BENOU
ActiveSummary
BENOU has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €189k and a net result of €-36k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 33% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability14▼-63
Solvency63▼-3
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity tight (current ratio 1.45 against 2.19 in 2024; short-term debt: 15.8% and cash: 5.1% of total assets), and 62.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.7%
Return on assets
-7.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-01-2026, 12 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
12 d early
2024
53 d early
2023
1 d early
2022
7 d late
2021
1 d late
2020
158 d late
2019
521 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€189k▼ 16.0%
2024 · €225k
2021: €218k
2022: €174k▼ -20.4% vs 2021lowest in 5 years
2023: €190k▲ +9.1% vs 2022
2024: €225k▲ +18.6% vs 2023highest in 5 years
2025: €189k▼ -16.0% vs 2024
2021 → 2025
Total assets
€501k▼ 9.1%
2024 · €551k
2021: €641khighest in 5 years
2022: €605k▼ -5.7% vs 2021
2023: €619k▲ +2.4% vs 2022
2024: €551k▼ -10.9% vs 2023
2025: €501k▼ -9.1% vs 2024lowest in 5 years
2021 → 2025
Net result
€-36k
2024 · €35k
2021: €-114klowest in 5 years
2022: €-45k▲ +60.9% vs 2021
2023: €16k▲ +136% vs 2022
2024: €35k▲ +122% vs 2023highest in 5 years
2025: €-36k▼ -202% vs 2024
2021 → 2025
Working capital
€36k▼ 54.4%
2024 · €79k
2021: €100khighest in 5 years
2022: €36k▼ -63.8% vs 2021
2023: €55k▲ +52.7% vs 2022
2024: €79k▲ +42.2% vs 2023
2025: €36k▼ -54.4% vs 2024lowest in 5 years
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€218k-€174k▼ 20.4%€190k▲ 9.1%€225k▲ 18.6%€189k▼ 16.0%
2021: €218k
2022: €174k▼ -20.4% vs 2021lowest in 5 years
2023: €190k▲ +9.1% vs 2022
2024: €225k▲ +18.6% vs 2023highest in 5 years
2025: €189k▼ -16.0% vs 2024
Operating result€-111k-€-32k▲ 70.6%€27k€47k▲ 74.2%€-28k
2021: €-111klowest in 5 years
2022: €-32k▲ +70.6% vs 2021
2023: €27k▲ +182% vs 2022
2024: €47k▲ +74.2% vs 2023highest in 5 years
2025: €-28k▼ -160% vs 2024
Net result€-114k-€-45k▲ 60.9%€16k€35k▲ 122%€-36k
2021: €-114klowest in 5 years
2022: €-45k▲ +60.9% vs 2021
2023: €16k▲ +136% vs 2022
2024: €35k▲ +122% vs 2023highest in 5 years
2025: €-36k▼ -202% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €28k after €47k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €501k
Fixed assets
€386k ▼ 5.0%
Current assets
€115k ▼ 20.5%
Equity and liabilities €501k
Equity
€189k ▼ 16.0%
Debt
€313k ▼ 4.3%
Debt's share of the balance-sheet total rises from 59.2% to 62.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€6k▼
2024 · €80k
Cash flow
€-2k▼
2024 · €68k
Current ratio
1.45▼
2024 · 2.19
Quick ratio
1.35▼
2024 · 2.19
Debt to equity
1.66▲
2024 · 1.45
ROE
-19.1%▼
2024 · 15.7%
ROA
-7.2%▼
2024 · 6.4%
Interest coverage
0.55▼
2024 · 7.16
Debt ≤ 1 year
€79k▲
2024 · €66k
Debt > 1 year
€232k▼
2024 · €260k
Income taxes
€779▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€551k€501k▼
Fixed assets21/28€407k€386k▼
Intangible fixed assets21-€5k
Tangible fixed assets22/27€406k€380k▼
Land and buildings22€262k€246k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24€20k€16k▼
Other tangible fixed assets26€124k€115k▼
Financial fixed assets28€2k€2k=
Current assets29/58€144k€115k▼
Amounts receivable after more than one year29€63k€0▼
Other amounts receivable291€63k€0▼
Stocks and contracts in progress3-€8k
Stocks30/36-€8k
Amounts receivable within one year40/41€77k€80k▲
Trade receivables40€6k€18k▲
Other amounts receivable41€71k€62k▼
