Bene Construct

Active

Private limited companyfounded 2021active for 4 yearsDiestersteenweg 391, 3510 Hasselt, BelgiumKBO/BCE: BE 0777.377.202

Summary

The computed 12-month bankruptcy probability of Bene Construct is 5.2% (elevated). The 2024 annual accounts show negative equity (-€6,795) and a net result of -€5,382. Equity is shrinking by about 162% per year across the filed financial years. Its solvency ranks better than 8% of 35,973 sector peers (NACE 43, financial year 2024). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

Bene ConstructActiveChecked score 34/100

Risk analysis Report Compare

Activity

Joinery installation

NACE 43320

1 site

Size

≈ €170,000turnover 2024, estimated

Equity: -€6,795
Loss: -€5,382

Turnover estimated from the gross margin

Financial health

34 Weak Checked score 2024

Bankruptcy probabilitywithin 12 months: 5.2%

Structure

2025 accounts not filed, 92 days past the deadline1 deed in the Belgian Official Gazette

Why 34raises riskFigures for financial year 2024 (filed 30-09-2025)1 financial year not filed after the legal deadline; last filed accounts filed 60 days late; 2 of the last 3 lateFounded in 2021lowers riskSize: total assets €67,428Show the evidence

Checked score

Score 2024

34 / 100

Weak

Probability in this band: 4.2% to 15.0%

Financially better than 8% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Weak

Solvency 15-7

equity -10.1% of total assets

Liquidity 17+1

short-term debt 89.9% · cash 13.8%

Profitability 22+22

return on assets -8.0%

Bankruptcy probability, 12 months

5.2% Elevated

0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)

Last 24 months 11-2024: 4.2% 12-2024: 4.2%● unchanged vs 11-2024 01-2025: 4.1%▼ -0.1 percentage points vs 12-2024 02-2025: 4.1%● unchanged vs 01-2025 03-2025: 4.1%● unchanged vs 02-2025 04-2025: 4.2%▲ +0.1 percentage points vs 03-2025 05-2025: 4.2%● unchanged vs 04-2025 06-2025: 4.1%▼ -0.1 percentage points vs 05-2025 07-2025: 3.9%▼ -0.2 percentage points vs 06-2025 08-2025: 4.5%▲ +0.6 percentage points vs 07-2025 09-2025: 4.7%▲ +0.2 percentage points vs 08-2025 10-2025: 3.1%▼ -1.6 percentage points vs 09-2025 11-2025: 2.9%▼ -0.2 percentage points vs 10-2025 12-2025: 2.9%● unchanged vs 11-2025 01-2026: 2.9%● unchanged vs 12-2025 02-2026: 2.9%● unchanged vs 01-2026 03-2026: 2.9%● unchanged vs 02-2026lowest value 04-2026: 2.9%● unchanged vs 03-2026 05-2026: 3.0%▲ +0.1 percentage points vs 04-2026 06-2026: 3.1%▲ +0.1 percentage points vs 05-2026 07-2026: 3.1%● unchanged vs 06-2026 08-2026: 3.7%▲ +0.6 percentage points vs 07-2026 09-2026: 4.0%▲ +0.3 percentage points vs 08-2026 10-2026: 5.2%▲ +1.2 percentage points vs 09-2026highest value

No credit on open account

Liquidity insufficient (current ratio 0.71, compared with 0.63 in 2023, below 1; short-term debt: 89.9% and cash: 13.8% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 7% on solvency, 10% on liquidity, 15% on profitability and 1% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.

lowers riskraises risk

Figures for financial year 2024 (filed 30-09-2025)

NBB · annual accounts

1 financial year not filed after the legal deadline; last filed accounts filed 60 days late; 2 of the last 3 late

NBB · filings

Founded in 2021

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Size: total assets €67,428

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Negative equity

The 2024 annual accounts show negative equity and a net loss.

NBB · annual accounts 2024

Equity per financial year

222324

2022 to 2024 · latest year -€6,795

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 92 days later.

NBB · 3 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline31-10-2026 today

2024 accounts filed 60 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 3 filings

Deviation from the deadline

2025

not filed

2024

60 days late

2023

30 days late

2022

31 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 40 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

29-09-2025 Annual accounts filedfinancial year 2024 · micro…
30-08-2024 Annual accounts filedfinancial year 2023 · micro…
31-12-2023 Weakest financial yearnet -€16,634

Key points

Risk: Negative equityfinancial year 2024: debts exceed assets -€6,795 View
Risk: 2025 accounts not fileddeadline was 31-07-2026 92 days past the deadline View
Caution: Among the weakest 8% on equitysector median €58,292 · 35,990 companies -€6,795 View
Caution: 2 loss-making years in a rowloss financial year 2024 -€5,382 View

By topic

Financials

Financial year: 2024
Total assets: €67,428
Loss: -€5,382
Solvency: -10.1%

Total assets▲ 26.1%

Net result

20222024

Go to Financials

Timeline

Events: 4
Since: 2023

31-08-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Joinery installationNACE 43320
Founded: 16-11-2021
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about Bene Construct

What is the company number of Bene Construct?: 0777.377.202. In Belgium the VAT number is the company number with BE in front: BE 0777.377.202.
Where is Bene Construct based?: The registered office is at Diestersteenweg 391, 3510 Hasselt.Company details
What does Bene Construct do?: According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of Bene Construct?: Private limited company (BV).
When was Bene Construct founded?: On 16-11-2021.
Is Bene Construct still active?: Yes, Bene Construct is an active enterprise in the KBO register.
What is the turnover of Bene Construct?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Bene Construct profitable?: In financial year 2024, Bene Construct made a loss of €5,382.
Where can I find the annual accounts of Bene Construct?: Bene Construct filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2024.