Turnover
≈ €200,000 estimated
The micro format states no turnover.
BENOIT DECOR
Overview
Lifetime
2 annual accounts with figures on one time axispeak €41,311 (2024)
€33,072▼ 19.9%
peak €33,148 (2024)
€10,601▼ 68.0%
peak €47,749 (2025)
€47,749▲ 28.5%
€16,655▼ 1.5%
Board2 names since 2024
2 directorsDURENNE Vanessa Carole Fernande Ghislaine and 1 other
Documentsfilings and deeds
27-07-20264 days before the deadline
2025micro format
Gross margin from €41,311 to €33,072Result from €33,148 to €10,601Equity from €37,148 to €47,749Cash from €5,125 to €10,915
Key points
from the 2025 annual accountsLiquidity
3.40 was 2.24 in 2024
Short-term debts fell from €16,750 to €16,655.
Starting capital
€4,000 100 shares
Checked score
68
Healthy
Financially stronger than 72% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2025: 1.9%
06-2025: 1.9%● unchanged vs 05-2025
07-2025: 1.9%● unchanged vs 06-2025
08-2025: 1.9%● unchanged vs 07-2025
09-2025: 2.0%▲ +0.1 percentage points vs 08-2025
10-2025: 2.1%▲ +0.1 percentage points vs 09-2025
11-2025: 2.1%● unchanged vs 10-2025
12-2025: 2.2%▲ +0.1 percentage points vs 11-2025
01-2026: 2.3%▲ +0.1 percentage points vs 12-2025
02-2026: 2.1%▼ -0.2 percentage points vs 01-2026
03-2026: 2.2%▲ +0.1 percentage points vs 02-2026
04-2026: 2.5%▲ +0.3 percentage points vs 03-2026
05-2026: 2.7%▲ +0.2 percentage points vs 04-2026
06-2026: 2.6%▼ -0.1 percentage points vs 05-2026
07-2026: 2.7%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 1.0%▼ -1.7 percentage points vs 07-2026lowest value
09-2026: 1.0%● unchanged vs 08-2026lowest value
10-2026: 1.0%● unchanged vs 09-2026lowest value
11-2026: 1.0%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Size: total assets €64,404
lowers risk
Liquidity: current ratio 3.40, cash €10,915
Equity €47,749 (74.1% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 80% of them on solvency, 59% on liquidity, 75% on profitability and 74% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as BENOIT DECOR has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BENOIT DECOR itself: 1.0% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for BENOIT DECOR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.4 (2.24 in 2024), above the usual 1.5. Short-term debt is 25.9% and cash 16.9% of total assets. 25.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
4 days early
2024
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 2 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- KNOCKAERT Benoît Firmin Joseph founderdeed of 03-05-2024
- DURENNE Vanessa Carole Fernande Ghislaine founderdeed of 03-05-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1008973115
Incorporation
Founding capital of €4,000, 100 shares · Founders: KNOCKAERT Benoît Firmin Joseph and DURENNE Vanessa Carole Fernande Ghislaine · Appointments: KNOCKAERT Benoît Firmin Joseph (director) and DURENNE Vanessa Carole Fernande Ghislaine (director) · published on 03-05-2024 · Gazette deed
First establishment
Chaussée de Renaix 326, Tournai
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BENOIT DECOR Tournai | €64,404 | €33,072 | 74.1% | - |
| GR Paints Ghent | €67,308 | €37,129 | 30.8% | - |
| C.P. Painting Hasselt | €72,206 | €30,049 | 30.9% | - |
| VDB-PAINTS Roosdaal | €64,689 | €34,053 | 33.3% | - |
| ALGEMENE SCHILDERWERKEN DEMETS Lendelede | €69,774 | €33,196 | 34.5% | - |
| PROFESSIONAL COLOR Grimbergen | €55,677 | €35,665 | 22.7% | - |
| Rudi Geurts Dilsen-Stokkem | €71,509 | €33,553 | 22.5% | - |
These companies have the same main activity as BENOIT DECOR: painting of buildings (NACE 43341). They are comparable in size and age: total assets between €55,700 and €72,200, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 30-04-2024Normal situation
- Activity
- Painting of buildingsNACE 43341and 4 others
- Establishment unit
- 2.359.501.7397540 Tournai, since 30-04-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 08-05-2024
Annual accounts 2025
- €33,072▼ 19.9%
- €10,601▼ 68.0%
- €47,749▲ 28.5%
- €64,404▲ 19.1%
- Filing
- Filed on 27-07-2026, 4 days before the end of the filing period
Insights on BENOIT DECOR
BENOIT DECOR has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47,749 and a net result of €10,601.
