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BENHOTCOOL

Active Private limited companyfounded 2022active for 4 yearsRue des Panneries 77, 7332 Saint-GhislainKBO/BCE: BE 0785.511.047
BENHOTCOOL
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Overview

Lifetime

4 annual accounts with figures on one time axis
peak €335,393 (2025)
€335,393▲ 104%
lowest -€18,837 (2025)
-€18,837▼ €28,958
peak €356,935 (2024)
€338,098▼ 5.3%
€316,342▼ 20.4%
Board1 name since 2022
1 directorLambot, Benjamin Albert Moktar
Documentsfilings and deeds
09-10-202670 days late
2025micro format
Gross margin from €164,245 to €335,393Loss of €18,837Debts from €397,658 to €316,342Cash from €126,864 to €72,079

Key points

from the 2025 annual accounts

Staff

6 FTE ▲ 161%
2.3202462025

More staff in 2025 from 2.3 FTE to 6 FTE.

Filings

4 annual accounts 70 days
AprilJune31 JulyOctober2022202320242025

Latest accounts filed late: after the legal deadline.

Position in the sector

-€18,837

Lower net result than 92% of companies in specialised construction. Sector median €10,189 · 35,107 companies.

Checked score

66
Healthy
Financially stronger than 42% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025lowest value 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.2%▼ -0.1 percentage points vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.3%▲ +0.1 percentage points vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.6%▲ +0.3 percentage points vs 07-2026 09-2026: 0.7%▲ +0.1 percentage points vs 08-2026 10-2026: 1.0%▲ +0.3 percentage points vs 09-2026highest value 11-2026: 1.0%● unchanged vs 10-2026highest value

Financial strength
Strong

77+5equity 51.7% of total assets
57-1short-term debt 21.0% · cash 11.0%
65-5return on assets -2.9%

Score breakdown

raises risk
Last filed accounts filed 70 days late; 1 of the last 3 accounts late
Founded in 2022
Sector: Specialised construction activities (NACE 43)
lowers risk
Size: total assets €654,440
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 56% of them on solvency, 54% on liquidity, 32% on profitability and 28% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,145 companies had the same profile as BENHOTCOOL has now. Each dot stands for 6 companies, two years later.

91.7%
were still trading
5.9%
stopped another way
2.2%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a small loss

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of BENHOTCOOL itself: 1.0% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,145 companies, not a prediction for BENHOTCOOL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €22,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.16 (1.67 in 2024), above the usual 1.5. Short-term debt is 21% and cash 11% of total assets. 48.3% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Last filed accounts filed 70 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €654,440
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-10-2026, 70 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filings
Deviation from the deadline
2025
70 days late
2024
28 days early
2023
35 days early
2022
48 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 10 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Board and ownership

LB
Lambot, Benjamin Albert Moktar
Director
  • Lambot, Benjamin Albert Moktar 100 sharesdeed of 02-05-2022
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0785511047
Incorporation Founding capital of €2,500, 100 shares · Founder: Lambot, Benjamin Albert Moktar · Appointment: Lambot, Benjamin Albert Moktar (director) · published on 02-05-2022 · Gazette deed
First establishment Rue des Panneries 77, Saint-Ghislain
All 11 events

Comparable companies

same main activity, similar in size and age
Company
BENHOTCOOL Saint-Ghislain €654,440 €335,393 51.7% -
OZ TRAVAUX Binche €531,861 €351,207 62.1% -
BANAM & CONSULTE Schaerbeek €605,510 €318,341 39.3% -
Kejor Bilzen-Hoeselt €618,966 €301,633 67.4% 0.7
D.H. CONSTRUCTION Tinlot €723,195 €259,456 21.5% -
VICTOIRELEC Dilbeek €537,140 €314,182 78.0% -
DE WAELE SOLUTIONS Oostkamp €784,103 €279,008 61.3% -

These companies have the same main activity as BENHOTCOOL: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €532,000 and €784,000, founded between 2021 and 2022.

Official details

Source: KBO
Status
Active since 28-04-2022Normal situation
Activity
Other specialised construction activitiesNACE 43990and 4 others
Joint committee
149.01Electricians: installation and distribution · annual accounts 2025
Establishment unit
2.330.569.6097332 Saint-Ghislain, since 28-04-2022
Financial year end
31 December
Peppol
Reachable since 16-10-2025
Company details

Annual accounts 2025

€335,393▲ 104%
≈ €1.0mestimated
€18,837
€338,098▼ 5.3%
€654,440▼ 13.3%
Employeeson 31-12-2025
8▲ 167%
Filing
Filed on 09-10-2026
Financials

Insights on BENHOTCOOL

BENHOTCOOL files the micro format. That format states no turnover. The gross margin rose from €153,888 in 2022 to €335,393 in 2025.

The balance sheet grew most from 2023 to 2024 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 09-10-2026, 70 days late
€335,393
▲ 104%
-€11,905
▼ €34,846
€42,986
▼ 33.3%
€36,055
▼ 30.2%
51.7%
▲ 4.4 percentage points
2.16
▲ 0.48

Balance sheet

balance sheet total €654,440 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

51.7%

Higher than 56% of 35,119 companies in 2025.

