BENOIT DEFALQUE
ActiveSummary
BENOIT DEFALQUE has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €745,072 and a net result of €133,738. Equity is growing by ~22.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 16718 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability91▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65,000 at 30 days acceptable
short-term debt: 0% and cash: 15.6% of total assets, and 0% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
100%
Return on assets
17.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-05-2026, 72 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
72 d early
2024
77 d early
2023
76 d early
2022
76 d early
2021
51 d early
2020
31 d late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 46 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#3 company by equity in Court-Saint-Etienne, Health and social work sector#7 company by total assets in Court-Saint-Etienne, Health and social work sector#9 oldest company in Court-Saint-Etienne, Health and social work sector
Equity
€745,072▲ 21.9%
2024 · €611,335
Total assets
€745,419▲ 18.8%
2024 · €627,697
Net result
€133,738▲ 1.5%
2024 · €131,717
Working capital
€741,277▲ 22.3%
2024 · €606,112
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€137,902▲ 83.8%€166,755▲ 20.9%€182,647▲ 9.5%€185,630▲ 1.6%€185,575=
Net result€97,000within the sector's middle half▲ 78.6%€113,092above the sector's middle half▲ 16.6%€124,209above the sector's middle half▲ 9.8%€131,717above the sector's middle half▲ 6.0%€133,738above the sector's middle half▲ 1.5%
Equity€336,814within the sector's middle half▲ 19.1%€449,906above the sector's middle half▲ 33.6%€534,250above the sector's middle half▲ 18.7%€611,335above the sector's middle half▲ 14.4%€745,072above the sector's middle half▲ 21.9%
Total assets€389,728within the sector's middle half▲ 32.9%€453,322within the sector's middle half▲ 16.3%€540,379within the sector's middle half▲ 19.2%€627,697above the sector's middle half▲ 16.2%€745,419above the sector's middle half▲ 18.8%
Debt€52,913▲ 402%€3,416▼ 93.5%€6,129▲ 79.4%€16,362▲ 167%€347▼ 97.9%
Working capital€322,445▲ 23.9%€443,198▲ 37.4%€528,961▲ 19.4%€606,112▲ 14.6%€741,277▲ 22.3%
Solvency86.4%above the sector's middle half▼ 10.0pp99.2%above the sector's middle half▲ 12.8pp98.9%above the sector's middle half▼ 0.4pp97.4%above the sector's middle half▼ 1.5pp100.0%above the sector's middle half▲ 2.6pp
above
within
below
the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €745,419
Fixed assets
€4,055 ▼ 22.4%
Current assets
€741,364 ▲ 19.1%
Equity and liabilities €745,419
Equity
€745,072 ▲ 21.9%
Debt
€347 ▼ 97.9%
Debt's share of the balance-sheet total falls from 2.6% to 0.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€187,576▲
2024 · €187,132
Cash flow
€135,739▲
2024 · €133,219
Debt to equity
0.00▼
2024 · 0.03
ROE
17.9%▼
2024 · 21.5%
ROA
17.9%▼
2024 · 21.0%
Interest coverage
1243.88▼
2024 · 1385.96
Debt ≤ 1 year
€87▼
2024 · €16,362
Income taxes
€63,187▲
2024 · €62,303
A ratio outside any meaningful range has been withheld (balance sheet total €745,419, equity €745,072).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,792 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
3.2%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,792 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,735 | €8,311 | €1,868 | €1,502 | €2,002 | ▲ 33.3% |
| Other operating charges640/8 | €743 | €596 | €650 | €670 | €730 | ▲ 9.0% |
| Gross operating margin9900 | €147,380 | €175,662 | €185,165 | €187,802 | €188,307 | ▲ 0.3% |
| Operating profit (loss)9901 | €137,902 | €166,755 | €182,647 | €185,630 | €185,575 | = |
| Financial income75/76B | €318 | €826 | €423 | €8,525 | €11,501 | ▲ 34.9% |
| Recurring financial income75 | €318 | €826 | €423 | €8,525 | €11,501 | ▲ 34.9% |
| Financial charges65/66B | €134 | €120 | €130 | €135 | €151 | ▲ 11.7% |
| Recurring financial charges65 | €134 | €120 | €130 | €135 | €151 | ▲ 11.7% |
| Profit (loss) for the period before taxes9903 | €138,086 | €167,461 | €182,940 | €194,020 | €196,925 | ▲ 1.5% |
| Income taxes67/77 | €41,085 | €54,369 | €58,730 | €62,303 | €63,187 | ▲ 1.4% |
| Profit (loss) for the period9904 | €97,000 | €113,092 | €124,209 | €131,717 | €133,738 | ▲ 1.5% |
| Profit (loss) for the period to be appropriated9905 | €97,000 | €113,092 | €124,209 | €131,717 | €133,738 | ▲ 1.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €389,728 | €453,322 | €540,379 | €627,697 | €745,419 | ▲ 18.8% |
| Fixed assets21/28 | €14,370 | €7,157 | €5,289 | €5,223 | €4,055 | ▼ 22.4% |
| Tangible fixed assets22/27 | €13,320 | €6,107 | €4,239 | €4,173 | €3,005 | ▼ 28.0% |
| Plant, machinery and equipment23 | €774 | €1,133 | €586 | €1,649 | €1,610 | ▼ 2.3% |
