BENDETTI A.
ActiveSummary
BENDETTI A. has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.7m and a net result of €230,754. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 89% of 1893 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €240,000 at 30 days acceptable
Liquidity ample (current ratio 5.69 against 4.76 in 2024; short-term debt: 13.6% and cash: 51.5% of total assets), and 19.3% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.7%
Return on assets
6.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
38 d early
2023
9 d early
2022
46 d late
2021
17 d late
2020
26 d early
2019
9 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 5 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
In the rankings
#1 company by equity in Courcelles, Transport and storage sector#3 company by total assets in Courcelles, Transport and storage sector#8 oldest company in Courcelles, Transport and storage sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€230,754▲ 22.7%
2024 · €188,140
Working capital
€2.1m▲ 22.5%
2024 · €1.8m
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€17,417€195,087€146,661▼ 24.8%€179,491▲ 22.4%€339,377▲ 89.1%
Net result€9,744within the sector's middle half▼ 96.8%€201,590above the sector's middle half▲ 1,969%€158,794above the sector's middle half▼ 21.2%€188,140above the sector's middle half▲ 18.5%€230,754above the sector's middle half▲ 22.7%
Equity€1.9mabove the sector's middle half▲ 0.5%€2.1mabove the sector's middle half▲ 10.4%€2.3mabove the sector's middle half▲ 7.4%€2.5mabove the sector's middle half▲ 8.2%€2.7mabove the sector's middle half▲ 9.3%
Total assets€2.5mwithin the sector's middle half▲ 3.1%€3.4mwithin the sector's middle half▲ 38.0%€3.4mabove the sector's middle half▼ 1.2%€3.2mabove the sector's middle half▼ 5.4%€3.4mabove the sector's middle half▲ 5.0%
Debt€547,161▲ 13.7%€1.3m▲ 136%€1.1m▼ 15.4%€720,869▼ 34.0%€651,499▼ 9.6%
Working capital€1.5mabove the sector's middle half▼ 10.0%€661,645within the sector's middle half▼ 55.2%€1.3mabove the sector's middle half▲ 98.7%€1.8mabove the sector's middle half▲ 33.3%€2.1mabove the sector's middle half▲ 22.5%
Solvency78.0%above the sector's middle half▼ 2.0pp62.4%above the sector's middle half▼ 15.6pp67.8%above the sector's middle half▲ 5.4pp77.6%above the sector's middle half▲ 9.7pp80.7%above the sector's middle half▲ 3.1pp
Current ratio4.14above the sector's middle half▼ 0.441.58within the sector's middle half▼ 2.562.89above the sector's middle half▲ 1.314.76above the sector's middle half▲ 1.875.69above the sector's middle half▲ 0.93
Return on assets (ROA)0.4%within the sector's middle half▼ 12.3pp5.9%within the sector's middle half▲ 5.5pp4.7%within the sector's middle half▼ 1.2pp5.9%within the sector's middle half▲ 1.2pp6.8%within the sector's middle half▲ 1.0pp
Staff (FTE)17within the sector's middle half▲ 3.7%18.2within the sector's middle half▲ 7.1%17.1▼ 6.0%17.8▲ 4.1%16.9within the sector's middle half▼ 5.1%
above
within
below
the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 89% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.4m
Fixed assets
€768,076 ▼ 22.7%
Current assets
€2.6m ▲ 17.4%
Equity and liabilities €3.4m
Equity
€2.7m ▲ 9.3%
Debt
€651,499 ▼ 9.6%
Debt's share of the balance-sheet total falls from 22.4% to 19.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€613,868▲
2024 · €471,043
Cash flow
€505,245▲
2024 · €479,692
Debt to equity
0.24▼
2024 · 0.29
ROE
8.5%▲
2024 · 7.6%
Interest coverage
34.73▲
2024 · 19.77
Debt ≤ 1 year
€457,745▼
2024 · €465,884
Debt > 1 year
€193,754▼
2024 · €254,985
Income taxes
€103,422▲
2024 · €24,786
Staff costs
€771,380▲
2024 · €712,567
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,134 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a higher bankruptcy probability: 0.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,134 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €45,000 | - | - | - | - |