Cash at bank and in hand54/58€3k€26k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€551k€501k▼
Equity10/15€225k€189k▼
Contributions10/11€196k€196k=
Reserves13€29k€29k=
Non-distributable reserves130/1€12k€12k=
Reserves not available under the articles1311€12k€12k=
Tax-exempt reserves132€2k€2k=
Distributable reserves133€16k€16k=
Profit (loss) carried forward14€0€-36k▼
Amounts payable17/49€327k€313k▼
Amounts payable after more than one year17€260k€232k▼
Financial debts170/4€260k€232k▼
Amounts payable within one year42/48€66k€79k▲
Current portion of amounts payable after more than one year42€28k€28k▲
Trade debts44€8k€17k▲
Suppliers440/4€8k€17k▲
Taxes, remuneration and social security45€2k€425▼
Taxes450/3€2k€425▼
Other amounts payable47/48€28k€34k▲
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€34k▲
Other operating charges640/8€10k€9k▼
Gross operating margin9900€89k€14k▼
Operating profit (loss)9901€47k€-28k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€38k€-35k▼
Income taxes67/77€2k€779▼
Profit (loss) for the period9904€35k€-36k▼
Profit (loss) for the period to be appropriated9905€35k€-36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€-36k▼
Profit (loss) brought forward from the previous period14P€-20k€0▲
Transfer to equity691/2€16k€0▼
To other reserves6921€16k€0▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €0 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €29k | €31k | €37k | €33k | €34k | ▲ 1.6% |
| Other operating charges640/8 | - | €30k | €4k | €10k | €9k | ▼ 8.5% |
| Gross operating margin9900 | €-67k | €28k | €68k | €89k | €14k | ▼ 83.9% |
| Operating profit (loss)9901 | €-111k | €-32k | €27k | €47k | €-28k | ▼ 160% |
| Financial income75/76B | - | €2k | €2k | €2k | €3k | ▲ 41.9% |
| Recurring financial income75 | €3k | €2k | €2k | €2k | €3k | ▲ 41.9% |
| Financial charges65/66B | - | €10k | €12k | €11k | €10k | ▼ 8.5% |
| Recurring financial charges65 | €9k | €10k | €12k | €11k | €10k | ▼ 8.5% |
| Profit (loss) for the period before taxes9903 | €-116k | €-41k | €17k | €38k | €-35k | ▼ 194% |
| Income taxes67/77 | €-3k | €4k | €740 | €2k | €779 | ▼ 66.5% |
| Profit (loss) for the period9904 | €-114k | €-45k | €16k | €35k | €-36k | ▼ 202% |
| Transfer from tax-exempt reserves789 | - | €19k | €0 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €-114k | €-26k | €16k | €35k | €-36k | ▼ 202% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €641k | €605k | €619k | €551k | €501k | ▼ 9.1% |
| Fixed assets21/28 | €460k | €459k | €430k | €407k | €386k | ▼ 5.0% |
| Intangible fixed assets21 | - | - | - | - | €5k | - |
| Tangible fixed assets22/27 | €458k | €457k | €428k | €406k | €380k | ▼ 6.3% |
| Land and buildings22 | - | €304k | €283k | €262k | €246k | ▼ 5.9% |
| Plant, machinery and equipment23 | - | €2k | €0 | - | €2k | - |
| Furniture and vehicles24 | - | €7k | €12k | €20k | €16k | ▼ 18.1% |
| Other tangible fixed assets26 | - | €144k | €133k | €124k | €115k | ▼ 7.0% |
| Assets under construction and advance payments27 | - | €0 | - | - | - | - |
| Financial fixed assets28 | €2k | €2k | €2k | €2k | €2k | = |
| Current assets29/58 | €181k | €146k | €189k | €144k | €115k | ▼ 20.5% |
| Amounts receivable after more than one year29 | - | €80k | €82k | €63k | €0 | ▼ 100% |
| Other amounts receivable291 | - | €80k | €82k | €63k | €0 | ▼ 100% |
| Stocks and contracts in progress3 | - | - | - | - | €8k | - |
| Stocks30/36 | - | - | - | - | €8k | - |
| Amounts receivable within one year40/41 | €42k | €2k | €41k | €77k | €80k | ▲ 3.9% |
| Trade receivables40 | - | €2k | €19k | €6k | €18k | ▲ 227% |
