BENE MK
ActiveThe computed 12-month bankruptcy probability of BENE MK is 2.0% (moderate). The 2025 annual accounts show equity of €63k and a net result of €19k. Its solvency ranks better than 91% of 4477 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+17
Growth52
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 6.0 against 2.15 in 2023; short-term debt: 15.8% and cash: 46.1% of total assets), and 15.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.2%
Return on assets
25.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-09-2026, 35 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
35 d late
2023
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€63k▲ 15.3%
2023 · €54k
2023: €54k
2023 → 2025
Total assets
€75k▼ 20.6%
2023 · €94k
2023: €94k
2023 → 2025
Net result
€19k▼ 62.0%
2023 · €50k
2023: €50k
2023 → 2025
Working capital
€59k▲ 30.3%
2023 · €45k
2023: €45k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232025Trend
Equity€54k-€63k▲ 15.3%
Operating result€63k-€22k▼ 64.8%
Net result€50k-€19k▼ 62.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €22k in 2025, compared with €63k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €75k
Fixed assets
€4k▼ 58.8%
Current assets
€71k▼ 16.4%
Equity and liabilities €75k
Equity
€63k▲ 15.3%
Debt
€12k▼ 70.1%
The debt ratio falls from 42.0% to 15.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€26k▼
2023 · €64k
Cash flow
€23k▼
2023 · €51k
Solvency
84.2%▲
2023 · 58.0%
Current ratio
6.00▲
2023 · 2.15
Quick ratio
6.00▲
2023 · 2.15
Debt / equity
0.19▼
2023 · 0.72
ROE
30.5%▼
2023 · 92.7%
ROA
25.7%▼
2023 · 53.8%
Interest coverage
80.10▼
2023 · 63927.00
Debt
€12k▼
2023 · €39k
Debt ≤ 1 year
€12k▼
2023 · €39k
Income taxes
€3k▼
2023 · €13k
Staff costs
€27▼
2023 · €317
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2023
Balance sheet
Code20232025
Assets
Total assets20/58€94k€75k▼
Fixed assets21/28€9k€4k▼
Tangible fixed assets22/27€9k€4k▼
Furniture and vehicles24€9k€4k▼
Financial fixed assets28€60€60=
Current assets29/58€85k€71k▼
Amounts receivable within one year40/41€12k€36k▲
Trade receivables40€12k€14k▲
Other amounts receivable41€151€22k▲
Cash at bank and in hand54/58€72k€34k▼
Deferred charges and accrued income490/1€240-
Equity and liabilities
Total equity and liabilities10/49€94k€75k▼
Equity10/15€54k€63k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€50k€59k▲
Amounts payable17/49€39k€12k▼
Amounts payable within one year42/48€39k€12k▼
Trade debts44€8k€7k▼
Suppliers440/4€8k€7k▼
Taxes, remuneration and social security45€23k€5k▼
Taxes450/3€17k€5k▼
Remuneration and social security454/9€6k-
Other amounts payable47/48€8k-
Income statement
Code20232025
Goods, raw materials, services and sundry goods60/61€73k-
Remuneration, social security and pensions62€317€27▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€621€3k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€1k€5k▲
Other operating charges640/8€370€67▼
Non-recurring operating charges66A-€113
Gross operating margin9900€66k€31k▼
Operating profit (loss)9901€63k€22k▼
Financial income75/76B-€405
Recurring financial income75-€405
Financial charges65/66B€1€320▲
Recurring financial charges65€1€320▲
Profit (loss) for the period before taxes9903€63k€22k▼
Income taxes67/77€13k€3k▼
Profit (loss) for the period9904€50k€19k▼
Profit (loss) for the period to be appropriated9905€50k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€50k€59k▲
Profit (loss) brought forward from the previous period14P-€40k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 35 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 6.00
Current ratio from 2.15 to 6.00; short-term debt falls from €39k to €12k.
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tienen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leuvensestraat 1313300 TienenGround area
1,622 m²
Building footprint
413 m²
Volume, LiDAR
2,441 m³
2 parcels, Flanders, Wallonia · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Visé 716, 4020 Liège
since 20222.337.525.794
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62113B0377/00B004 | Wallonia | 1,221 m² | 1 · 38 m² | 9.5 m · 3 fl. |
| 24593G0715/00A000 | Flanders | 401 m² | 1 · 375 m² | 11.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GEVELPROJECTEN TIM DE LOOF
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Of 7,013 companies in sector 81220 we hold annual accounts for 2,416. 2,014 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-06-2022
Fiscal year end31-12
Activities, NACEBEL
43910Bricklaying and masonry work
43992Specialised construction activities
81220Other building cleaning and industrial cleaning
41001General construction of residential buildings
43230Insulation installation
43291Specialised construction activities
43350Other building finishing work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.