BenC
ActiveBenC has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55k and a net result of €24k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 46% of 11195 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
89
/ 100
Excellent▲ +29 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency70▲+43
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.57 against 1.19 in 2024), but 63.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.6%
Return on assets
15.9%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
21 d early
2024
114 d early
2023
29 d early
2022
28 d early
2021
23 d early
2020
31 d early
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€55k▲ 76.8%
2024 · €31k
2018: €26k
2019: €26k
2020: €28k
2021: €42k
2022: €64k
2023: €106k
2024: €31k
2018 → 2025
Total assets
€151k▼ 12.4%
2024 · €172k
2018: €129k
2019: €95k
2020: €104k
2021: €163k
2022: €168k
2023: €204k
2024: €172k
2018 → 2025
Net result
€24k▲ 120%
2024 · €11k
2018: €18k
2019: €-149
2020: €5k
2021: €37k
2022: €24k
2023: €42k
2024: €11k
2018 → 2025
Working capital
€54k▲ 108%
2024 · €26k
2018: €24k
2019: €25k
2020: €27k
2021: €42k
2022: €64k
2023: €108k
2024: €26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€64k▲ 52.7%€106k▲ 66.8%€31k▼ 70.5%€55k▲ 76.8%
Operating result€50k-€33k▼ 34.2%€59k▲ 80.2%€16k▼ 72.5%€35k▲ 117%
Net result€37k-€24k▼ 36.6%€42k▲ 80.3%€11k▼ 74.3%€24k▲ 120%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 117% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €151k
Fixed assets
€4k▼ 47.9%
Current assets
€147k▼ 10.7%
Equity and liabilities €151k
Equity
€55k▲ 76.8%
Debt
€96k▼ 32.2%
The debt ratio falls from 81.8% to 63.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€39k▲
2024 · €20k
Cash flow
€28k▲
2024 · €14k
Solvency
36.6%▲
2024 · 18.2%
Current ratio
1.57▲
2024 · 1.19
Quick ratio
0.76▼
2024 · 0.79
Debt / equity
1.73▼
2024 · 4.51
ROE
43.4%▲
2024 · 34.9%
ROA
15.9%▲
2024 · 6.3%
Interest coverage
7.26▲
2024 · 4.48
Debt
€96k▼
2024 · €141k
Debt ≤ 1 year
€93k▼
2024 · €138k
Income taxes
€10k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€172k€151k▼
Fixed assets21/28€8k€4k▼
Tangible fixed assets22/27€8k€4k▼
Plant, machinery and equipment23€326€0▼
Furniture and vehicles24€8k€4k▼
Current assets29/58€164k€147k▼
Stocks and contracts in progress3€55k€76k▲
Stocks30/36€55k€76k▲
Amounts receivable within one year40/41€28k€5k▼
Trade receivables40€20k€3k▼
Other amounts receivable41€8k€2k▼
Cash at bank and in hand54/58€79k€63k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€172k€151k▼
Equity10/15€31k€55k▲
Contributions10/11€20k€20k=
Reserves13€11k€35k▲
Tax-exempt reserves132€355€355=
Distributable reserves133€11k€35k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€141k€96k▼
Amounts payable within one year42/48€138k€93k▼
Trade debts44€6k€4k▼
Suppliers440/4€6k€4k▼
Taxes, remuneration and social security45€2k€5k▲
Taxes450/3€2k€5k▲
Other amounts payable47/48€130k€84k▼
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€913€941▲
Gross operating margin9900€20k€40k▲
Operating profit (loss)9901€16k€35k▲
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€16k€34k▲
Income taxes67/77€5k€10k▲
Profit (loss) for the period9904€11k€24k▲
Profit (loss) for the period to be appropriated9905€11k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€96k€24k▼
Profit (loss) brought forward from the previous period14P€86k€0▼
Transfer from equity791/2€0-
Transfer to equity691/2€11k€24k▲
To other reserves6921€11k€24k▲
Profit to be distributed694/7€86k€0▼
Return on contributions (dividend)694€86k€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €42k ▲80.3%
Operating result €59k, net result €42k, both a record.
31-12
Financial
Equity above €100kEq €106k ▲66.8%
4 profitable years in a row build equity to €106k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-149 ▼101%
Net result drops to €-149, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Retieseweg 1662440 GeelGround area
3,248 m²
Building footprint
187 m²
Volume, LiDAR
945 m³
Parcel 13372A0902/00L007, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BenC
since 20142.230.613.186
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13372A0902/00L007 | Flanders | 3,248 m² | 1 · 187 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
INVENTIVE TRADE CONCERN BELGIUM
BE 0421.355.330
Tournai · Eq €57k
INPACO INDUSTRIE
BE 0466.700.553
Etterbeek · Eq €53k
AVCI K.
BE 0477.250.589
Gent · Eq €51k
EASYPAL
BE 0652.726.361
Brussel · Eq €51k
BOS en BOMEN
BE 0452.576.759
Maldegem · Eq €62k
Of 431 companies in sector 46869 we hold annual accounts for 243. 108 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-05-2014
Fiscal year end31-12
Activities, NACEBEL
46869Wholesale trade
66300Activities auxiliary to financial services and insurance activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.