Skip to content

Bens Retail

Active
Public limited companyfounded 200916 years activeNijverheidsstraat 24, 2260 Westerlo, BelgiumKBO/BCE: BE 0820.220.320
Summary

Bens Retail has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.7m and a net result of €344,199. Equity is growing by ~20.1% per year across the filed fiscal years. Its solvency ranks better than 22% of 776 sector peers (NACE 10, fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Activity
Manufacture of food products
NACE 10850Manufacture of food products NACE 10130
#8 company by total assets in Westerlo, Manufacturing sector2 sites
Size
€60.9mturnover 2025
Staff
39.8 FTE
Equity
€3.7m
Profit
€344,199
Financial health
66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Structure
Parent
VANDEN AVENNE VRIESHUIS · 100%
Holdings
2
Auditor: VRC BEDRIJFSREVISORENAccounts 22 days early1 of 9 deeds read
Why 66- Liquidity: current ratio 0.82, cash €511,500, halved- Equity €3.7m (17.4% of total assets)- Sector Manufacture of food products (NACE 10)+ Founded in 2009Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 21% of its sector peers (NACE 10, small)
Financial strength · tick = 2024
Weak
Solvency 42+2
equity 17.4% of total assets
Liquidity 10-2
short-term debt 79.3% · cash 2.4%
Profitability 46+6
return on assets 1.6%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (627 companies)
Last 24 months 11-2024: 1.2% 12-2024: 1.2%● unchanged vs 11-2024 01-2025: 1.2%● unchanged vs 12-2024 02-2025: 1.1%▼ -0.1 percentage points vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.1%● unchanged vs 03-2025 05-2025: 1.1%● unchanged vs 04-2025 06-2025: 1.2%▲ +0.1 percentage points vs 05-2025 07-2025: 1.5%▲ +0.3 percentage points vs 06-2025highest value 08-2025: 0.8%▼ -0.7 percentage points vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026lowest value 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 1.0%▲ +0.2 percentage points vs 06-2026 08-2026: 0.9%▼ -0.1 percentage points vs 07-2026 09-2026: 0.9%● unchanged vs 08-2026 10-2026: 0.9%● unchanged vs 09-2026
Credit up to €240,000 at 30 days acceptable
Liquidity short (current ratio 0.82 against 0.8 in 2024; short-term debt: 79.3% and cash: 2.4% of total assets), and 82.6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, small): better than 23% on solvency, 5% on liquidity, 20% on profitability and 34% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 0.82, cash €511,500, halved
NBB · annual accounts
raises risk · Equity €3.7m (17.4% of total assets)
NBB · annual accounts
raises risk · Sector Manufacture of food products (NACE 10)
KBO
lowers risk · Founded in 2009
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 776 sector peers (2025).
NBB · sector comparison
Position among 776 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
22 days early
2024
15 days early
2023
22 days early
2022
24 days early
2021
5 days early
2020
5 days early
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 10 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
08-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Reappointment: VRC Bedrijfsrevisoren (statutory auditor)Permanent representative: Steven T Jollyn
  2. Annual accounts filedfiscal year 2025 · full…
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Positive: Company by total assets in Westerlo, Manufacturing sectorin the Checked rankings #8 View
  • Positive: Result rose in 2025from €223,691 to €344,199 ▲ 53.9% View
  • Controlled by VANDEN AVENNE VRIESHUISitself parent of 2 companies 100% View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View
  • Positive: 6 profitable years in a rowprofit 2025: €344,199 6 years View

By topic

Financials

Fiscal year
2025
Turnover
€60.9m
Profit
€344,199
Solvency
17.4%
Turnover▼ 15.8%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 09-07-2024Annual accounts filed
  2. 07-07-2023Annual accounts filed
  3. 26-07-2022Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Public limited company
Activity
Manufacture of food productsNACE 10850
Founded
23-10-2009
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.