BENADA
ActiveSummary
BENADA has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €372,343 and a net result of €53,148. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 80% of 969 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability83▼-5
Solvency100▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 5.02 against 3.18 in 2024; short-term debt: 15.5% and cash: 70.1% of total assets), and 17.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.2%
Return on assets
11.7%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Printing and reproduction of recorded media (NACE 18)
about 11% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
59 d early
2023
58 d early
2022
55 d early
2021
53 d early
2020
53 d early
2019
58 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 56 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#2 oldest company in Jemeppe-sur-Sambre, Manufacturing sector#6 company by equity in Jemeppe-sur-Sambre, Manufacturing sector#9 company by total assets in Jemeppe-sur-Sambre, Manufacturing sector
Equity
€372,343▲ 8.2%
2024 · €344,194
Total assets
€452,992▼ 4.5%
2024 · €474,548
Net result
€53,148▼ 25.5%
2024 · €71,381
Working capital
€282,749▲ 14.9%
2024 · €246,164
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 18, Printing and reproduction of recorded media, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€41,953▲ 158%€57,977▲ 38.2%€85,207▲ 47.0%€89,322▲ 4.8%€74,126▼ 17.0%
Net result€28,237above the sector's middle half▲ 142%€39,031above the sector's middle half▲ 38.2%€66,620above the sector's middle half▲ 70.7%€71,381above the sector's middle half▲ 7.1%€53,148above the sector's middle half▼ 25.5%
Equity€249,163above the sector's middle half▲ 12.8%€274,694above the sector's middle half▲ 10.2%€341,314above the sector's middle half▲ 24.3%€344,194above the sector's middle half▲ 0.8%€372,343above the sector's middle half▲ 8.2%
Total assets€298,214above the sector's middle half▲ 0.2%€341,832above the sector's middle half▲ 14.6%€425,351above the sector's middle half▲ 24.4%€474,548above the sector's middle half▲ 11.6%€452,992above the sector's middle half▼ 4.5%
Debt€49,051▼ 36.1%€67,138▲ 36.9%€84,037▲ 25.2%€130,354▲ 55.1%€80,649▼ 38.1%
Working capital€210,029▲ 12.9%€236,210▲ 12.5%€259,585▲ 9.9%€246,164▼ 5.2%€282,749▲ 14.9%
Solvency83.6%above the sector's middle half▲ 9.4pp80.4%above the sector's middle half▼ 3.2pp80.2%above the sector's middle half▼ 0.1pp72.5%within the sector's middle half▼ 7.7pp82.2%above the sector's middle half▲ 9.7pp
Staff (FTE)1=1=0.8▼ 20.0%0.5▼ 37.5%1▲ 100%
above
within
below
the middle half (P25 to P75) of NACE 18, Printing and reproduction of recorded media, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €452,992
Fixed assets
€99,974 ▼ 13.5%
Current assets
€353,018 ▼ 1.7%
Equity and liabilities €452,992
Equity
€372,343 ▲ 8.2%
Debt
€80,649 ▼ 38.1%
Debt's share of the balance-sheet total falls from 27.5% to 17.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€99,913▼
2024 · €113,964
Cash flow
€78,935▼
2024 · €96,023
Current ratio
5.02▲
2024 · 3.18
Quick ratio
4.88▲
2024 · 3.08
Debt to equity
0.22▼
2024 · 0.38
ROE
14.3%▼
2024 · 20.7%
ROA
11.7%▼
2024 · 15.0%
Interest coverage
62.84▼
2024 · 64.24
Debt ≤ 1 year
€70,269▼
2024 · €112,817
Debt > 1 year
€10,050▼
2024 · €17,234
Income taxes
