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet Code20232024
Assets
Total assets20/58€49k€52k▲
Fixed assets21/28€16k€13k▼
Tangible fixed assets22/27€15k€12k▼
Plant, machinery and equipment23€13k€9k▼
Furniture and vehicles24€2k€3k▲
Financial fixed assets28€830€1k▲
Current assets29/58€33k€39k▲
Amounts receivable within one year40/41€13k€30k▲
Trade receivables40€12k€27k▲
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€20k€10k▼
Equity and liabilities
Total equity and liabilities10/49€49k€52k▲
Equity10/15€28k€36k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€8k€16k▲
Amounts payable17/49€21k€16k▼
Amounts payable within one year42/48€21k€15k▼
Trade debts44€6k€7k▲
Suppliers440/4€6k€7k▲
Taxes, remuneration and social security45€14k€9k▼
Taxes450/3€14k€9k▼
Other amounts payable47/48€785€0▼
Accrued charges and deferred income492/3€0€500▲
Income statement Code20232024
Remuneration, social security and pensions62€2k€5k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€5k▼
Other operating charges640/8€661€394▼
Gross operating margin9900€21k€23k▲
Operating profit (loss)9901€11k€13k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€973€800▼
Recurring financial charges65€973€800▼
Profit (loss) for the period before taxes9903€10k€12k▲
Income taxes67/77€4k€4k▲
Profit (loss) for the period9904€7k€8k▲
Profit (loss) for the period to be appropriated9905€7k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€16k▲
Profit (loss) brought forward from the previous period14P€906€8k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Remuneration, social security and pensions62--€961€2k€5k▲ 130%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€6k€6k€8k€5k▼ 33.3%
Other operating charges640/8-€1k€356€661€394▼ 40.4%
Gross operating margin9900€22k€11k€19k€21k€23k▲ 8.8%
Operating profit (loss)9901€18k€3k€11k€11k€13k▲ 18.3%
Financial income75/76B-€0€0€0--
Recurring financial income75€0€0€0€0--
Financial charges65/66B-€869€886€973€800▼ 17.7%
Recurring financial charges65€1k€869€886€973€800▼ 17.7%
Profit (loss) for the period before taxes9903€17k€2k€10k€10k€12k▲ 21.7%
Income taxes67/77€5k€2k€4k€4k€4k▲ 14.8%
Profit (loss) for the period9904€11k€287€6k€7k€8k▲ 25.3%
Profit (loss) for the period to be appropriated9905€11k€287€6k€7k€8k▲ 25.3%
Line20202021202220232024Change
Assets
Total assets20/58€74k€49k€45k€49k€52k▲ 7.2%
Fixed assets21/28€16k€14k€10k€16k€13k▼ 17.4%
Tangible fixed assets22/27€16k€13k€10k€15k€12k▼ 20.4%
Plant, machinery and equipment23-€7k€7k€13k€9k▼ 30.4%
Furniture and vehicles24-€5k€2k€2k€3k▲ 66.8%
Financial fixed assets28€550€650€750€830€1k▲ 36.1%
Current assets29/58€58k€35k€34k€33k€39k▲ 18.9%
Amounts receivable within one year40/41€27k€18k€13k€13k€30k▲ 125%
Trade receivables40-€16k€13k€12k€27k▲ 134%
Other amounts receivable41-€2k€0€1k€2k▲ 57.8%
Cash at bank and in hand54/58€30k€17k€21k€20k€10k▼ 51.4%
Equity and liabilities
Total equity and liabilities10/49€74k€49k€45k€49k€52k▲ 7.2%
Equity10/15€21k€21k€21k€28k€36k▲ 29.8%
Contributions10/11-€19k€19k€19k€19k=
Reserves13€2k€2k€2k€2k€2k=
Non-distributable reserves130/1-€2k€2k€2k€2k=
Reserves not available under the articles1311-€2k€2k€2k€2k=
Profit (loss) carried forward14€132€419€906€8k€16k▲ 110%
Amounts payable17/49€53k€28k€23k€21k€16k▼ 23.4%
Amounts payable within one year42/48€48k€22k€17k€21k€15k▼ 25.8%
Trade debts44€4k€5k€1k€6k€7k▲ 12.2%
Suppliers440/4-€5k€1k€6k€7k▲ 12.2%
Taxes, remuneration and social security45-€13k€7k€14k€9k▼ 38.1%
Taxes450/3-€13k€7k€14k€9k▼ 38.1%
Other amounts payable47/48-€4k€9k€785€0▼ 100%
Accrued charges and deferred income492/3-€6k€6k€0€500-
Line20202021202220232024Change
Profit (loss) for the period9904€11k€287€6k€7k€8k▲ 25.3%
+ Depreciation and write-downs630€4k€6k€6k€8k€5k▼ 33.3%
Operating cash flow (approximation)€16k€7k€13k€14k€13k▼ 5.8%
Investment in fixed assets (approximation)-€-4k€-3k€-13k€-2k▲ 82.1%
Change in cash-€-13k€4k€-1k€-10k▼ 912%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
13-08
State Gazette act Resignation: BENSCH Raf (manager)
Appointment: BENSCH Raf (statutory director) · Statutes amendment · Reserve release9 facts ▸
  • General meeting, 03/08/2026
  • Statutes amendment
  • Reserve release, Schrapping statutair onbeschikbare eigenvermogensrekening en beschikbaar maken voor uitkeringen
  • Director resignation, BENSCH Raf (manager)
  • Director appointment, BENSCH Raf (statutory director)
  • Mandate compensation, BENSCH Raf
  • Registered-office move, 2200 Herentals, Scheppersstraat 29
  • Number of shares, 100
  • Shareholding, 50
2025
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
27-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
06-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet €287 ▼97.5%
Net result drops to €287, the lowest in the series; recovery starts the following year.
02-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Highest result since 2018net €11k ▲50%
Operating result €18k, net result €11k, both a record.
04-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
29-05
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts

Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 director, last change in 2026
BENSCH Raf
Statutory director · since 13-08-2026
Current
13-08-2026 Resigned as Manager
13-08-2026 Appointed as Statutory director
Not every act has been read: a resignation may be missing here
2 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2016
seat establishment The establishment unit on the map
Ground area
1,803 m²
Building footprint
215 m²
Volume, LiDAR
571 m³
2 parcels, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Benschmark
Wuytsbergen(HRT) 22, 2200 HerentalsAgents in the wholesale of timber and building materials
since 20162.257.622.639
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13302D0567/02C000 Flanders 1,464 m² 1 · 105 m² 7.6 m · 2 fl.
13011E0450/00Y000 Flanders 339 m² 1 · 110 m² 0.9 m
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Articles of association

Purpose
Alle mogelijke advies- en/of dienstenfuncties; alle mogelijke activiteiten die verband houden met het verlenen van consultancy, opleiding, technische expertise en bijstand; het…
Full purpose

Alle mogelijke advies- en/of dienstenfuncties; alle mogelijke activiteiten die verband houden met het verlenen van consultancy, opleiding, technische expertise en bijstand; het geven van advies en verstrekken van diensten met betrekking tot de organisatie en het beheer van bedrijven en ondernemingen, de vertegenwoordiging en het optreden als commercieel tussenpersoon; het verlenen van bijstand, advies en leiding aan bedrijven, privé-personen en instellingen, voornamelijk doch niet uitsluitend op het vlak van management, marketing, productie en ontwikkeling, processing en het besturen van vennootschappen, dit alles in de meest ruime betekenis; - Aankoop, verkoop, handelsbemiddeling, verhuur, reparatie, onderhoud en ontwikkeling van hard- en softwaretoepassingen; - Advies en logistieke steun bij hard- en softwaretoepassingen; - Dienstverlening met betrekking tot hard- en softwaretoepassingen; - Het ter beschikking stellen van commerciële en technische know-how; - Het optreden als raadgever voor advies en logistieke steun in eender welk contract; - Het optreden als commisionair voor de levering van diverse projecten en goederen; - Handel in houtprodukten, rollend materieel en textiel in het algemeen; - Aankoop, verkoop, handelsbemiddeling, verhuur, reparatie en onderhoud van computer, kantoormachines, multimedia, communicatieapparatuur, consumentenelectronica en huishoud materiaal; - Aankoop, verkoop, handelsbemiddeling, verhuur, reparatie en onderhoud van gereedschapswerktuigen, doe-het-zelf materieel en sport artikelen; - Organisatie en uitvoering van sportieve, culturele of bedrijfs evenementen; - Het optreden als raadgever voor het organiseren van sportieve, culturele of bedrijfs evenementen;

Structure & network

Connections & network

1 connected company
Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.
Linked via shared directors
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Capital and shareholders

Shareholders according to the acts

The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.

Similar companies · same sector, comparable size

Of 13,502 companies in sector 85510 we hold annual accounts for 720. 596 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded06-10-2016
Fiscal year end31-12
Activities, NACEBEL 2025
85510Sports and recreation education

Scores and ratios are computed by Checked and are not a credit decision.