| Other amounts receivable41 | - | €0 | €22k | €71k | €62k | ▼ 13.3% |
| Cash at bank and in hand54/58 | €62k | €62k | €66k | €3k | €26k | ▲ 761% |
| Deferred charges and accrued income490/1 | - | €3k | €886 | €1k | €1k | ▲ 16.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €641k | €605k | €619k | €551k | €501k | ▼ 9.1% |
| Equity10/15 | €218k | €174k | €190k | €225k | €189k | ▼ 16.0% |
| Contributions10/11 | - | €196k | €196k | €196k | €196k | = |
| Reserves13 | €32k | €13k | €13k | €29k | €29k | = |
| Non-distributable reserves130/1 | - | €12k | €12k | €12k | €12k | = |
| Reserves not available under the articles1311 | - | €12k | €12k | €12k | €12k | = |
| Tax-exempt reserves132 | - | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | - | - | €16k | €16k | = |
| Profit (loss) carried forward14 | €-10k | €-36k | €-20k | €0 | €-36k | - |
| Amounts payable17/49 | €423k | €431k | €430k | €327k | €313k | ▼ 4.3% |
| Amounts payable after more than one year17 | €342k | €315k | €287k | €260k | €232k | ▼ 10.8% |
| Financial debts170/4 | - | €315k | €287k | €260k | €232k | ▼ 10.8% |
| Amounts payable within one year42/48 | €81k | €110k | €134k | €66k | €79k | ▲ 20.1% |
| Current portion of amounts payable after more than one year42 | - | €27k | €27k | €28k | €28k | ▲ 1.4% |
| Financial debts43 | - | €765 | €0 | - | - | - |
| Credit institutions430/8 | - | €765 | €0 | - | - | - |
| Trade debts44 | €35k | €14k | €9k | €8k | €17k | ▲ 125% |
| Suppliers440/4 | - | €14k | €9k | €8k | €17k | ▲ 125% |
| Advances received on contracts in progress46 | - | €3k | €0 | - | - | - |
| Taxes, remuneration and social security45 | - | €12k | €19k | €2k | €425 | ▼ 81.7% |
| Taxes450/3 | - | €12k | €19k | €2k | €425 | ▼ 81.7% |
| Other amounts payable47/48 | - | €53k | €78k | €28k | €34k | ▲ 18.9% |
| Accrued charges and deferred income492/3 | - | €6k | €8k | €1k | €2k | ▲ 72.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-114k | €-45k | €16k | €35k | €-36k | ▼ 202% |
| + Depreciation and write-downs630 | €29k | €31k | €37k | €33k | €34k | ▲ 1.6% |
| Operating cash flow (approximation) | €-85k | €-13k | €53k | €68k | €-2k | ▼ 103% |
| Investment in fixed assets (approximation) | - | €-30k | €-8k | €-11k | €-13k | ▼ 23.9% |
| Change in cash | - | €-487 | €4k | €-63k | €23k | ▲ 136% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
09-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2021net €35k ▲122%
Operating result €47k, net result €35k, both a record.
30-06
Financial
Equity above €200kEq €225k ▲18.6%
2 profitable years in a row build equity to €225k.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €16k
Net result €16k after 2 loss-making years.
07-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 158 days late
05-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 521 days late
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2008
Ground area
1,314 m²
Building footprint
235 m²
Volume, LiDAR
1,009 m³
Parcel 12409D0188/00M002, Flanders · tallest building 8.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Plankendaalstraat(MZN) 65, 2812 Mechelen
since 20082.167.484.992
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12409D0188/00M002 | Flanders | 1,314 m² | 1 · 235 m² | 8.1 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,879 companies in sector 62100 we hold annual accounts for 8,771. 6,673 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-11-2007
Fiscal year end30-06
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.