BENOLUX
ActiveBENOLUX has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €-2k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 44% of 18281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▲+66
Solvency52▲+2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 1.02 in 2024; short-term debt: 38.2% and cash: 0% of total assets), and 72.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.2%
Return on assets
-1.9%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-2k
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
37 d early
2023
19 d early
2022
27 d early
2021
54 d early
2020
9 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▼ 6.6%
2024 · €28k
2018: €34k
2019: €40k
2020: €62k
2021: €64k
2022: €70k
2023: €73k
2024: €28k
2018 → 2025
Total assets
€97k▼ 14.4%
2024 · €113k
2018: €71k
2019: €87k
2020: €104k
2021: €123k
2022: €114k
2023: €179k
2024: €113k
2018 → 2025
Net result
€-2k▲ 95.8%
2024 · €-45k
2018: €2k
2019: €6k
2020: €22k
2021: €2k
2022: €6k
2023: €3k
2024: €-45k
2018 → 2025
Working capital
€6k▲ 846%
2024 · €594
2018: €13k
2019: €17k
2020: €37k
2021: €45k
2022: €58k
2023: €43k
2024: €594
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€64k-€70k▲ 9.9%€73k▲ 3.6%€28k▼ 61.4%€26k▼ 6.6%
Operating result€2k-€9k▲ 266%€5k▼ 48.6%€-41k€2k
Net result€2k-€6k▲ 199%€3k▼ 60.4%€-45k€-2k▲ 95.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2k after a loss of €41k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97k
Fixed assets
€54k▼ 26.9%
Current assets
€43k▲ 9.6%
Equity and liabilities €97k
Equity
€26k▼ 6.6%
Debt
€70k▼ 16.9%
The debt ratio falls from 75.0% to 72.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€22k▲
2024 · €-21k
Cash flow
€18k▲
2024 · €-24k
Solvency
27.2%▲
2024 · 25.0%
Current ratio
1.15▲
2024 · 1.02
Quick ratio
0.76▲
2024 · 0.60
Debt / equity
2.67▼
2024 · 3.01
ROE
-7.1%▲
2024 · -158.9%
ROA
-1.9%▲
2024 · -39.7%
Interest coverage
5.91▲
2024 · -5.80
Debt
€70k▼
2024 · €85k
Debt ≤ 1 year
€37k▼
2024 · €38k
Debt > 1 year
€33k▼
2024 · €46k
Income taxes
€141▼
2024 · €246
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€113k€97k▼
Fixed assets21/28€74k€54k▼
Tangible fixed assets22/27€74k€54k▼
Plant, machinery and equipment23€153-
Furniture and vehicles24€5k-
Leasing and similar rights25€38k€27k▼
Other tangible fixed assets26€31k€27k▼
Current assets29/58€39k€43k▲
Stocks and contracts in progress3€16k€14k▼
Stocks30/36€16k€14k▼
Amounts receivable within one year40/41€10k€28k▲
Trade receivables40€10k€24k▲
Other amounts receivable41-€4k
Cash at bank and in hand54/58€9k€22▼
Deferred charges and accrued income490/1€4k-
Equity and liabilities
Total equity and liabilities10/49€113k€97k▼
Equity10/15€28k€26k▼
Contributions10/11€20k€20k=
Reserves13€64k€64k=
Distributable reserves133€64k€64k=
Profit (loss) carried forward14€-56k€-57k▼
Amounts payable17/49€85k€70k▼
Amounts payable after more than one year17€46k€33k▼
Financial debts170/4€46k€33k▼
Amounts payable within one year42/48€38k€37k▼
Current portion of amounts payable after more than one year42€18k€13k▼
Financial debts43-€5k
Credit institutions430/8-€5k
Trade debts44€8k€12k▲
Suppliers440/4€8k€12k▲
Advances received on contracts in progress46€2k-
Taxes, remuneration and social security45€6k€383▼
Taxes450/3€6k€383▼
Other amounts payable47/48€4k€6k▲
Income statement
Code20242025
Non-recurring operating income76A-€908
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k▼
Other operating charges640/8€6k€6k▼
Gross operating margin9900€-15k€27k▲
Operating profit (loss)9901€-41k€2k▲
Financial income75/76B€8€6▼
Recurring financial income75€8€6▼
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€-44k€-2k▲
Income taxes67/77€246€141▼
Profit (loss) for the period9904€-45k€-2k▲
Profit (loss) for the period to be appropriated9905€-45k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-56k€-57k▼
Profit (loss) brought forward from the previous period14P€-11k€-56k▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-45k ▼1881%
Net result drops to €-45k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €22k ▲243%
Operating result €28k, net result €22k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.99
Current ratio from 1.36 to 2.99; short-term debt falls from €46k to €19k.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 1977
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogstraatsebaan 792960 BrechtGround area
801 m²
Building footprint
201 m²
Volume, LiDAR
1,368 m³
Parcel 11043D0028/00T000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hoogstraatsebaan 79, 2960 Brecht
since 19772.013.488.782
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11043D0028/00T000 | Flanders | 801 m² | 1 · 201 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,610 companies in sector 47551 we hold annual accounts for 1,718. 1,000 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-02-1977
Fiscal year end31-12
Activities, NACEBEL
47551Retail sale of household furniture
47591Retail trade
52441
41001General construction of residential buildings
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.