BENIMMO
ActiveSummary
The computed 12-month bankruptcy probability of BENIMMO is 5.0% (elevated). The 2024 annual accounts show equity of €406,519 and a net result of -€40,011. Equity is shrinking by ~3.6% per year across the filed fiscal years. The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability12▼-16
Solvency78▼-2
Growth32=
Track record100
Bankruptcy probability, 12 months
5.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €17,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.75 against 0.97 in 2023; short-term debt: 15.3% and cash: 11.4% of total assets), and 47.1% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
52.9%
Return on assets
-5.2%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
192021222324
2019 to 2024 · latest year -€40,011
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-06-2025, 51 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
51 d early
2023
13 d late
2022
31 d early
2021
34 d early
2020
52 d early
2019
25 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 6 accounts on average 22 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€11,287
EBIT margin
-20.4%
Net result
-€40,011▼ 19.7%
2023 · -€33,414
Working capital
-€29,981▼ 974%
2023 · -€2,791
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover
Operating result-€11,818▼ 412%-€12,955▼ 9.6%-€3,585▲ 72.3%-€35,212▼ 882%-€41,946▼ 19.1%
Net result-€12,834▼ 15.5%-€13,364▼ 4.1%-€6,043▲ 54.8%-€33,414▼ 453%-€40,011▼ 19.7%
EBIT margin
Equity€499,351▼ 2.5%€485,987▼ 2.7%€479,944▼ 1.2%€446,530▼ 7.0%€406,519▼ 9.0%
Total assets€1.0m▼ 3.3%€937,629▼ 6.4%€863,406▼ 7.9%€816,776▼ 5.4%€767,914▼ 6.0%
Debt€368,510▼ 4.2%€323,097▼ 12.3%€260,059▼ 19.5%€251,985▼ 3.1%€248,276▼ 1.5%
Working capital-€40,511▼ 194%-€44,471▼ 9.8%€16,347-€2,791-€29,981▼ 974%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €41,946 in 2024 against €35,212 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €767,914
Fixed assets
€680,275 ▼ 5.4%
Current assets
€87,639 ▼ 10.3%
Equity and liabilities €767,914
Equity
€406,519 ▼ 9.0%
Provisions
€113,119 ▼ 4.3%
Debt
€248,276 ▼ 1.5%
Debt's share of the balance-sheet total rises from 30.9% to 32.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€691▼
2023 · €5,906
Cash flow
€1,244▼
2023 · €7,704
Current ratio
0.75▼
2023 · 0.97
Debt to equity
0.61▲
2023 · 0.56
ROE
-9.8%▼
2023 · -7.5%
ROA
-5.2%▼
2023 · -4.1%
Interest coverage
-0.23▼
2023 · 1.77
Debt ≤ 1 year
€117,620▲
2023 · €100,492
Debt > 1 year
€130,656▼
2023 · €151,493
Income taxes
€164▲
2023 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 928 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 93% are still going.
- Small
- 5 to 10 years old
- solvency 30% or more
- a small loss
1.5%
went bankrupt
5.6%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 5.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 928 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €11,125 | €34,860 | €231 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €39,568 | €39,936 | €39,479 | €41,118 | €41,255 | ▲ 0.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €13,170 | - |
| Other operating charges640/8 | - | €2,165 | €4,582 | €2,582 | €7,459 | ▲ 189% |
| Non-recurring operating charges66A | - | €2,008 | €1,433 | - | - | - |
| Gross operating margin9900 | €29,189 | €31,154 | €41,909 | €8,488 | €19,938 | ▲ 135% |
| Operating profit (loss)9901 | -€11,818 | -€12,955 | -€3,585 | -€35,212 | -€41,946 | ▼ 19.1% |
| Financial charges65/66B | - | €5,404 | €4,972 | €3,343 | €3,043 | ▼ 9.0% |
| Recurring financial charges65 | €6,049 | €5,404 | €4,972 | €3,343 | €3,043 | ▼ 9.0% |
| Profit (loss) for the period before taxes9903 | -€17,866 | -€18,359 | -€8,557 | -€38,555 | -€44,989 | ▼ 16.7% |
| Transfer from deferred taxes780 | - | €5,142 | €5,142 | €5,142 | €5,142 | = |
| Income taxes67/77 | €109 | €147 | €2,628 | €0 | €164 | - |
| Profit (loss) for the period9904 | -€12,834 | -€13,364 | -€6,043 | -€33,414 | -€40,011 | ▼ 19.7% |
| Transfer from tax-exempt reserves789 | - | €9,986 | €9,986 | €9,986 | €9,986 | = |
