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BENIMAC

Active
Private limited companyfounded 200916 yrs activeRue de Fernelmont(CH) 249, 5020 Namur, BelgiumKBO/BCE: BE 0821.287.716
Summary

BENIMAC has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €746,963 and a net result of €49,171. Equity remains stable across the filed fiscal years (±2.2% per year). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability49▼-13
Solvency93▼-7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity ample (current ratio 2.75 against 4.25 in 2024; short-term debt: 30.7% and cash: 1.3% of total assets), and 31.7% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
68.3%
Return on assets
4.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 16 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
11 d late
2024
5 d late
2023
6 d late
2022
26 d early
2021
27 d early
2020
18 d late
2019
13 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average on the deadline day; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 December 2009, BENIMAC was incorporated.1 Total assets went from EUR 707,372 in 2018 to EUR 1.1 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€746,963▼ 12.7%
2024 · €856,068
Total assets
€1.1m▲ 2.5%
2024 · €1.1m
Net result
€49,171▼ 52.6%
2024 · €103,690
Working capital
€587,006▼ 14.4%
2024 · €685,680
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€67,981▼ 45.6%€72,526▲ 6.7%€69,875▼ 3.7%€124,967▲ 78.8%€70,235▼ 43.8%
Net result€48,916▼ 42.0%€25,069▼ 48.7%€66,512▲ 165%€103,690▲ 55.9%€49,171▼ 52.6%
Equity€743,646▲ 2.7%€743,035▼ 0.1%€783,767▲ 5.5%€856,068▲ 9.2%€746,963▼ 12.7%
Total assets€879,541▲ 6.1%€899,916▲ 2.3%€973,078▲ 8.1%€1.1m▲ 9.6%€1.1m▲ 2.5%
Debt€135,896▲ 30.2%€156,881▲ 15.4%€189,310▲ 20.7%€210,908▲ 11.4%€346,323▲ 64.2%
Working capital€372,987▲ 7.0%€377,706▲ 1.3%€423,767▲ 12.2%€685,680▲ 61.8%€587,006▼ 14.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000Operating result 2021: €67,981€67,981Net result 2021: €48,916€48,916Operating result 2022: €72,526€72,526Net result 2022: €25,069€25,069Operating result 2023: €69,875€69,875Net result 2023: €66,512€66,512Operating result 2024: €124,967€124,967Net result 2024: €103,690€103,690Operating result 2025: €70,235€70,235Net result 2025: €49,171€49,17120212022202320242025€0€50,000€100,000Operating result 2023: €69,875€69,900Net result 2023: €66,512€66,500Operating result 2024: €124,967€125,000Net result 2024: €103,690€104,000Operating result 2025: €70,235€70,200Net result 2025: €49,171€49,200202320242025
The operating result falls in 2025; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets €170,388 =
Current assets €922,898 ▲ 2.9%
Equity and liabilities €1.1m
Equity €746,963 ▼ 12.7%
Debt €346,323 ▲ 64.2%
Debt's share of the balance-sheet total rises from 19.8% to 31.7%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
2.75▼
2024 · 4.25
Debt to equity
0.46▲
2024 · 0.25
ROE
6.6%▼
2024 · 12.1%
ROA
4.5%▼
2024 · 9.7%
Debt ≤ 1 year
€335,892▲
2024 · €210,908
Income taxes
€23,445▼
2024 · €46,114
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,040 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 96% are still going.

  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.3% went bankrupt
3.6% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,040 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.1m€1.1m▲
Fixed assets21/28€170,388€170,388=
Tangible fixed assets22/27€170,388€170,388=
Land and buildings22€170,388€170,388=
Current assets29/58€896,588€922,898▲
Amounts receivable within one year40/41€8,032€399▼
Other amounts receivable41€8,032€399▼
Current investments50/53€874,803€907,608▲
Cash at bank and in hand54/58€12,903€14,075▲
Deferred charges and accrued income490/1€850€817▼
Equity and liabilities
Total equity and liabilities10/49€1.1m€1.1m▲
Equity10/15€856,068€746,963▼
Contributions10/11€400,000€400,000=
Reserves13€455,036€345,931▼
Distributable reserves133€455,036€345,931▼
Profit (loss) carried forward14€1,032€1,032▲
Amounts payable17/49€210,908€346,323▲
Amounts payable within one year42/48€210,908€335,892▲
Trade debts44€3,220€3,220=
Suppliers440/4€3,220€3,220=
Taxes, remuneration and social security45€2,999-
Taxes450/3€2,999-
Other amounts payable47/48€204,689€332,672▲
Accrued charges and deferred income492/3-€10,431
Income statement Code20242025
Other operating charges640/8€12,608€13,003▲
Gross operating margin9900€137,576€83,239▼
Operating profit (loss)9901€124,967€70,235▼
Financial income75/76B€17,151€12,812▼
Recurring financial income75€17,151€12,812▼
Financial charges65/66B-€7,686€10,432▲
Recurring financial charges65-€7,686€10,432▲
Profit (loss) for the period before taxes9903€149,804€72,615▼
Income taxes67/77€46,114€23,445▼
Profit (loss) for the period9904€103,690€49,171▼
Profit (loss) for the period to be appropriated9905€103,690€49,171▼
Appropriation of the result
Profit (loss) to be appropriated9906€104,722€50,202▼
Profit (loss) brought forward from the previous period14P€1,031€1,032=
Transfer from equity791/2€31,390€158,275▲
Transfer to equity691/2€103,690€49,170▼
To other reserves6921€103,690€49,170▼
Profit to be distributed694/7€31,390€158,275▲
Return on contributions (dividend)694€31,390€158,275▲