| Remuneration, social security and pensions62 | €529,349 | €634,323 | €603,129 | €712,567 | €771,380 | ▲ 8.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €174,204 | €157,541 | €293,349 | €291,552 | €274,492 | ▼ 5.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €1,579 | -€6,175 | -€2,629 | - | - |
| Other operating charges640/8 | €118,985 | €96,247 | €102,128 | €92,447 | €95,950 | ▲ 3.8% |
| Non-recurring operating charges66A | €347 | - | - | - | - | - |
| Gross operating margin9900 | €805,468 | €1.1m | €1.1m | €1.3m | €1.5m | ▲ 16.3% |
| Operating profit (loss)9901 | -€17,417 | €195,087 | €146,661 | €179,491 | €339,377 | ▲ 89.1% |
| Financial income75/76B | €36,657 | €16,400 | €166,525 | €57,261 | €21,236 | ▼ 62.9% |
| Recurring financial income75 | €10,928 | €16,400 | €4,951 | €43,766 | €21,236 | ▼ 51.5% |
| Non-recurring financial income76B | €25,729 | - | €161,573 | €13,495 | - | - |
| Financial charges65/66B | €5,842 | €7,019 | €23,952 | €23,826 | €26,437 | ▲ 11.0% |
| Recurring financial charges65 | €5,842 | €7,019 | €21,592 | €23,826 | €17,675 | ▼ 25.8% |
| Non-recurring financial charges66B | - | - | €2,360 | €0 | €8,762 | ▲ 87,615,500% |
| Profit (loss) for the period before taxes9903 | €13,398 | €204,467 | €289,233 | €212,926 | €334,176 | ▲ 56.9% |
| Income taxes67/77 | €3,654 | €2,878 | €130,440 | €24,786 | €103,422 | ▲ 317% |
| Profit (loss) for the period9904 | €9,744 | €201,590 | €158,794 | €188,140 | €230,754 | ▲ 22.7% |
| Profit (loss) for the period to be appropriated9905 | €9,744 | €201,590 | €158,794 | €188,140 | €230,754 | ▲ 22.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.5m | €3.4m | €3.4m | €3.2m | €3.4m | ▲ 5.0% |
| Fixed assets21/28 | €543,488 | €1.6m | €1.4m | €993,189 | €768,076 | ▼ 22.7% |
| Intangible fixed assets21 | €29,499 | €26,499 | €23,499 | €20,499 | €17,499 | ▼ 14.6% |
| Tangible fixed assets22/27 | €509,779 | €1.5m | €1.3m | €967,400 | €745,286 | ▼ 23.0% |
| Land and buildings22 | €20,509 | €19,978 | €19,448 | €18,918 | €18,387 | ▼ 2.8% |
| Plant, machinery and equipment23 | €52,053 | €31,853 | €12,653 | €5,453 | €45,975 | ▲ 743% |
| Furniture and vehicles24 | €437,217 | €1.4m | €1.2m | €943,029 | €680,924 | ▼ 27.8% |
| Financial fixed assets28 | €4,211 | €108,501 | €108,501 | €5,291 | €5,291 | = |
| Current assets29/58 | €1.9m | €1.8m | €2.0m | €2.2m | €2.6m | ▲ 17.4% |
| Amounts receivable after more than one year29 | - | - | - | €103,885 | €103,885 | = |
| Other amounts receivable291 | - | - | - | €103,885 | €103,885 | = |
| Stocks and contracts in progress3 | €2,003 | €8,330 | - | - | - | - |
| Stocks30/36 | €2,003 | €8,330 | - | - | - | - |
| Amounts receivable within one year40/41 | €634,564 | €533,696 | €408,599 | €545,913 | €724,683 | ▲ 32.7% |
| Trade receivables40 | €571,598 | €390,130 | €351,374 | €523,689 | €702,005 | ▲ 34.1% |
| Other amounts receivable41 | €62,966 | €143,566 | €57,224 | €22,224 | €22,677 | ▲ 2.0% |
| Current investments50/53 | €630,308 | €668,105 | €1.2m | €927,078 | - | - |
| Cash at bank and in hand54/58 | €640,692 | €535,796 | €396,174 | €617,960 | €1.7m | ▲ 181% |
| Deferred charges and accrued income490/1 | €38,312 | €55,924 | €33,205 | €23,574 | €39,246 | ▲ 66.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.5m | €3.4m | €3.4m | €3.2m | €3.4m | ▲ 5.0% |
| Equity10/15 | €1.9m | €2.1m | €2.3m | €2.5m | €2.7m | ▲ 9.3% |
| Contributions10/11 | €61,973 | €61,973 | €61,973 | €61,973 | €61,973 | = |
| Capital10 | €61,973 | €61,973 | €61,973 | €61,973 | €61,973 | = |
| Issued capital100 | €61,973 | €61,973 | €61,973 | €61,973 | €61,973 | = |
| Reserves13 | €6,197 | €6,197 | €6,197 | €6,197 | €6,197 | = |
| Non-distributable reserves130/1 | €6,197 | €6,197 | €6,197 | €6,197 | €6,197 | = |
