Equity
BeNe Cleaning has made a profit in every financial year since 2019.
BeNe Cleaning has made a profit in every financial year since 2019.
The accounts state no turnover.
2025 accounts not filed: deadline was 31-07-2026.
Board changed. Latest change 23-10-2026 · 2 in office.
Higher solvency than 95% of companies in building services and landscaping. Sector median 41.2% · 5,849 companies.
The dashed line is the sector median: 0.9% across 7,709 companies (NACE 81, micro).
About 1 in 9 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 92% of them on solvency, 57% on liquidity, 35% on profitability and 35% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the high class on 30-06-2025, 14.6% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 5,047 companies had the same profile as BeNe Cleaning has now. Each dot stands for 13 companies, two years later.
The bankruptcy probability of BeNe Cleaning itself is higher: 11.0% within 12 months. It rests on far more data about BeNe Cleaning than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,047 companies, not a prediction for BeNe Cleaning. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 12.59 (9.89 in 2023), above the usual 1.5. Short-term debt is 7.9% and cash 4.3% of total assets. 7.9% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 6 accounts on average 103 days after the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| BeNe Cleaning Uccle | €165,953 | €12,747 | 92.1% | - |
| CENGO SOLUTION Saint-Josse-ten-Noode | €145,021 | €11,494 | -46.3% | - |
| CINALCO Brussels | €116,187 | €10,975 | 74.6% | - |
| MULTI SERVICES CLEANING Drogenbos | €153,336 | €11,616 | -7.2% | - |
| BILLY TIMES Chaumont-Gistoux | €202,995 | €13,674 | 29.1% | - |
| KVR Reinigingswerken Grobbendonk | €136,305 | €14,696 | 69.3% | - |
| MASTERCLEANING Essen | €177,640 | €18,660 | 74.2% | - |
These companies have the same main activity as BeNe Cleaning: other building cleaning and industrial cleaning (NACE 81220). They are comparable in size and age: total assets between €116,000 and €203,000, founded between 2016 and 2020.
BeNe Cleaning files the micro format. That format states no turnover. The gross margin fell from €52,625 in 2019 to €12,747 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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