2.16

Higher than 58% of 34,493 companies in 2025.

-2.9%

Higher than 18% of 34,694 companies in 2025.

BENHOTCOOL Middle half of the sector 80% of the sector Micro accounts in specialised construction (NACE 43)

Net result: bottom quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: top quarter

Staff

€48,464

Staff costs divided by the average number of full-time equivalents.

+5 people

people who joined people who left

In 2025, 9 people joined and 4 left. Training hours in 2025: 640.

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022
Balance sheet: assets
20/58 654,440754,592430,727265,499
20 4437251,0081,290
21/28 357,328368,44730,0869,287
22/27 357,028368,14729,7868,987
22 307,756318,1906,5522,763
23 9,1396,29100
24 40,13343,66723,2346,224
25 --00
26 --00
27 --00
28 300300300300
29/58 296,669385,420399,633254,922
3 33,85744,369--
30/36 33,85744,369--
40/41 181,697193,050134,59374,021
40 157,796179,119101,16156,572
41 23,90113,93133,43117,449
54/58 72,079126,864262,481179,908
490/1 9,03721,1372,559993
Balance sheet: equity and liabilities
10/49 654,440754,592430,727265,499
10/15 338,098356,935346,813110,106
10/11 2,5002,5002,5002,500
14 335,598354,435344,313107,606
17/49 316,342397,65883,914155,394
17 155,201165,000--
170/4 155,201165,000--
42/48 137,652230,14182,716155,394
42 21,62496,788--
44 67,283105,84950389,478
440/4 67,283105,84950389,478
45 47,98123,08177,74643,050
450/3 6,9466,36876,24942,360
454/9 41,03416,7141,497690
47/48 7654,4224,46722,866
492/3 23,4892,5171,198-
Income statement
70 --1.2m543,295
76A --00
9900 335,393164,245330,631153,888
62 290,78598,13616,9182,366
630 54,89141,5317,6351,432
640/8 1,6221,63722665
66A --00
9901 -11,90522,940305,852150,026
75/76B 35021301
75 35021301
76B --00
65/66B 6,9456,12538361
65 6,9456,12538361
66B --00
9903 -18,50017,028305,469149,966
67/77 3376,90767,92942,360
9904 -18,83710,121237,541107,606
9905 -18,83710,121237,541107,606
Appropriation of the result
9906 335,598354,435344,313107,606
14P 354,435344,313106,773-
Social balance sheet
9087 62.31.3-
Hours worked1013 9,6724,0731,868-
Document PDFPDFPDFPDF

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 09-10-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 70 days after the deadline. Filed on 9 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00561134.

Financial year Type Filed Reference Document
31-12-2025 micro format 09-10-2026 2026-00561134 PDF
31-12-2024 micro format 03-07-2025 2025-00222263 PDF
31-12-2023 micro format 26-06-2024 2024-00163004 PDF
31-12-2022 micro format 13-06-2023 2023-00124326 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022
42,98664,472313,487151,457
36,05551,653245,176109,037
43,489379,61028,15210,596
-54,785-135,61782,574-
159,017155,279316,91799,528
--25.4%27.6%
51.7%47.3%80.5%41.5%
2.161.674.831.64
1.911.484.831.64
0.941.110.241.41
-5.6%2.8%68.5%97.7%
-2.9%1.3%55.1%40.5%
6.1910.53over 100over 100
--31 days38 days

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-202531-12-202431-12-2023
Employees at the balance-sheet date832
full-time832
in full-time equivalents832
62.31.3
On a permanent contract62-
Joined921
Left420
Training hours640872-

Source: social balance sheet in the 2023 to 2025 annual accounts

Investments

fixed assets acquired
Item2025202420232022
Tangible fixed assets€43,489€379,610€28,152€10,296
Financial fixed assets---€300
€54,891€41,531€7,635€1,432

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Insights on BENHOTCOOL

The operating result for 2025 is a loss of €11,905, after a profit of €22,940 in 2024. It is the lowest result since 2022.

Debt's share of the balance-sheet total falls from 52.7% to 48.3%. Equity and debt are lower.

Board & ownership

Board

1 director, since incorporation
Lambot, Benjamin Albert Moktar
Director (not named in the articles)
appointed by deed of 02-05-2022 term without a fixed end
listed in the 2025 annual accounts, filed on 09-10-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Article 11. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”
deed of 02-05-2022

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
Lambot, Benjamin Albert Moktar
Director (not named in the articles)
Board
Mandates as a list
  • Lambot, Benjamin Albert Moktar
    • Director (not named in the articles), appointed by deed of 02-05-2022, still in office

See the board, name and registered office on a given date →

Control

Founder
Lambot, Benjamin Albert Moktar
This company
BENHOTCOOL
Equity €338,098
Loss €18,837 in 2025

Capital

Contribution
€2,500
Shares
100
Contribution per share
€25
Equity per share
€3,381 in 2025
Source
deed of 02-05-2022

Articles of association

deed of 02-05-2022 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Moitié cédant moitié acquéreurs proportionnellement nombre actions acquises, gérance”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Monday of May at 14:00
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Shareholders

At incorporation deed of 02-05-2022 ↗

Network & group

No group

BENHOTCOOL has no parent and no holdings in its annual accounts. Lambot, Benjamin Albert Moktar is the only director. BENHOTCOOL shares no director with another company.

