Benava
ActiveSummary
Benava has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.7m and a net result of €80,137. Equity is growing by ~21.6% per year across the filed fiscal years. Its solvency ranks better than 52% of 8101 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability72▼-1
Solvency81▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130,000 at 30 days acceptable
Liquidity ample (current ratio 2.99 against 4.14 in 2023; short-term debt: 10.7% and cash: 6.7% of total assets), and 43.9% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
56.1%
Return on assets
2.6%
Age of the figures
22 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 8 consecutive financial years on time. The year that closed on 30-11-2024 was due by 30-06-2025 and was filed on 02-07-2025, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
2 d late
2023
2 d early
2022
1 d early
2021
1 d early
2020
on the day
2019
5 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, abbreviated schema
Equity
€1.7m▼ 2.0%
2023 · €1.8m
Total assets
€3.1m▼ 0.2%
2023 · €3.1m
Net result
€80,137▼ 20.2%
2023 · €100,364
Working capital
€650,026▼ 27.0%
2023 · €890,666
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€276,496▲ 86.5%€392,751▲ 42.0%€538,651▲ 37.1%€173,573▼ 67.8%€136,020▼ 21.6%
Net result€196,771above the sector's middle half▲ 97.2%€261,210above the sector's middle half▲ 32.7%€436,212above the sector's middle half▲ 67.0%€100,364within the sector's middle half▼ 77.0%€80,137within the sector's middle half▼ 20.2%
Equity€954,515above the sector's middle half▲ 26.0%€1.2mabove the sector's middle half▲ 27.4%€1.7mabove the sector's middle half▲ 35.9%€1.8mabove the sector's middle half▲ 6.1%€1.7mabove the sector's middle half▼ 2.0%
Total assets€1.7mabove the sector's middle half▲ 38.9%€1.9mabove the sector's middle half▲ 12.7%€3.2mabove the sector's middle half▲ 70.6%€3.1mabove the sector's middle half▼ 4.9%€3.1mabove the sector's middle half▼ 0.2%
Debt€722,693▲ 60.6%€674,351▼ 6.7%€1.6m▲ 133%€1.3m▼ 16.4%€1.3m▲ 2.1%
Working capital€330,414▼ 25.1%€753,212▲ 128%€780,116▲ 3.6%€890,666▲ 14.2%€650,026▼ 27.0%
Solvency56.9%within the sector's middle half▼ 5.8pp64.3%within the sector's middle half▲ 7.4pp51.2%within the sector's middle half▼ 13.1pp57.1%within the sector's middle half▲ 5.9pp56.1%within the sector's middle half▼ 1.0pp
Staff (FTE)1.8within the sector's middle half=1.8=1.8=1.6within the sector's middle half▼ 11.1%1.6within the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2023 Net result -77% on 2022. The accounts now follow the abbreviated schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 22% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.1m
Fixed assets
€2.1m ▲ 10.1%
Current assets
€976,659 ▼ 16.9%
Equity and liabilities €3.1m
Equity
€1.7m ▼ 2.0%
Debt
€1.3m ▲ 2.1%
Debt's share of the balance-sheet total rises from 42.9% to 43.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€377,608▼
2023 · €390,252
Cash flow
€321,724▲
2023 · €317,043
Current ratio
2.99▼
2023 · 4.14
Debt to equity
0.78▲
2023 · 0.75
ROE
4.7%▼
2023 · 5.7%
ROA
2.6%▼
2023 · 3.3%
Interest coverage
10.34▼
2023 · 11.16
Debt ≤ 1 year
€326,634▲
2023 · €284,035
Debt > 1 year
€1.0m▼
2023 · €1.0m
Income taxes
€24,825▼
2023 · €39,465
Staff costs
€87,273▲