| Furniture and vehicles24 | €6,285 | €121 | €0 | - | - | - |
| Other tangible fixed assets26 | €6,260 | €4,853 | €3,653 | €2,524 | €1,395 | ▼ 44.7% |
| Financial fixed assets28 | €1,050 | €1,050 | €1,050 | €1,050 | €1,050 | = |
| Current assets29/58 | €375,358 | €446,165 | €535,091 | €622,474 | €741,364 | ▲ 19.1% |
| Amounts receivable within one year40/41 | €22,268 | €10,336 | €5,135 | €74,785 | €20,750 | ▼ 72.3% |
| Trade receivables40 | - | - | - | €74,530 | €0 | ▼ 100% |
| Other amounts receivable41 | €22,268 | €10,336 | €5,135 | €254 | €20,750 | ▲ 8,058% |
| Current investments50/53 | - | - | - | €500,000 | €600,000 | ▲ 20.0% |
| Cash at bank and in hand54/58 | €342,881 | €431,474 | €525,001 | €42,101 | €116,595 | ▲ 177% |
| Deferred charges and accrued income490/1 | €10,210 | €4,354 | €4,955 | €5,588 | €4,019 | ▼ 28.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €389,728 | €453,322 | €540,379 | €627,697 | €745,419 | ▲ 18.8% |
| Equity10/15 | €336,814 | €449,906 | €534,250 | €611,335 | €745,072 | ▲ 21.9% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €324,414 | €437,506 | €521,850 | €598,935 | €732,672 | ▲ 22.3% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €0 | - | - | - |
| Distributable reserves133 | €322,554 | €435,646 | €521,850 | €598,935 | €732,672 | ▲ 22.3% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €52,913 | €3,416 | €6,129 | €16,362 | €347 | ▼ 97.9% |
| Amounts payable within one year42/48 | €52,913 | €2,967 | €6,129 | €16,362 | €87 | ▼ 99.5% |
| Current portion of amounts payable after more than one year42 | €0 | - | - | - | - | - |
| Trade debts44 | €1,581 | €1,598 | €399 | €0 | €87 | - |
| Suppliers440/4 | €1,581 | €1,598 | €399 | €0 | €87 | - |
| Taxes, remuneration and social security45 | €8,389 | €1,369 | €5,730 | €0 | - | - |
| Taxes450/3 | €8,389 | €1,369 | €5,730 | €0 | - | - |
| Other amounts payable47/48 | €42,943 | €0 | - | €16,362 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | - | €449 | €0 | - | €260 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €97,000 | €113,092 | €124,209 | €131,717 | €133,738 | ▲ 1.5% |
| + Depreciation and write-downs630 | €8,735 | €8,311 | €1,868 | €1,502 | €2,002 | ▲ 33.3% |
| Operating cash flow (approximation) | €105,735 | €121,403 | €126,078 | €133,219 | €135,739 | ▲ 1.9% |
| Investment in fixed assets (approximation) | - | -€1,099 | €0 | -€1,436 | -€834 | ▲ 41.9% |
| Change in cash | - | €88,594 | €93,526 | -€482,899 | €74,494 | ▲ 115% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €133,738 ▲1.5%
Net result €133,738, the highest in the series.
31-12
Financial
Liquidity times 224current ratio 8530.25
Current ratio from 38.04 to 8530.25; short-term debt falls from €16,362 to €87.
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €500,000Eq €534,250 ▲18.7%
6 profitable years in a row build equity to €534,250.
16-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 21current ratio 150.37
Current ratio from 7.09 to 150.37; short-term debt falls from €52,913 to €2,967.
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 25.70
Current ratio from 10.02 to 25.70; short-term debt falls from €22,165 to €10,535.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-12
Financial
Weakest financial yearnet €53,883 ▼1.4%
Net result drops to €53,883, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200,000Eq €228,456 ▲30.9%
2 profitable years in a row build equity to €228,456.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Court-Saint-Etienne · 1 establishment unit since 2007
Ground area
300 m²
Building footprint
273 m²
Volume, LiDAR
2,033 m³
Parcel 25023H0467/00E000, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Benoit Defalque SPRL
since 20072.189.373.439
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25023H0467/00E000 | Wallonia | 300 m² | 1 · 273 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900X28Z5AE4LV3F11
Similar companies · same sector, comparable size
Fersi
BE 0474.734.628
Boom · Eq €745,342
Dokter Providas
BE 0823.391.824
Wemmel · Eq €744,135
Docteur BENOIT Arnaud
BE 0734.450.940
Bastogne · Eq €743,510
Huisarts Tom Jacobs
BE 0687.629.436
Antwerpen · Eq €743,176
MAISON MEDICALE CUREGHEM
BE 0785.854.111
Anderlecht · Eq €747,039
Of 9,128 companies in sector 86210 we hold annual accounts for 6,335. 4,508 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-12-2007
Fiscal year end31-12
Activities, NACEBEL 2025
86210General medical practice
Contact
E-mail
benoit.defalque@docs.beCourt-Saint-Etienne
Phone
010 61 51 87Court-Saint-Etienne
E-invoicing
Reachable via Peppol
Peppol ID
0208:0894496683
Also
9925:BE0894496683
Registered
12-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.