Benaga is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €69k and a net result of €67k. Its solvency ranks better than 59% of 9864 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-05-2025, 86 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
86 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€69k
Net result
€67k
Total assets
€108k
Solvency
63.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €108k
Equity
€69k
Debt
€39k
Debt finances 36.1% of the balance-sheet total.
Key figures and ratios
Solvency
63.9%
ROE
96.4%
ROA
61.5%
Debt
€39k
Debt ≤ 1 year
€39k
Income taxes
€17k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€108k
Current assets29/58€108k
Amounts receivable within one year40/41€39k
Trade receivables40€39k
Other amounts receivable41€250
Cash at bank and in hand54/58€68k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€108k
Equity10/15€69k
Contributions10/11€3k
Reserves13€67k
Distributable reserves133€67k
Amounts payable17/49€39k
Amounts payable within one year42/48€39k
Trade debts44€387
Suppliers440/4€387
Taxes, remuneration and social security45€35k
Taxes450/3€35k
Other amounts payable47/48€3k
Income statement
Code2024
Other operating charges640/8€387
Gross operating margin9900€84k
Operating profit (loss)9901€83k
Profit (loss) for the period before taxes9903€83k
Income taxes67/77€17k
Profit (loss) for the period9904€67k
Profit (loss) for the period to be appropriated9905€67k
Appropriation of the result
Profit (loss) to be appropriated9906€67k
Transfer to equity691/2€67k
To other reserves6921€67k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
06-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vosselaar · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsesteenweg 2042350 VosselaarGround area
5,209 m²
Building footprint
465 m²
Volume, LiDAR
2,385 m³
Parcel 13046A0253/00R011, Flanders · tallest building 15.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Benaga
since 20242.365.408.841
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13046A0253/00R011 | Flanders | 5,209 m² | 1 · 465 m² | 15.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 11,343 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-10-2024
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.