2023 · €82,997
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,905 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.6%
went bankrupt
4.0%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €38,718 | €0 | - | - | - |
| Remuneration, social security and pensions62 | - | €86,023 | €88,359 | €82,997 | €87,273 | ▲ 5.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €38,188 | €89,035 | €111,545 | €216,679 | €241,587 | ▲ 11.5% |
| Other operating charges640/8 | - | €23,037 | €23,372 | €25,641 | €26,578 | ▲ 3.7% |
| Gross operating margin9900 | €409,474 | €590,845 | €761,927 | €498,889 | €491,459 | ▼ 1.5% |
| Operating profit (loss)9901 | €276,496 | €392,751 | €538,651 | €173,573 | €136,020 | ▼ 21.6% |
| Financial income75/76B | - | €5 | €8,871 | €1,237 | €5,447 | ▲ 340% |
| Recurring financial income75 | €342 | €5 | €8,871 | €1,237 | €5,447 | ▲ 340% |
| Financial charges65/66B | - | €11,227 | €12,993 | €34,981 | €36,505 | ▲ 4.4% |
| Recurring financial charges65 | €7,983 | €11,227 | €12,993 | €34,981 | €36,505 | ▲ 4.4% |
| Profit (loss) for the period before taxes9903 | €268,854 | €381,528 | €534,528 | €139,829 | €104,962 | ▼ 24.9% |
| Income taxes67/77 | €72,084 | €120,318 | €98,316 | €39,465 | €24,825 | ▼ 37.1% |
| Profit (loss) for the period9904 | €196,771 | €261,210 | €436,212 | €100,364 | €80,137 | ▼ 20.2% |
| Profit (loss) for the period to be appropriated9905 | €196,771 | €261,210 | €436,212 | €100,364 | €80,137 | ▼ 20.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.7m | €1.9m | €3.2m | €3.1m | €3.1m | ▼ 0.2% |
| Fixed assets21/28 | €957,461 | €872,543 | €2.0m | €1.9m | €2.1m | ▲ 10.1% |
| Tangible fixed assets22/27 | €957,361 | €872,443 | €2.0m | €1.9m | €2.1m | ▲ 10.1% |
| Land and buildings22 | - | €606,820 | €1.4m | €1.5m | €1.7m | ▲ 16.2% |
| Plant, machinery and equipment23 | - | €260,925 | €571,582 | €423,504 | €284,560 | ▼ 32.8% |
| Furniture and vehicles24 | - | €4,699 | €3,298 | €1,896 | €93,978 | ▲ 4,855% |
| Financial fixed assets28 | €100 | €100 | €100 | €100 | €100 | = |
| Current assets29/58 | €719,747 | €1.0m | €1.3m | €1.2m | €976,659 | ▼ 16.9% |
| Amounts receivable within one year40/41 | €116,473 | €35,842 | €639,302 | €879,294 | €768,598 | ▼ 12.6% |
| Trade receivables40 | - | €35,706 | €617,694 | €848,759 | €753,518 | ▼ 11.2% |
| Other amounts receivable41 | - | €136 | €21,608 | €30,535 | €15,080 | ▼ 50.6% |
| Cash at bank and in hand54/58 | €603,274 | €981,691 | €614,025 | €293,140 | €204,442 | ▼ 30.3% |
| Deferred charges and accrued income490/1 | - | - | - | €2,266 | €3,619 | ▲ 59.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.7m | €1.9m | €3.2m | €3.1m | €3.1m | ▼ 0.2% |
| Equity10/15 | €954,515 | €1.2m | €1.7m | €1.8m | €1.7m | ▼ 2.0% |
| Contributions10/11 | - | €350,000 | €350,000 | €350,000 | €350,000 | = |
| Reserves13 | €604,515 | €865,725 | €1.3m | €1.4m | €1.4m | ▼ 2.5% |
| Non-distributable reserves130/1 | - | €19,134 | €0 | - | - | - |
| Reserves not available under the articles1311 | - | €19,134 | €0 | - | - | - |
| Tax-exempt reserves132 | - | €9,667 | €9,667 | €9,667 | €9,667 | = |
| Distributable reserves133 | - | €836,924 | €1.3m | €1.4m | €1.4m | ▼ 2.5% |
| Profit (loss) carried forward14 | - | - | - | - | €0 | - |