| Profit (loss) for the period to be appropriated9905 | -€2,848 | -€3,378 | €3,943 | -€23,428 | -€30,026 | ▼ 28.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.0m | €937,629 | €863,406 | €816,776 | €767,914 | ▼ 6.0% |
| Fixed assets21/28 | €966,661 | €912,131 | €760,193 | €719,075 | €680,275 | ▼ 5.4% |
| Tangible fixed assets22/27 | €966,661 | €912,131 | €760,193 | €719,075 | €680,275 | ▼ 5.4% |
| Land and buildings22 | - | €809,109 | €655,548 | €626,254 | €596,961 | ▼ 4.7% |
| Furniture and vehicles24 | - | €1,933 | €35,138 | €26,523 | €17,909 | ▼ 32.5% |
| Other tangible fixed assets26 | - | €101,089 | €69,507 | €66,297 | €65,406 | ▼ 1.3% |
| Current assets29/58 | €34,887 | €25,498 | €103,213 | €97,701 | €87,639 | ▼ 10.3% |
| Amounts receivable within one year40/41 | €19,672 | €13,170 | €13,170 | €13,170 | €0 | ▼ 100% |
| Other amounts receivable41 | - | €13,170 | €13,170 | €13,170 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €13,476 | €12,328 | €90,043 | €84,531 | €87,639 | ▲ 3.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.0m | €937,629 | €863,406 | €816,776 | €767,914 | ▼ 6.0% |
| Equity10/15 | €499,351 | €485,987 | €479,944 | €446,530 | €406,519 | ▼ 9.0% |
| Contributions10/11 | - | €18,600 | €18,600 | €20,680 | €20,680 | = |
| Reserves13 | €358,160 | €348,174 | €342,132 | €330,066 | €320,080 | ▼ 3.0% |
| Non-distributable reserves130/1 | - | €2,080 | €2,080 | - | - | - |
| Reserves not available under the articles1311 | - | €2,080 | €2,080 | - | - | - |
| Tax-exempt reserves132 | - | €346,095 | €336,109 | €326,123 | €316,138 | ▼ 3.1% |
| Distributable reserves133 | - | - | €3,943 | €3,943 | €3,943 | = |
| Profit (loss) carried forward14 | €122,591 | €119,212 | €119,212 | €95,784 | €65,758 | ▼ 31.3% |
| Provisions and deferred taxes16 | €133,687 | €128,545 | €123,403 | €118,261 | €113,119 | ▼ 4.3% |
| Deferred taxes168 | - | €128,545 | €123,403 | €118,261 | €113,119 | ▼ 4.3% |
| Amounts payable17/49 | €368,510 | €323,097 | €260,059 | €251,985 | €248,276 | ▼ 1.5% |
| Amounts payable after more than one year17 | €290,622 | €250,638 | €171,998 | €151,493 | €130,656 | ▼ 13.8% |
| Financial debts170/4 | - | €250,638 | €169,768 | €149,263 | €128,426 | ▼ 14.0% |
| Other amounts payable178/9 | - | - | €2,230 | €2,230 | €2,230 | = |
| Amounts payable within one year42/48 | €75,398 | €69,969 | €86,866 | €100,492 | €117,620 | ▲ 17.0% |
| Current portion of amounts payable after more than one year42 | - | €39,984 | €20,180 | €20,506 | €20,837 | ▲ 1.6% |
| Trade debts44 | €3,452 | €3,297 | €715 | €16,727 | €27,194 | ▲ 62.6% |
| Suppliers440/4 | - | €3,297 | €715 | €16,727 | €27,194 | ▲ 62.6% |
| Taxes, remuneration and social security45 | - | €146 | €2,628 | - | - | - |
| Taxes450/3 | - | €146 | €2,628 | - | - | - |
| Other amounts payable47/48 | - | €26,542 | €63,343 | €63,259 | €69,589 | ▲ 10.0% |
| Accrued charges and deferred income492/3 | - | €2,490 | €1,195 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€12,834 | -€13,364 | -€6,043 | -€33,414 | -€40,011 | ▼ 19.7% |
| + Depreciation and write-downs630 | €39,568 | €39,936 | €39,479 | €41,118 | €41,255 | ▲ 0.3% |
| Operating cash flow (approximation) | €26,734 | €26,572 | €33,436 | €7,704 | €1,244 | ▼ 83.9% |
| Investment in fixed assets (approximation) | - | €14,593 | €112,459 | €0 | -€2,455 | - |
| Change in cash | - | -€1,148 | €77,715 | -€5,512 | €3,108 | ▲ 156% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€40,011
Net result drops to -€40,011, the lowest in the series.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 1.19
Current ratio from 0.36 to 1.19.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek
Ground area
4,232 m²
Building footprint
2,812 m²
Volume, LiDAR
29,326 m³
Parcel 21524C0070/00C002, Brussels · tallest building 32.9 m, ±1 floor. Linked by address, not a title deed.
17
companies at this address
See who is registered here
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21524C0070/00C002 | Brussels | 4,232 m² | 1 · 2,812 m² | 32.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded21-12-2018
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0716733889
Also
9925:BE0716733889
Registered
14-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.