BENEDIKTE TIMMERMANS
ActiveBENEDIKTE TIMMERMANS has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €48k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 22% of 12708 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency48▼-2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.82 against 0.79 in 2024; short-term debt: 77% and cash: 20.9% of total assets), and 77.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.9%
Return on assets
54.1%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 12708 sector peers (2025).
NBB · sector comparisonPosition among 12708 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-03-2026, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
34 d early
2024
30 d early
2023
34 d early
2022
45 d early
2021
25 d early
2020
30 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k=
2024 · €20k
2018: €146k
2019: €17k
2020: €20k
2021: €20k
2022: €20k
2023: €20k
2024: €20k
2018 → 2025
Total assets
€89k▲ 8.8%
2024 · €82k
2018: €224k
2019: €85k
2020: €90k
2021: €71k
2022: €102k
2023: €140k
2024: €82k
2018 → 2025
Net result
€48k▲ 35.6%
2024 · €36k
2018: €25k
2019: €-109k
2020: €33k
2021: €33k
2022: €49k
2023: €59k
2024: €36k
2018 → 2025
Working capital
€-12k▲ 3.2%
2024 · €-13k
2018: €57k
2019: €-34k
2020: €-22k
2021: €-3k
2022: €-14k
2023: €-12k
2024: €-13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€20k=€20k=€20k=€20k=
Operating result€47k-€68k▲ 44.9%€66k▼ 2.5%€53k▼ 19.8%€68k▲ 28.4%
Net result€33k-€49k▲ 48.0%€59k▲ 19.4%€36k▼ 39.5%€48k▲ 35.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 28% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €89k
Fixed assets
€33k▼ 5.7%
Current assets
€56k▲ 19.5%
Equity and liabilities €89k
Equity
€20k=
Debt
€69k▲ 11.7%
The debt ratio rises from 75.1% to 77.1%. Debt is higher.
Key figures and ratios
EBITDA
€70k▲
2024 · €55k
Cash flow
€50k▲
2024 · €37k
Solvency
22.9%▼
2024 · 24.9%
Current ratio
0.82▲
2024 · 0.79
Quick ratio
0.82▲
2024 · 0.79
Debt / equity
3.37▲
2024 · 3.02
ROE
236.6%▲
2024 · 174.5%
ROA
54.1%▲
2024 · 43.4%
Interest coverage
111.85▲
2024 · 26.26
Debt
€69k▲
2024 · €62k
Debt ≤ 1 year
€69k▲
2024 · €60k
Income taxes
€19k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€82k€89k▲
Fixed assets21/28€35k€33k▼
Tangible fixed assets22/27€5k€3k▼
Furniture and vehicles24€5k€3k▼
Financial fixed assets28€30k€30k=
Current assets29/58€47k€56k▲
Amounts receivable within one year40/41€18k€38k▲
Trade receivables40€11k€12k▲
Other amounts receivable41€6k€26k▲
Cash at bank and in hand54/58€29k€19k▼
Deferred charges and accrued income490/1€435€109▼
Equity and liabilities
Total equity and liabilities10/49€82k€89k▲
Equity10/15€20k€20k=
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€62k€69k▲
Amounts payable within one year42/48€60k€69k▲
Financial debts43€5k€5k=
Credit institutions430/8€5k€5k=
Trade debts44€987€1k▲
Suppliers440/4€987€1k▲
Taxes, remuneration and social security45€3k€7k▲
Taxes450/3€3k€7k▲
Other amounts payable47/48€51k€56k▲
Accrued charges and deferred income492/3€2k€90▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€404€817▲
Gross operating margin9900€55k€71k▲
Operating profit (loss)9901€53k€68k▲
Financial income75/76B€4€4▼
Recurring financial income75€4€4▼
Financial charges65/66B€2k€630▼
Recurring financial charges65€2k€630▼
Profit (loss) for the period before taxes9903€51k€68k▲
Income taxes67/77€16k€19k▲
Profit (loss) for the period9904€36k€48k▲
Profit (loss) for the period to be appropriated9905€36k€48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€48k▲
Profit to be distributed694/7€36k€48k▲
Return on contributions (dividend)694€36k€48k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €59k ▲19.4%
Net result €59k, the highest in the series.
16-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
27-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet €-109k ▼539%
Net result drops to €-109k, the lowest in the series; recovery starts the following year.
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gagelstraat 48200 BruggeGround area
1,434 m²
Building footprint
230 m²
Volume, LiDAR
1,038 m³
Parcel 31027D0044/00C000, Flanders · tallest building 8.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BENEDIKTE TIMMERMANS
since 20132.223.999.370
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31027D0044/00C000 | Flanders | 1,433 m² | 1 · 229 m² | 8.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,055 companies in sector 69101 we hold annual accounts for 9,053. 6,175 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-10-2013
Fiscal year end30-09
Activities, NACEBEL
69101Activities of lawyers
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.