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,329€5,329€5,329---
Other operating charges640/8€10,832€11,082€12,146€12,608€13,003▲ 3.1%
Gross operating margin9900€84,143€88,937€87,349€137,576€83,239▼ 39.5%
Operating profit (loss)9901€67,981€72,526€69,875€124,967€70,235▼ 43.8%
Financial income75/76B€5,015-€4,952€17,151€12,812▼ 25.3%
Recurring financial income75€5,015-€4,952€17,151€12,812▼ 25.3%
Financial charges65/66B€58€25,807-€18,033-€7,686€10,432▲ 236%
Recurring financial charges65€58€25,807-€18,033-€7,686€10,432▲ 236%
Profit (loss) for the period before taxes9903€72,938€46,720€92,860€149,804€72,615▼ 51.5%
Income taxes67/77€24,022€21,650€26,347€46,114€23,445▼ 49.2%
Profit (loss) for the period9904€48,916€25,069€66,512€103,690€49,171▼ 52.6%
Profit (loss) for the period to be appropriated9905€48,916€25,069€66,512€103,690€49,171▼ 52.6%
Line20212022202320242025Change
Assets
Total assets20/58€879,541€899,916€973,078€1.1m€1.1m▲ 2.5%
Fixed assets21/28€370,658€365,329€360,000€170,388€170,388=
Tangible fixed assets22/27€370,658€365,329€360,000€170,388€170,388=
Land and buildings22€360,000€360,000€360,000€170,388€170,388=
Furniture and vehicles24€10,658€5,329----
Current assets29/58€508,883€534,587€613,078€896,588€922,898▲ 2.9%
Amounts receivable within one year40/41---€8,032€399▼ 95.0%
Other amounts receivable41---€8,032€399▼ 95.0%
Current investments50/53€224,864€199,144€600,910€874,803€907,608▲ 3.7%
Cash at bank and in hand54/58€283,262€334,648€10,461€12,903€14,075▲ 9.1%
Deferred charges and accrued income490/1€756€795€1,707€850€817▼ 3.9%
Equity and liabilities
Total equity and liabilities10/49€879,541€899,916€973,078€1.1m€1.1m▲ 2.5%
Equity10/15€743,646€743,035€783,767€856,068€746,963▼ 12.7%
Contributions10/11€400,000€400,000€400,000€400,000€400,000=
Reserves13€342,626€342,006€382,736€455,036€345,931▼ 24.0%
Non-distributable reserves130/1€40,000€40,000----
Reserves not available under the articles1311€40,000€40,000----
Distributable reserves133€302,626€302,006€382,736€455,036€345,931▼ 24.0%
Profit (loss) carried forward14€1,020€1,029€1,031€1,032€1,032▲ 0.1%
Amounts payable17/49€135,896€156,881€189,310€210,908€346,323▲ 64.2%
Amounts payable within one year42/48€135,896€156,881€189,310€210,908€335,892▲ 59.3%
Trade debts44€3,200€3,220€3,220€3,220€3,220=
Suppliers440/4€3,200€3,220€3,220€3,220€3,220=
Advances received on contracts in progress46--€10,000---
Taxes, remuneration and social security45€9,381€5,652€2,999€2,999--
Taxes450/3€9,381€5,652€2,999€2,999--
Other amounts payable47/48€123,315€148,009€173,091€204,689€332,672▲ 62.5%
Accrued charges and deferred income492/3----€10,431-
Line20212022202320242025Change
Profit (loss) for the period9904€48,916€25,069€66,512€103,690€49,171▼ 52.6%
+ Depreciation and write-downs630€5,329€5,329€5,329---
Operating cash flow (approximation)€54,245€30,399€71,842€103,690€49,171▼ 52.6%
Investment in fixed assets (approximation)-€0€0€189,612€0▼ 100%
Change in cash-€51,385-€324,187€2,442€1,172▼ 52.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
11-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
05-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
31-12
Financial Highest result since 2018net €103,690 ▲55.9%
Operating result €124,967, net result €103,690, both a record.
06-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
05-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet €25,069 ▼48.7%
Net result drops to €25,069, the lowest in the series; recovery starts the following year.
04-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
18-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
13-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
27-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
03-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2017
05-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2010
seat establishment The establishment unit on the map
Ground area
2,068 m²
Building footprint
127 m²
Volume, LiDAR
825 m³
Parcel 92024C0006/00V003, Wallonia · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BENIMAC
Rue de Fernelmont(CH) 249, 5020 NamurReal estate activities
since 20102.185.595.189
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92024C0006/00V003 Wallonia 2,068 m² 1 · 127 m² 10.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

699400I4UFQTV39NDB75
no longer live in the LEI register

Identification & contact

Identification
Legal formPrivate limited company
Founded10-12-2009
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.