| Legal reserve130 | €6,197 | €6,197 | €6,197 | €6,197 | €6,197 | = |
| Profit (loss) carried forward14 | €1.9m | €2.1m | €2.2m | €2.4m | €2.7m | ▲ 9.5% |
| Amounts payable17/49 | €547,161 | €1.3m | €1.1m | €720,869 | €651,499 | ▼ 9.6% |
| Amounts payable after more than one year17 | €77,002 | €141,881 | €398,264 | €254,985 | €193,754 | ▼ 24.0% |
| Financial debts170/4 | €77,002 | €141,881 | €398,264 | €254,985 | €193,754 | ▼ 24.0% |
| Amounts payable within one year42/48 | €470,158 | €1.1m | €694,696 | €465,884 | €457,745 | ▼ 1.7% |
| Current portion of amounts payable after more than one year42 | €54,860 | €90,974 | €195,093 | €162,938 | €70,624 | ▼ 56.7% |
| Trade debts44 | €282,292 | €970,892 | €313,987 | €87,074 | €132,012 | ▲ 51.6% |
| Suppliers440/4 | €282,292 | €970,892 | €313,987 | €87,074 | €132,012 | ▲ 51.6% |
| Taxes, remuneration and social security45 | €133,007 | €70,365 | €154,888 | €160,554 | €172,997 | ▲ 7.8% |
| Taxes450/3 | €97,631 | - | €101,815 | €91,952 | €110,667 | ▲ 20.4% |
| Remuneration and social security454/9 | €35,376 | €70,365 | €53,073 | €68,602 | €62,330 | ▼ 9.1% |
| Other amounts payable47/48 | - | €7,974 | €30,728 | €55,318 | €82,113 | ▲ 48.4% |
| Accrued charges and deferred income492/3 | - | €10,390 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,744 | €201,590 | €158,794 | €188,140 | €230,754 | ▲ 22.7% |
| + Depreciation and write-downs630 | €174,204 | €157,541 | €293,349 | €291,552 | €274,492 | ▼ 5.9% |
| Operating cash flow (approximation) | €183,948 | €359,130 | €452,143 | €479,692 | €505,245 | ▲ 5.3% |
| Investment in fixed assets (approximation) | - | -€1.2m | -€45,000 | €101,332 | -€49,378 | ▼ 149% |
| Change in cash | - | -€104,896 | -€139,622 | €221,786 | €1.1m | ▲ 405% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 46 days late
2022
31-12
Financial
Equity above €2mEq €2.1m ▲10.4%
5 profitable years in a row build equity to €2.1m.
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 17 days late
2021
31-12
Financial
Weakest financial yearnet €9,744 ▼96.8%
Net result drops to €9,744, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2018net €305,474 ▲2,350%
Operating result €407,812, net result €305,474, both a record.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
11-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 72 days late
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 62 days late
2017
12-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 73 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Courcelles · 1 establishment unit since 2000
Ground area
1,728 m²
Building footprint
158 m²
Volume, LiDAR
851 m³
Parcel 52066B0992/00Y002, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Chapelle(TR) 211, 6183 Courcelles
since 20002.096.385.279
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52066B0992/00Y002 | Wallonia | 1,728 m² | 1 · 158 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- BENDETTI GROUPE
- BENDETTI A.
Highest known parent: BENDETTI GROUPE. The sources do not say who stands above it.
Owners 1
- BENDETTI GROUPEparent100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Legal Entity Identifier
2549005ZX9OV0TZ6XO52
Similar companies · same sector, comparable size
Vervoer en Handel Vanhulle en Cie
BE 0407.219.460
Zulte · Eq €2,717,811
ENTREPRISE COSSE - CINEY
BE 0475.781.238
Ciney · Eq €2,728,064
Logiman
BE 0841.697.506
Roeselare · Eq €2,734,909
FOURAGE DE CLERCQ
BE 0833.195.257
Beveren-Kruibeke-Zwijndrecht · Eq €2,706,104
C.2.C.
BE 0462.377.224
Plombières · Eq €2,704,605
Of 12,573 companies in this sector we hold annual accounts for 8,205. 2,548 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPublic limited company
Founded30-12-1999
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
E-invoicing
Reachable via Peppol
Peppol ID
0208:0468372220
Registered
29-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.