€21,709▲
2024 · €21,174
Staff costs
€57,823▲
2024 · €28,789
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €2,043 | - | - | - | - | - |
| Remuneration, social security and pensions62 | €8,729 | €24,008 | €35,349 | €28,789 | €57,823 | ▲ 101% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €22,460 | €20,529 | €17,216 | €24,642 | €25,787 | ▲ 4.6% |
| Other operating charges640/8 | €642 | €559 | €627 | €625 | €615 | ▼ 1.6% |
| Non-recurring operating charges66A | €1,645 | €604 | €527 | €486 | €833 | ▲ 71.5% |
| Gross operating margin9900 | €75,429 | €103,677 | €138,926 | €143,864 | €159,184 | ▲ 10.6% |
| Operating profit (loss)9901 | €41,953 | €57,977 | €85,207 | €89,322 | €74,126 | ▼ 17.0% |
| Financial income75/76B | €79 | €694 | €7,055 | €5,007 | €2,321 | ▼ 53.6% |
| Recurring financial income75 | €79 | €694 | €1,340 | €5,007 | €1,321 | ▼ 73.6% |
| Non-recurring financial income76B | - | - | €5,715 | - | €1,000 | - |
| Financial charges65/66B | €875 | €785 | €1,819 | €1,774 | €1,590 | ▼ 10.4% |
| Recurring financial charges65 | €875 | €785 | €1,819 | €1,774 | €1,590 | ▼ 10.4% |
| Profit (loss) for the period before taxes9903 | €41,157 | €57,886 | €90,442 | €92,555 | €74,857 | ▼ 19.1% |
| Income taxes67/77 | €12,920 | €18,855 | €23,822 | €21,174 | €21,709 | ▲ 2.5% |
| Profit (loss) for the period9904 | €28,237 | €39,031 | €66,620 | €71,381 | €53,148 | ▼ 25.5% |
| Profit (loss) for the period to be appropriated9905 | €28,237 | €39,031 | €66,620 | €71,381 | €53,148 | ▼ 25.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €298,214 | €341,832 | €425,351 | €474,548 | €452,992 | ▼ 4.5% |
| Fixed assets21/28 | €46,665 | €41,496 | €105,970 | €115,567 | €99,974 | ▼ 13.5% |
| Intangible fixed assets21 | €870 | €408 | - | - | €4,055 | - |
| Tangible fixed assets22/27 | €45,795 | €41,088 | €105,970 | €115,567 | €95,919 | ▼ 17.0% |
| Plant, machinery and equipment23 | €21,682 | €14,999 | €34,410 | €55,118 | €43,760 | ▼ 20.6% |
| Furniture and vehicles24 | €21,590 | €9,470 | €41,173 | €31,071 | €21,539 | ▼ 30.7% |
| Other tangible fixed assets26 | €2,524 | €16,619 | €30,387 | €29,378 | €30,621 | ▲ 4.2% |
| Current assets29/58 | €251,549 | €300,336 | €319,381 | €358,981 | €353,018 | ▼ 1.7% |
| Stocks and contracts in progress3 | €7,939 | €7,077 | €7,551 | €10,998 | €9,792 | ▼ 11.0% |
| Stocks30/36 | €7,939 | €7,077 | €7,551 | €10,998 | €9,792 | ▼ 11.0% |
| Amounts receivable within one year40/41 | €18,010 | €29,913 | €28,864 | €35,821 | €23,728 | ▼ 33.8% |
| Trade receivables40 | €17,977 | €29,913 | €28,851 | €35,821 | €23,728 | ▼ 33.8% |
| Other amounts receivable41 | €33 | - | €13 | - | - | - |
| Current investments50/53 | - | - | €50,000 | - | - | - |
| Cash at bank and in hand54/58 | €221,934 | €262,620 | €230,421 | €310,183 | €317,369 | ▲ 2.3% |
| Deferred charges and accrued income490/1 | €3,666 | €726 | €2,546 | €1,978 | €2,129 | ▲ 7.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €298,214 | €341,832 | €425,351 | €474,548 | €452,992 | ▼ 4.5% |
| Equity10/15 | €249,163 | €274,694 | €341,314 | €344,194 | €372,343 | ▲ 8.2% |
| Contributions10/11 | €31,000 | €31,000 | €31,000 | €31,000 | €31,000 | = |
| Reserves13 | €35,100 | €46,600 | €96,600 | €99,100 | €124,100 | ▲ 25.2% |
| Non-distributable reserves130/1 | €3,100 | €3,100 | - | - | - | - |
