Skip to content

BENEPHIT

Active
Private limited companyfounded 20251 yr activeTer Borchtlaan 65, 2650 Edegem, BelgiumKBO/BCE: BE 1018.318.668
Summary

BENEPHIT has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€11,181) and a net result of -€16,181. Its solvency ranks better than 5% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes
Profitability0
Solvency0
Growth-
Track record67
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.23; short-term debt: 251% and cash: 56.7% of total assets), and equity is negative.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-151%
Return on assets
-218.5%
Age of the figures
9 mo
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
9 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 7 January 2025, BENEPHIT was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
-€11,181
Total assets
€7,406
Net result
-€16,181
Working capital
-€14,390

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €7,406
Fixed assets €3,209
Current assets €4,197
Key figures and ratios
2025 value
EBITDA
-€15,416
Cash flow
-€15,416
Solvency
-151.0%
Current ratio
0.23
Debt to equity
-1.66
ROA
-218.5%
Debt
€18,587
Debt ≤ 1 year
€18,587

Peer companies

Historical observation

Of the 1,323 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 90% are still going.

  • Micro
  • under 2 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
3.6% went bankrupt
5.6% stopped otherwise
90% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,323 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 24 lines
Balance sheet Code2025
Assets
Total assets20/58€7,406
Fixed assets21/28€3,209
Tangible fixed assets22/27€3,209
Plant, machinery and equipment23€3,209
Current assets29/58€4,197
Cash at bank and in hand54/58€4,197
Equity and liabilities
Total equity and liabilities10/49€7,406
Equity10/15-€11,181
Contributions10/11€5,000
Profit (loss) carried forward14-€16,181
Amounts payable17/49€18,587
Amounts payable within one year42/48€18,587
Trade debts44€187
Suppliers440/4€187
Taxes, remuneration and social security45€384
Taxes450/3€384
Other amounts payable47/48€18,016
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€765
Gross operating margin9900-€15,416
Operating profit (loss)9901-€16,181
Profit (loss) for the period before taxes9903-€16,181
Profit (loss) for the period9904-€16,181
Profit (loss) for the period to be appropriated9905-€16,181
Appropriation of the result
Profit (loss) to be appropriated9906-€16,181

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€765
Gross operating margin9900-€15,416
Operating profit (loss)9901-€16,181
Profit (loss) for the period before taxes9903-€16,181
Profit (loss) for the period9904-€16,181
Profit (loss) for the period to be appropriated9905-€16,181
Line2025
Assets
Total assets20/58€7,406
Fixed assets21/28€3,209
Tangible fixed assets22/27€3,209
Plant, machinery and equipment23€3,209
Current assets29/58€4,197
Cash at bank and in hand54/58€4,197
Equity and liabilities
Total equity and liabilities10/49€7,406
Equity10/15-€11,181
Contributions10/11€5,000
Profit (loss) carried forward14-€16,181
Amounts payable17/49€18,587
Amounts payable within one year42/48€18,587
Trade debts44€187
Suppliers440/4€187
Taxes, remuneration and social security45€384
Taxes450/3€384
Other amounts payable47/48€18,016
Line2025
Profit (loss) for the period9904-€16,181
+ Depreciation and write-downs630€765
Operating cash flow (approximation)-€15,416

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
22-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
314 m²
Building footprint
61 m²
Volume, LiDAR
472 m³
Parcel 11013A0258/00T003, Flanders · tallest building 8.6 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
BENEPHIT
Ter Borchtlaan 65, 2650 EdegemBusiness and other management consultancy
since 20252.368.141.073
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11013A0258/00T003 Flanders 314 m² 1 · 61 m² 8.6 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Contact
E-mail info.benephit@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:1018318668
Also 9925:BE1018318668
Registered 08-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.