BENAOU
ActiveSummary
The computed 12-month bankruptcy probability of BENAOU is 2.5% (moderate). The 2024 annual accounts show negative equity (-€18,571) and a net result of €5,743. Equity is growing by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 26043 sector peers (fiscal year 2024). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+62
Solvency0=
Growth35=
Track record100
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.28; short-term debt: 355.5% and cash: 18.1% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-255.5%
Return on assets
79%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 26043 sector peers (2024).
NBB · sector comparisonPosition among 26043 sector peers
Solvency
better than 5%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-10-2025, 91 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
91 d late
2023
54 d late
2022
100 d late
2021
113 d late
2020
114 d late
2019
88 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 93 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€5,743▼ 83.4%
2019 · €34,524
EBIT margin
100.0%▲ 94.8pp
2019 · 5.2%
Net result
€5,743
2023 · €0
Working capital
-€18,571▲ 23.6%
2023 · -€24,314
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€5,743
Operating result€560▼ 68.8%-€10€3,132€0▼ 100%€5,743
Net result€4,463within the sector's middle half▲ 155%-€32within the sector's middle half€3,085within the sector's middle half€0within the sector's middle half▼ 100%€5,743within the sector's middle half
EBIT margin100.0%
Equity-€27,368below the sector's middle half▲ 14.0%-€27,399below the sector's middle half▼ 0.1%-€24,314below the sector's middle half▲ 11.3%-€24,314below the sector's middle half=-€18,571below the sector's middle half▲ 23.6%
Total assets€29below the sector's middle half▼ 97.9%€1,741below the sector's middle half▲ 5,862%€1,526below the sector's middle half▼ 12.3%€1,526below the sector's middle half=€7,269below the sector's middle half▲ 376%
Debt€27,397▼ 17.5%€29,140▲ 6.4%€25,840▼ 11.3%€25,840=€25,840=
Working capital-€27,368below the sector's middle half▲ 14.0%-€27,399below the sector's middle half▼ 0.1%-€24,314below the sector's middle half▲ 11.3%-€24,314below the sector's middle half=-€18,571below the sector's middle half▲ 23.6%
Solvency-255.5%below the sector's middle half
Current ratio0.28below the sector's middle half
Return on assets (ROA)79.0%above the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 has the highest result in the available series.
Key figures and ratios
Debt to equity
-1.39
Debt ≤ 1 year
€25,840=
2023 · €25,840
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,632 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 92% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a profit of 5% of the balance sheet or more
2.9%
went bankrupt
4.8%
stopped otherwise
92%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,632 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | - | €5,743 | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | €3,287 | - | - | - |
| Other operating charges640/8 | - | €235 | €155 | - | - | - |
| Gross operating margin9900 | €560 | €225 | €3,287 | €0 | €5,743 | - |
| Operating profit (loss)9901 | €560 | -€10 | €3,132 | €0 | €5,743 | - |
| Recurring financial income75 | €1 | - | - | - | - | - |
| Financial charges65/66B | - | €22 | €47 | - | - | - |
| Recurring financial charges65 | €99 | €22 | €47 | - | - | - |
| Profit (loss) for the period before taxes9903 | €4,463 | -€32 | €3,085 | €0 | €5,743 | - |
| Profit (loss) for the period9904 | €4,463 | -€32 | €3,085 | €0 | €5,743 | - |
| Profit (loss) for the period to be appropriated9905 | €4,463 | -€32 | €3,085 | €0 | €5,743 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €29 | €1,741 | €1,526 | €1,526 | €7,269 | ▲ 376% |
| Current assets29/58 | €29 | €1,741 | €1,526 | €1,526 | €7,269 | ▲ 376% |
| Amounts receivable within one year40/41 | - | €424 | €211 | €211 | €5,954 | ▲ 2,722% |
| Trade receivables40 | - | €424 | €211 | €211 | €5,954 | ▲ 2,722% |
| Cash at bank and in hand54/58 | €29 | €1,317 | €1,315 | €1,315 | €1,315 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €29 | €1,741 | €1,526 | €1,526 | €7,269 | ▲ 376% |
| Equity10/15 | -€27,368 | -€27,399 | -€24,314 | -€24,314 | -€18,571 | ▲ 23.6% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Capital10 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Issued capital100 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Uncalled capital101 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Profit (loss) carried forward14 | -€39,768 | -€39,799 | -€36,714 | -€36,714 | -€30,971 | ▲ 15.6% |
| Amounts payable17/49 | €27,397 | €29,140 | €25,840 | €25,840 | €25,840 | = |
| Amounts payable within one year42/48 | €27,397 | €29,140 | €25,840 | €25,840 | €25,840 | = |
| Advances received on contracts in progress46 | - | €1,602 | €1,602 | €1,602 | - | - |
| Taxes, remuneration and social security45 | - | €23,090 | €23,089 | €23,089 | €25,840 | ▲ 11.9% |
| Taxes450/3 | - | €14,805 | - | - | - | - |
| Remuneration and social security454/9 | - | €8,285 | €23,089 | €23,089 | €25,840 | ▲ 11.9% |
| Other amounts payable47/48 | - | €4,448 | €1,149 | €1,149 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,463 | -€32 | €3,085 | €0 | €5,743 | - |
| Operating cash flow (approximation) | €4,463 | -€32 | €3,085 | €0 | €5,743 | - |
| Change in cash | - | €1,288 | -€2 | €0 | €0 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 91 days late
2024
31-12
Financial
Back to profitnet €5,743
Net result €5,743 after one loss-making year.
23-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 54 days late
2023
08-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 100 days late
2022
31-12
Financial
Back to profitnet €3,085
Net result €3,085 after one loss-making year.
21-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 113 days late
2021
31-12
Financial
Weakest financial yearnet -€32
Net result drops to -€32, the lowest in the series; recovery starts the following year.
22-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 114 days late
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
28-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 120 days late
2018
19-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 141 days late
2017
09-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 70 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2014
Ground area
367 m²
Building footprint
223 m²
Volume, LiDAR
4,102 m³
2 parcels, Brussels · tallest building 23.1 m, ±7 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
Generaal Eisenhowerlaan 1, 1030 Schaarbeek
since 20142.232.640.981
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21673D0146/00W024 | Brussels | 254 m² | 1 · 140 m² | 19.3 m · 6 fl. |
| 21906D0014/00T006 | Brussels | 113 m² | 1 · 82 m² | 23.1 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
V.C.S.V.
BE 0477.291.171
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"KLC"
BE 0478.894.641
Brussel
A. STRAETMAN
BE 0467.288.392
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ALRIC SHOES INVEST
BE 0447.975.593
Ukkel
B. STEPS
BE 0460.628.056
Elsene
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,035 companies in sector 47721 we hold annual accounts for 583. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded04-07-2014
Fiscal year end31-12
Activities, NACEBEL 2025
47721Retail sale of footwear
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0555699142
Registered
14-05-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.