Timeline

Timeline

11 events since 2022

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 70 days late
2025
Weakest financial year net -€18,837 The net result drops to -€18,837, the lowest from 2022 to 2025.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0785511047
Annual accounts 2024 filed PDFmicro format · 28 days before the deadline
2024
Annual accounts 2023 filed PDFmicro format · 35 days before the deadline
2023
Highest result from 2022 to 2025 net €237,541 ▲121% The operating result of €305,852 and the net result of €237,541 are both a record.
Liquidity more than doubled current ratio 4.83 The current ratio rises from 1.64 to 4.83. Short-term debt falls from €155,394 to €82,716.
Equity above €200,000 equity €346,813 ▲215% With a profit in every financial year since 2022, equity grows to €346,813.
Annual accounts 2022 filed PDFmicro format · 48 days before the deadline
2022
IncorporationFounding capital of €2,500, 100 shares · Founder: Lambot, Benjamin Albert Moktar · Appointment: Lambot, Benjamin Albert Moktar (director) · published on 02-05-20225 points ▸

Open the deed in the Belgian Official Gazette

First establishment Rue des Panneries 77, Saint-Ghislain

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 28 April 2022, BENHOTCOOL was incorporated as a private limited company by one natural person, with a starting capital of €2,500.12 Lambot, Benjamin Albert Moktar is director of the company, appointed by deed of 02-05-2022.2 Total assets went from €265,499 in 2022 to €654,440 in 2025 and headcount from 1.3 full-time equivalents in 2023 to 6 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 02-05-2022
  3. 3National Bank, annual accounts 2022, 2023 and 2025

Company details

Identity

Enterprise number
0785.511.047
VAT number
BE 0785.511.047
Peppol ID
0208:0785511047
Other Peppol ID
9925:BE0785511047
Legal form
Private limited company
Status
Active, normal situation
Founded
28-04-2022
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Monday of May at 14:00
deed of 02-05-2022 (in French)
Peppol
Reachable since 16-10-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
BENHOTCOOL in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 02-05-2022 (in French)

Activities

NACEBEL 2025
VAT activities
43990 Other specialised construction activities main activity
28250 Manufacture of machinery and equipment not elsewhere classified
43222 Installation of electric heating, air conditioning, cooling and ventilation
71121 Engineering and related technical consultancy, excluding land surveyors
Social security (RSZ) activities
43230 Insulation installation main activity
Joint committees annual accounts 2025
JC 149.01 Electricians: installation and distribution
Codes under NACEBEL 2008
VAT activities
43999 Specialised construction activities main activity
28250 Manufacture of machinery and equipment not elsewhere classified
43222 Specialised construction activities
71121 Engineering activities
Social security (RSZ) activities
43291 Specialised construction activities main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“L’installation, l’entretien et les réparations de systèmes de chauffage, de matériel de climatisation, de ventilation et de conditionnement…”
5 activities
  1. L’installation, l’entretien et les réparations de systèmes de chauffage, de matériel de climatisation, de ventilation et de conditionnement d’air, de réfrigération, ainsi que les extensions et transformations.
  2. L’installation et l’entretien de pompes à chaleur.
  3. L’installation et l’entretien de conduites et d’équipements de ventilation, de réfrigération et de climatisation, y compris les systèmes de régularisation.
  4. L’importation, l’exportation, l’achat, la vente en gros ou au détail de tout matériel frigorifique, de chauffage, de climatisation, de ventilation et de conditionnement d’air.
  5. Le conseil et l’assistance en ces matières.
deed of 02-05-2022 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Rue des Panneries 77 registered office 7332 Saint-Ghislain 28250 Manufacture of machinery and equipment not elsewhere classified 28-04-2022 2.330.569.609

Buildings and parcels at the address

Ground area
880 m²
Buildings
95 m²
Volume, LiDAR
528 m³
Tallest building
7.8 m
Buildings to scale, each on its own parcel
95 m², 7.8 m 95 m², 7.8 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
53073A0343/00S000880 m² 1 · 95 m² 7.8 m · 2

Recognitions

Recognised contractor

3 categories
BENHOTCOOL SRLapproval number 45185
  • D17 Central heating, thermal installationsclass 1, up to €162,000
  • D18 Ventilation, warm-air heating and air conditioningclass 1, up to €162,000
  • T3 Refrigeration equipmentclass 1, up to €162,000
decision 17-06-2025

Contact

E-mail benhotcool@gmail.com
Phone +32 472 71 14 51 establishment in Saint-Ghislain

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0785.511.047

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