BENELEX
ActiveBENELEX has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92k and a net result of €9k. Equity is growing by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 50% of 11206 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability51▼-11
Solvency52▲+7
Growth78=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.47 against 0.29 in 2024), and 58.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.7%
Return on assets
4.2%
Age of the figures
13 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 09-03-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
144 d early
2023
55 d early
2022
65 d early
2021
57 d early
2020
42 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-08-2026 close16-09-2026 today31-03-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€92k▲ 11.4%
2024 · €83k
2019: €-2k
2020: €57k
2021: €68k
2022: €48k
2023: €73k
2024: €83k
2019 → 2025
Total assets
€222k▼ 4.8%
2024 · €233k
2019: €359k
2020: €293k
2021: €294k
2022: €269k
2023: €301k
2024: €233k
2019 → 2025
Net result
€9k▼ 8.9%
2024 · €10k
2019: €-22k
2020: €59k
2021: €11k
2022: €-20k
2023: €25k
2024: €10k
2019 → 2025
Working capital
€-67k▲ 34.8%
2024 · €-103k
2019: €-143k
2020: €-86k
2021: €-94k
2022: €-131k
2023: €-110k
2024: €-103k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€68k-€48k▼ 29.4%€73k▲ 51.8%€83k▲ 14.2%€92k▲ 11.4%
Operating result€17k-€-12k€30k€19k▼ 36.5%€15k▼ 20.9%
Net result€11k-€-20k€25k€10k▼ 58.3%€9k▼ 8.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €222k
Fixed assets
€162k▼ 15.5%
Current assets
€60k▲ 44.4%
Equity and liabilities €222k
Equity
€92k▲ 11.4%
Debt
€129k▼ 13.7%
The debt ratio falls from 64.4% to 58.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€45k▼
2024 · €48k
Cash flow
€39k▼
2024 · €40k
Solvency
41.7%▲
2024 · 35.6%
Current ratio
0.47▲
2024 · 0.29
Quick ratio
0.47▲
2024 · 0.29
Debt / equity
1.40▼
2024 · 1.81
ROE
10.2%▼
2024 · 12.5%
ROA
4.2%▼
2024 · 4.4%
Interest coverage
32.78▲
2024 · 15.58
Debt
€129k▼
2024 · €150k
Debt ≤ 1 year
€127k▼
2024 · €145k
Debt > 1 year
€2k▼
2024 · €5k
Income taxes
€4k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€233k€222k▼
Fixed assets21/28€191k€162k▼
Tangible fixed assets22/27€191k€162k▼
Land and buildings22€180k€156k▼
Furniture and vehicles24€11k€5k▼
Current assets29/58€42k€60k▲
Amounts receivable within one year40/41€40k€60k▲
Trade receivables40€20k€26k▲
Other amounts receivable41€20k€35k▲
Cash at bank and in hand54/58€327€7▼
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€233k€222k▼
Equity10/15€83k€92k▲
Contributions10/11€25k€25k=
Reserves13€70k€70k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€67k€67k=
Profit (loss) carried forward14€-12k€-3k▲
Amounts payable17/49€150k€129k▼
Amounts payable after more than one year17€5k€2k▼
Financial debts170/4€3k-
Other amounts payable178/9€2k€2k=
Amounts payable within one year42/48€145k€127k▼
Current portion of amounts payable after more than one year42€33k€8k▼
Financial debts43€16-
Credit institutions430/8€16-
Trade debts44€288€23k▲
Suppliers440/4€288€23k▲
Taxes, remuneration and social security45€8k€9k▲
Taxes450/3€8k€9k▲
Other amounts payable47/48€103k€87k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€30k=
Other operating charges640/8€7k€5k▼
Gross operating margin9900€56k€50k▼
Operating profit (loss)9901€19k€15k▼
Financial charges65/66B€3k€1k▼
Recurring financial charges65€3k€1k▼
Profit (loss) for the period before taxes9903€16k€13k▼
Income taxes67/77€5k€4k▼
Profit (loss) for the period9904€10k€9k▼
Profit (loss) for the period to be appropriated9905€10k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€-3k▲
Profit (loss) brought forward from the previous period14P€-22k€-12k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
07-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
05-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-08
Financial
Back to profitnet €59k
Net result €59k after one loss-making year.
21-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
de Stassartstraat 1171050 ElseneGround area
626 m²
Building footprint
408 m²
Volume, LiDAR
7,559 m³
Parcel 21009A0361/00B007, Brussels · tallest building 22.3 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
BENELEX
since 20102.189.084.518
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21009A0361/00B007 | Brussels | 626 m² | 1 · 408 m² | 22.2 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GABLOK Belgium
BE 0792.627.283
Thimister-Clermont · Eq €93k
PUR-O-FLOORING
BE 0755.719.773
Waregem · Eq €93k
HOUTPUNT
BE 0821.137.464
Geraardsbergen · Eq €93k
GIERTS-VANHAREN
BE 0881.860.553
Houthalen-Helchteren · Eq €92k
DAVO GROUP
BE 0690.740.463
Aartselaar · Eq €93k
Of 1,136 companies in sector 46130 we hold annual accounts for 646. 514 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-04-2010
Fiscal year end31-08
Activities, NACEBEL
46130Agents in the wholesale of timber and building materials
46150Agents in the wholesale of furniture, household goods and hardware
46471Wholesale trade
74300Other professional, scientific and technical activities
74301Translation services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.