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BEN TAJ

Active Private limited company (pre-2019)founded 2008active for 18 yearsDries 42, 1780 WemmelKBO/BCE: BE 0897.992.346 #9 oldest company in Wemmel, Transport and storage sector

Lifetime

14 annual accounts with figures on one time axis
peak €10,535 (2009)
€2,840 
lowest -€6,994 (2022)
€4,445 
peak €22,937 (2021)
€18,049 
€26,336 
Board1 name since 2022
1 directorBERRADA Rachid
Documentsfilings and deeds
13-07-202618 days before the deadline
2025micro format
No figures for the year before

Key points

from the 2025 annual accounts

Turnover

≈ €24,000 estimated

The micro format states no turnover.

Filings

14 annual accounts since 2009
AprilJune31 JulyOctober2010201520202025

The 2020 accounts came 58 days late. The other nine of the last ten were filed on time.

Checked score

68
Healthy
Financially stronger than 41% of micro companies in land transport (NACE 49)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 1.8% across 9,092 companies (NACE 49, micro).

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.6%lowest value 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.8%▲ +0.2 percentage points vs 06-2025 08-2025: 1.2%▲ +0.4 percentage points vs 07-2025 09-2025: 1.5%▲ +0.3 percentage points vs 08-2025 10-2025: 2.2%▲ +0.7 percentage points vs 09-2025 11-2025: 2.3%▲ +0.1 percentage points vs 10-2025 12-2025: 2.8%▲ +0.5 percentage points vs 11-2025 01-2026: 4.1%▲ +1.3 percentage points vs 12-2025 02-2026: 4.3%▲ +0.2 percentage points vs 01-2026 03-2026: 4.4%▲ +0.1 percentage points vs 02-2026highest value 04-2026: 4.0%▼ -0.4 percentage points vs 03-2026 05-2026: 4.0%● unchanged vs 04-2026 06-2026: 4.0%● unchanged vs 05-2026 07-2026: 4.0%● unchanged vs 06-2026 08-2026: 0.8%▼ -3.2 percentage points vs 07-2026 09-2026: 0.8%● unchanged vs 08-2026 10-2026: 0.8%● unchanged vs 09-2026 11-2026: 0.8%● unchanged vs 10-2026

Financial strength
Average

66-32equity 40.7% of total assets
38-41short-term debt 59.3%
63+16return on assets 10.0%

Score breakdown

raises risk
Sector: Land transport and transport via pipelines (NACE 49)
Liquidity: current ratio 1.69
lowers risk
Founded in 2008
Figures for financial year 2025 (filed on 13-07-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro). It does better than 53% of them on solvency, 36% on liquidity and 34% on profitability.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as BEN TAJ has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of BEN TAJ itself: 0.8% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for BEN TAJ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €1,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.69 (3.71 in 2023), above the usual 1.5. Short-term debt is 59.3% of total assets. However, 59.3% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 2008
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Land transport and transport via pipelines (NACE 49)
KBO
raises risk · Liquidity: current ratio 1.69
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 13-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
18 days early
2023
14 days early
2022
3 days early
2021
12 days early
2020
58 days late
2019
5 days early
2018
14 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 1 day before the deadline. In the sector (NACE 49), the median for financial year 2023 was on the deadline day, and 50% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

BR
BERRADA Rachid
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0897992346
Registered office moved within Wemmel New registered office: DRIES 42 in 1780 WEMMEL. · Previous registered office: EBURONSLAAN 15-1780 WEMMEL. · General meeting of 08-05-2019 · Gazette deed
First establishment Paul Dejaerlaan 13, Sint-Gillis (bij-Brussel)
Incorporation published on 27-05-2008 · Gazette deed
All 26 events

Comparable companies

same main activity, similar in size and age
Company
BEN TAJ Wemmel €44,386 €2,840 40.7% -
TISON CONSULTING Meise €50,663 €3,298 74.7% -
GG TRANS Ans €61,884 €4,220 39.1% -
Ten Dycke Schilde €29,132 €3,771 81.2% -
Orion Transport Noord Hasselt €68,777 €4,240 27.6% 1
TRANSPORTS INTERNATIONAUX GUY FAFCHAMPS Welkenraedt €29,144 €2,791 -45.0% -
STAR 76 Evere €24,445 €3,343 26.6% -

These companies have the same main activity as BEN TAJ: freight transport by road (NACE 49410). They are comparable in size and age: total assets between €24,400 and €68,800, founded between 2000 and 2011.

Official details

Source: KBO
Status
Active since 19-05-2008Normal situation
Activity
Freight transport by roadNACE 49410
Establishment unit
2.171.243.1491060 Sint-Gillis (bij-Brussel), since 20-05-2008
Financial year end
31 December
Peppol
Reachable since 20-01-2026
Company details

Annual accounts 2025

€44,386
Filing
Filed on 13-07-2026, 18 days before the end of the filing period
Financials

Insights on BEN TAJ

BEN TAJ files the micro format. That format states no turnover. The gross margin fell from €10,535 in 2009 to €2,840 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about BEN TAJ

What is the company number of BEN TAJ?
The company number of BEN TAJ is 0897.992.346. The VAT number is the same number with BE in front: BE 0897.992.346.
Where is BEN TAJ based?
The registered office is at Dries 42, 1780 Wemmel.Company details
What does BEN TAJ do?
According to the KBO register, the main activity is freight transport by road (NACE 49410).
What is the legal form of BEN TAJ?
BEN TAJ is a private limited company (pre-2019) (BVBA).
When was BEN TAJ founded?
BEN TAJ was founded on 19-05-2008.
Is BEN TAJ still active?
Yes, BEN TAJ is an active enterprise in the KBO register.
What is the turnover of BEN TAJ?
The turnover in financial year 2025 is ≈ €24,000. This figure is estimated from the gross margin of €2,840 and 67 comparable companies (NACE 49410). It probably lies between €12,000 and €39,000. It is a rough estimate. In financial year 2021 turnover was €68,068.Financials
Is BEN TAJ profitable?
In financial year 2025, BEN TAJ made a profit of €4,445.
Where can I find the annual accounts of BEN TAJ?
BEN TAJ filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BEN TAJ due?
BEN TAJ must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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