Its solvency ranks better than 80% of 35,136 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 27-07-2026, 4 days before the deadline€33,072
▼ 19.9%
€12,701
▼ 69.0%
€21,533
▼ 47.8%
€19,432
▼ 41.8%
74.1%
▲ 5.4 percentage points
3.40
▲ 1.16
Money flows
no detail for 2025Balance sheet
balance sheet total €64,404 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
74.1%
Higher than 80% of 35,136 companies in 2025.
3.40
Higher than 75% of 34,510 companies in 2025.
16.5%
Higher than 72% of 34,711 companies in 2025.
BENOIT DECOR
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
64,404 | 54,055 | |
21/28 |
7,705 | 16,537 | |
22/27 |
7,705 | 16,537 | |
23 |
496 | 865 | |
24 |
7,209 | 15,672 | |
29/58 |
56,699 | 37,518 | |
40/41 |
44,009 | 31,817 | |
40 |
4,564 | 6,892 | |
41 |
39,445 | 24,925 | |
54/58 |
10,915 | 5,125 | |
490/1 |
1,775 | 576 | |
| Balance sheet: equity and liabilities | |||
10/49 |
64,404 | 54,055 | |
10/15 |
47,749 | 37,148 | |
10/11 |
4,000 | 4,000 | |
14 |
43,749 | 33,148 | |
17/49 |
16,655 | 16,907 | |
42/48 |
16,655 | 16,750 | |
44 |
3,097 | 7,806 | |
440/4 |
3,097 | 7,806 | |
45 |
13,558 | 8,944 | |
450/3 |
12,350 | 8,844 | |
454/9 |
1,208 | 100 | |
492/3 |
- | 156 | |
| Income statement | |||
70 |
- | 139,732 | |
9900 |
33,072 | 41,311 | |
60/61 |
- | 101,373 | |
62 |
11,101 | - | |
630 |
8,832 | 227 | |
640/8 |
438 | 50 | |
9901 |
12,701 | 41,035 | |
75/76B |
1,513 | 477 | |
75 |
1,513 | 477 | |
65/66B |
172 | 77 | |
65 |
172 | 77 | |
9903 |
14,043 | 41,435 | |
67/77 |
3,442 | 8,287 | |
9904 |
10,601 | 33,148 | |
9905 |
10,601 | 33,148 | |
| Appropriation of the result | |||
9906 |
43,749 | 33,148 | |
14P |
33,148 | - | |
| Document | |||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 27-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 21,533 | 41,262 | ||
| 19,432 | 33,375 | ||
| 0 | 16,764 | ||
| 5,791 | - | ||
| 40,044 | 20,767 | ||
| - | 29.4% | ||
| 74.1% | 68.7% | ||
| 3.40 | 2.24 | ||
| 0.35 | 0.46 | ||
| 22.2% | 89.2% | ||
| 16.5% | 61.3% | ||
| over 100 | over 100 | ||
| - | 18 days | ||
| - | 28 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | - | €16,764 |
| €8,832 | €227 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on BENOIT DECOR
The operating result for 2025 is 69% lower than in 2024.
Debt's share of the balance-sheet total falls from 31.3% to 25.9%. Equity is higher and debt is lower.