| Reserves not available under the articles1311 | €3,100 | €3,100 | - | - | - | - |
| Distributable reserves133 | €32,000 | €43,500 | €96,600 | €99,100 | €124,100 | ▲ 25.2% |
| Profit (loss) carried forward14 | €183,063 | €197,094 | €213,714 | €214,094 | €217,243 | ▲ 1.5% |
| Amounts payable17/49 | €49,051 | €67,138 | €84,037 | €130,354 | €80,649 | ▼ 38.1% |
| Amounts payable after more than one year17 | €7,530 | €3,012 | €24,128 | €17,234 | €10,050 | ▼ 41.7% |
| Financial debts170/4 | €7,530 | €3,012 | €24,128 | €17,234 | €10,050 | ▼ 41.7% |
| Amounts payable within one year42/48 | €41,521 | €64,126 | €59,796 | €112,817 | €70,269 | ▼ 37.7% |
| Current portion of amounts payable after more than one year42 | €9,987 | €4,518 | €9,625 | €6,894 | €7,184 | ▲ 4.2% |
| Trade debts44 | €10,106 | €10,333 | €18,071 | €8,103 | €5,735 | ▼ 29.2% |
| Suppliers440/4 | €10,106 | €10,333 | €18,071 | €8,103 | €5,735 | ▼ 29.2% |
| Advances received on contracts in progress46 | - | €210 | - | - | €200 | - |
| Taxes, remuneration and social security45 | €20,219 | €35,654 | €32,050 | €45,149 | €33,654 | ▼ 25.5% |
| Taxes450/3 | €18,216 | €30,446 | €26,309 | €36,756 | €27,293 | ▼ 25.7% |
| Remuneration and social security454/9 | €2,003 | €5,208 | €5,741 | €8,392 | €6,361 | ▼ 24.2% |
| Other amounts payable47/48 | €1,209 | €13,411 | €50 | €52,672 | €23,495 | ▼ 55.4% |
| Accrued charges and deferred income492/3 | - | - | €114 | €303 | €331 | ▲ 9.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €28,237 | €39,031 | €66,620 | €71,381 | €53,148 | ▼ 25.5% |
| + Depreciation and write-downs630 | €22,460 | €20,529 | €17,216 | €24,642 | €25,787 | ▲ 4.6% |
| Operating cash flow (approximation) | €50,697 | €59,559 | €83,836 | €96,023 | €78,935 | ▼ 17.8% |
| Investment in fixed assets (approximation) | - | -€15,360 | -€81,690 | -€34,239 | -€10,194 | ▲ 70.2% |
| Change in cash | - | €40,686 | -€32,200 | €79,763 | €7,186 | ▼ 91.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €71,381 ▲7.1%
Operating result €89,322, net result €71,381, both a record.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €11,687 ▼52.6%
Net result drops to €11,687, the lowest in the series; recovery starts the following year.
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jemeppe-sur-Sambre · 1 establishment unit since 1986
Ground area
480 m²
Building footprint
95 m²
Volume, LiDAR
523 m³
Parcel 92061C0096/00A002, Wallonia · tallest building 12.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BENADA SPRL
since 19862.036.195.096
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92061C0096/00A002 | Wallonia | 480 m² | 1 · 95 m² | 12.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,856 companies in sector 18130 we hold annual accounts for 832. 554 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-07-1986
Fiscal year end31-12
Activities, NACEBEL 2025
13300Finishing of textiles
18130Pre-press and pre-media services
46412Wholesale of household textiles and bedding
46423Wholesale of clothing, excluding workwear and underwear
46496Wholesale trade
47512Retail sale of household textiles and bedding
47721Retail sale of footwear
Contact
Phone
071-785252Jemeppe-sur-Sambre
E-invoicing
Reachable via Peppol
Peppol ID
0208:0429363273
Registered
20-11-2020
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.