Benisa BV
ActiveBenisa BV has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57k and a net result of €20k. Equity is growing by ~18.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 18207 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+15
Solvency100▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 54.62 against 4.1 in 2024; short-term debt: 1.8% and cash: 34.1% of total assets), and 5.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.8%
Return on assets
32.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
13 d late
2024
26 d late
2023
23 d late
2022
16 d late
2021
2 d early
2020
54 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€57k▼ 26.3%
2024 · €78k
2020: €27k
2021: €44k
2022: €63k
2023: €82k
2024: €78k
2020 → 2025
Total assets
€60k▼ 42.7%
2024 · €105k
2020: €31k
2021: €52k
2022: €68k
2023: €85k
2024: €105k
2020 → 2025
Net result
€20k▼ 2.0%
2024 · €20k
2020: €24k
2021: €17k
2022: €19k
2023: €19k
2024: €20k
2020 → 2025
Working capital
€59k▼ 25.6%
2024 · €80k
2020: €27k
2021: €46k
2022: €65k
2023: €84k
2024: €80k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€63k▲ 43.3%€82k▲ 29.6%€78k▼ 5.0%€57k▼ 26.3%
Operating result€25k-€26k▲ 1.2%€25k▼ 1.9%€26k▲ 2.3%€25k▼ 1.1%
Net result€17k-€19k▲ 9.6%€19k▼ 2.1%€20k▲ 6.5%€20k▼ 2.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €60k
Equity
€57k▼ 26.3%
Debt
€3k▼ 88.7%
The debt ratio falls from 26.2% to 5.2%. Equity and debt are lower.
Key figures and ratios
Solvency
94.8%▲
2024 · 73.8%
Current ratio
54.62▲
2024 · 4.10
Quick ratio
54.62▲
2024 · 4.10
Debt / equity
0.05▼
2024 · 0.35
ROE
34.1%▲
2024 · 25.6%
ROA
32.3%▲
2024 · 18.9%
Debt
€3k▼
2024 · €28k
Debt ≤ 1 year
€1k▼
2024 · €26k
Income taxes
€7k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€105k€60k▼
Current assets29/58€105k€60k▼
Amounts receivable within one year40/41€286€3k▲
Trade receivables40€0€3k▲
Other amounts receivable41€286€451▲
Current investments50/53€30k€36k▲
Cash at bank and in hand54/58€74k€21k▼
Deferred charges and accrued income490/1€837€212▼
Equity and liabilities
Total equity and liabilities10/49€105k€60k▼
Equity10/15€78k€57k▼
Contributions10/11€3k€3k=
Reserves13€75k€54k▼
Distributable reserves133€75k€54k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€28k€3k▼
Amounts payable within one year42/48€26k€1k▼
Financial debts43€552€0▼
Credit institutions430/8€552€0▼
Trade debts44€617€648▲
Suppliers440/4€617€648▲
Taxes, remuneration and social security45€4k€458▼
Taxes450/3€4k€458▼
Other amounts payable47/48€20k€0▼
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Other operating charges640/8€449€462▲
Gross operating margin9900€26k€26k▼
Operating profit (loss)9901€26k€25k▼
Financial income75/76B€1k€948▼
Recurring financial income75€1k€948▼
Financial charges65/66B€188€199▲
Recurring financial charges65€188€199▲
Profit (loss) for the period before taxes9903€27k€26k▼
Income taxes67/77€7k€7k▼
Profit (loss) for the period9904€20k€20k▼
Profit (loss) for the period to be appropriated9905€20k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€20k▼
Transfer from equity791/2€4k€40k▲
Transfer to equity691/2€0€20k▲
To other reserves6921€0€20k▲
Profit to be distributed694/7€24k€40k▲
Return on contributions (dividend)694€24k€40k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
31-12
Financial
Liquidity times 13current ratio 54.62
Current ratio from 4.10 to 54.62; short-term debt falls from €26k to €1k.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 49.39
Current ratio from 23.61 to 49.39; short-term debt falls from €3k to €2k.
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 23.61
Current ratio from 8.17 to 23.61; short-term debt falls from €6k to €3k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €17k ▼26.5%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
23-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 54 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Europalaan 1383650 Dilsen-StokkemGround area
793 m²
Building footprint
238 m²
Parcel 72005B1023/00G003, Flanders. Linked by address, not a title deed.
1 establishment unit
BENISA BV
since 20192.291.772.181
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72005B1023/00G003 | Flanders | 793 m² | 1 · 238 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,222 companies in sector 47730 we hold annual accounts for 3,861. 2,915 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-08-2019
Fiscal year end31-12
Activities, NACEBEL
47730Retail sale of pharmaceutical products
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.