Board & ownership
Board
2 directors, since incorporationDirector (not named in the articles)
appointed by deed of 03-05-2024
term without a fixed end
Director (not named in the articles)
appointed by deed of 03-05-2024
term without a fixed end
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 03-05-2024
Mandates through the years
2 names, the dashed line is todayDURENNE Vanessa Carole Fernande Ghislaine
Director (not named in the articles)
Director (not named in the articles)
KNOCKAERT Benoît Firmin Joseph
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- DURENNE Vanessa Carole Fernande Ghislaine
- Director (not named in the articles), appointed by deed of 03-05-2024, still in office
- KNOCKAERT Benoît Firmin Joseph
- Director (not named in the articles), appointed by deed of 03-05-2024, still in office
Control
This company
BENOIT DECOR
Equity €47,749
Profit €10,601 in 2025
Capital
- Contribution
- €4,000
- Shares
- 100
- Contribution per share
- €40
- Equity per share
- €477 in 2025
- Source
- deed of 03-05-2024
Articles of association
deed of 03-05-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- 100 shares
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Thursday of June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
- No statutory auditor
Founders
At incorporation
deed of 03-05-2024 ↗
Network & group
No group
BENOIT DECOR has no parent and no holdings in its annual accounts. BENOIT DECOR shares no director with another company.
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 4 days before the deadline
2025
Annual accounts 2024 filed NBBmicro format · on the deadline day
2024
Registered in the Peppol Directory Reachable for e-invoices through 0208:1008973115
IncorporationFounding capital of €4,000, 100 shares · Founders: KNOCKAERT Benoît Firmin Joseph and DURENNE Vanessa Carole Fernande Ghislaine · Appointments: KNOCKAERT Benoît Firmin Joseph (director) and DURENNE Vanessa Carole Fernande Ghislaine (director) · published on 03-05-20245 points ▸
- Founder, KNOCKAERT Benoît Firmin Joseph
- Founder, DURENNE Vanessa Carole Fernande Ghislaine
- Founding capital, €4,000, 100 shares
- Director appointment, KNOCKAERT Benoît Firmin Joseph (director (not named in the articles))
- Director appointment, DURENNE Vanessa Carole Fernande Ghislaine (director (not named in the articles))
- The deed holds 1 more point.
First establishment Chaussée de Renaix 326, Tournai
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1008.973.115
- VAT number
- BE 1008.973.115
- Peppol ID
- 0208:1008973115
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 30-04-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Thursday of June at 18:00deed of 03-05-2024 (in French)
- Peppol
- Reachable since 08-05-2024Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- BENOIT DECOR in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 03-05-2024 (in French)
Activities
NACEBEL 2025VAT activities
43341
Painting of buildings main activity
74130
Interior design
Social security (RSZ) activities
43341
Painting of buildings main activity
Codes under NACEBEL 2008
43341
Painting of buildings main activity
43333
Wallpapering and laying of floor and wall coverings in other materials
43342
Specialised construction activities
43390
Specialised construction activities
74104
Other professional, scientific and technical activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “La pose de papier peint et le revêtement de murs et de sols en d’autres matériaux; La peinture intérieure et extérieure des bâtiments; La…”deed of 03-05-2024 (in French)
8 activities
- La pose de papier peint et le revêtement de murs et de sols en d’autres matériaux.
- La peinture intérieure et extérieure des bâtiments.
- La peinture d’ossatures métalliques.
- Le plafonnage,enduisage de murs,la pose de cloisons en gyproc et autres matériaux,le crépis.
- La pose de carrelage et de chapes,la pose de parquet,la pose de stores et de rideaux.
- La décoration d’intérieur et d’extérieur.
- Le nettoyage de locaux.
- L’intermédiaire du commerce en peintures et vernis.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Chaussée de Renaix 326 registered office 7540 Tournai | 30-04-2024 | 2.359.501.739 |
Buildings and parcels at the address
- Ground area
- 502 m²
- Buildings
- 42 m²
- Volume, LiDAR
- 354 m³
- Tallest building
- 9.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 57073A0037/00L003 | 502 m² | 1 · 42 m² | 9.6 m · 3 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1008.973.115