BENBOTEC
ActiveThe computed 12-month bankruptcy probability of BENBOTEC is 1.8% (moderate). The 2025 annual accounts show equity of €55k and a net result of €19k. Equity is growing by ~33.9% per year across the filed fiscal years. Its solvency ranks better than 24% of 7391 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-5
Solvency43▼-14
Growth78=
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.18 against 1.47 in 2024; short-term debt: 82.1% and cash: 28.1% of total assets), and 82.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.9%
Return on assets
6.3%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 7391 sector peers (2025).
NBB · sector comparisonPosition among 7391 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
7 d early
2022
3 d early
2021
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€55k▼ 43.1%
2024 · €97k
2021: €15k
2022: €27k
2023: €64k
2024: €97k
2021 → 2025
Total assets
€308k▲ 0.9%
2024 · €306k
2021: €203k
2022: €154k
2023: €288k
2024: €306k
2021 → 2025
Net result
€19k▼ 41.0%
2024 · €33k
2021: €12k
2022: €13k
2023: €37k
2024: €33k
2021 → 2025
Working capital
€45k▼ 52.0%
2024 · €93k
2021: €14k
2022: €20k
2023: €151k
2024: €93k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€27k▲ 86.6%€64k▲ 136%€97k▲ 51.2%€55k▼ 43.1%
Operating result€16k-€19k▲ 15.1%€49k▲ 162%€44k▼ 10.8%€27k▼ 37.6%
Net result€12k-€13k▲ 9.0%€37k▲ 193%€33k▼ 11.2%€19k▼ 41.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 38% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €308k
Fixed assets
€11k▼ 29.6%
Current assets
€298k▲ 2.4%
Equity and liabilities €308k
Equity
€55k▼ 43.1%
Debt
€253k▲ 21.3%
The debt ratio rises from 68.2% to 82.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€32k▼
2024 · €47k
Cash flow
€24k▼
2024 · €36k
Solvency
17.9%▼
2024 · 31.8%
Current ratio
1.18▼
2024 · 1.47
Quick ratio
0.91▼
2024 · 1.38
Debt / equity
4.58▲
2024 · 2.15
ROE
35.1%▲
2024 · 33.9%
ROA
6.3%▼
2024 · 10.8%
Interest coverage
222.23▼
2024 · 284.33
Debt
€253k▲
2024 · €209k
Debt ≤ 1 year
€253k▲
2024 · €198k
Income taxes
€8k▼
2024 · €11k
Staff costs
€126k▲
2024 · €72k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€306k€308k▲
Fixed assets21/28€15k€11k▼
Tangible fixed assets22/27€15k€11k▼
Plant, machinery and equipment23€9k€7k▼
Furniture and vehicles24€6k€4k▼
Current assets29/58€291k€298k▲
Stocks and contracts in progress3€18k€67k▲
Stocks30/36€18k€22k▲
Contracts in progress37-€45k
Amounts receivable within one year40/41€124k€140k▲
Trade receivables40€117k€121k▲
Other amounts receivable41€8k€20k▲
Cash at bank and in hand54/58€138k€87k▼
Deferred charges and accrued income490/1€10k€4k▼
Equity and liabilities
Total equity and liabilities10/49€306k€308k▲
Equity10/15€97k€55k▼
Contributions10/11€3k€3k=
Reserves13€94k€52k▼
Distributable reserves133€94k€52k▼
Amounts payable17/49€209k€253k▲
Amounts payable within one year42/48€198k€253k▲
Trade debts44€166k€200k▲
Suppliers440/4€166k€200k▲
Taxes, remuneration and social security45€5k€11k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9€3k€8k▲
Other amounts payable47/48€26k€42k▲
Accrued charges and deferred income492/3€11k-
Income statement
Code20242025
Remuneration, social security and pensions62€72k€126k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€1k-
Gross operating margin9900€121k€159k▲
Operating profit (loss)9901€44k€27k▼
Financial charges65/66B€166€143▼
Recurring financial charges65€166€143▼
Profit (loss) for the period before taxes9903€44k€27k▼
Income taxes67/77€11k€8k▼
Profit (loss) for the period9904€33k€19k▼
Profit (loss) for the period to be appropriated9905€33k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€33k€19k▼
Transfer from equity791/2-€61k
Transfer to equity691/2€33k€19k▼
To other reserves6921€33k€19k▼
Profit to be distributed694/7-€61k
Return on contributions (dividend)694-€61k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2021net €37k ▲193%
Operating result €49k, net result €37k, both a record.
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ieper · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Krispijnstraat 68900 IeperGround area
3,521 m²
Building footprint
1,550 m²
Volume, LiDAR
384 m³
Parcel 33305B0998/00R000, Flanders · tallest building 2.8 m. Linked by address, not a title deed.
1 establishment unit
BENBOTEC
since 20202.308.913.962
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33305B0998/00R000 | Flanders | 3,521 m² | 1 · 1,550 m² | 2.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 263 EUR awarded · 251 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 120 EUR | 108 EUR |
| 2024 | 1 | 143 EUR | 143 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 13,141 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-09-2020
Fiscal year end30-09
Activities, NACEBEL
41001General construction of residential buildings
43211General electrical installation work
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
46833Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.