| Amounts payable17/49 | €722,693 | €674,351 | €1.6m | €1.3m | €1.3m | ▲ 2.1% |
| Amounts payable after more than one year17 | €333,360 | €410,031 | €1.1m | €1.0m | €1.0m | ▼ 1.4% |
| Financial debts170/4 | - | €410,031 | €1.1m | €1.0m | €1.0m | ▼ 1.4% |
| Amounts payable within one year42/48 | €389,333 | €264,321 | €473,211 | €284,035 | €326,634 | ▲ 15.0% |
| Current portion of amounts payable after more than one year42 | - | €139,996 | €244,382 | €186,632 | €205,017 | ▲ 9.9% |
| Trade debts44 | €291,623 | €13,939 | €179,169 | €62,350 | €65,922 | ▲ 5.7% |
| Suppliers440/4 | - | €13,939 | €179,169 | €62,350 | €65,922 | ▲ 5.7% |
| Taxes, remuneration and social security45 | - | €110,386 | €49,371 | €34,764 | €55,406 | ▲ 59.4% |
| Taxes450/3 | - | €85,836 | €23,555 | €13,756 | €33,609 | ▲ 144% |
| Remuneration and social security454/9 | - | €24,549 | €25,816 | €21,008 | €21,796 | ▲ 3.8% |
| Other amounts payable47/48 | - | - | €289 | €289 | €289 | = |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €196,771 | €261,210 | €436,212 | €100,364 | €80,137 | ▼ 20.2% |
| + Depreciation and write-downs630 | €38,188 | €89,035 | €111,545 | €216,679 | €241,587 | ▲ 11.5% |
| Operating cash flow (approximation) | €234,958 | €350,245 | €547,757 | €317,043 | €321,724 | ▲ 1.5% |
| Investment in fixed assets (approximation) | - | -€4,117 | -€1.2m | -€138,611 | -€432,926 | ▼ 212% |
| Change in cash | - | €378,418 | -€367,667 | -€320,884 | -€88,699 | ▲ 72.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 2 days late
2024
30-11
Financial
Weakest financial yearnet €80,137 ▼20.2%
Net result drops to €80,137, the lowest in the series.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-11
Financial
Highest result since 2018net €436,212 ▲67%
Operating result €538,651, net result €436,212, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-11
Financial
Liquidity doublescurrent ratio 3.85
Current ratio from 1.85 to 3.85; short-term debt falls from €389,333 to €264,321.
30-11
Financial
Equity above €1mEq €1.2m ▲27.4%
4 profitable years in a row build equity to €1.2m.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 2015
Ground area
3,415 m²
Building footprint
676 m²
Volume, LiDAR
4,508 m³
Parcel 34323D0122/00G002, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Benava
since 20152.247.217.311
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34323D0122/00G002 | Flanders | 3,415 m² | 1 · 676 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DC MANAGEMENT
BE 0766.967.320
Libramont-Chevigny · Eq €1,717,681
Vlaams Studie- en Kenniscentrum Vastgoed en Wonen/Centre d'Etude et de Connaissance de l'Immobilier et de l'Habitat
BE 0445.055.004
Gent · Eq €1,718,398
L/L plus
BE 0879.632.424
Lievegem · Eq €1,718,923
NAXXOS
BE 0812.238.210
Steenokkerzeel · Eq €1,719,595
Ad Meliora
BE 0772.898.275
Boechout · Eq €1,719,782
Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 21,917 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-02-2015
Fiscal year end30-11
Activities, NACEBEL 2025
70200Business and other management consultancy
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
70100Activities of head offices
E-invoicing
Reachable via Peppol
Peppol ID
0208:0597649959
Also
9925:BE0597649959
Registered
22-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.