Ben Storms
ActiveSummary
Ben Storms has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €684,983 and a net result of €110,796. Equity is growing by ~65.7% per year across the filed fiscal years. Its solvency ranks better than 60% of 411 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability80▼-20
Solvency81▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity ample (current ratio 2.47 against 1.79 in 2024; short-term debt: 27.1% and cash: 6.1% of total assets), and 44.4% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 31
Relative position
BE, all sectors
reference
Manufacture of furniture (NACE 31)
about 43% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.6%
Return on assets
9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
104 d late
2022
98 d late
2021
63 d late
2020
90 d late
2019
137 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 79 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 37% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 October (4 of the last 5 filed years within 35 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€684,983▲ 19.3%
2024 · €574,187
Total assets
€1.2m▼ 3.3%
2024 · €1.3m
Net result
€110,796▼ 66.7%
2024 · €332,247
Working capital
€489,494▲ 31.7%
2024 · €371,609
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 31, Manufacture of furniture, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€34,293▲ 190%€39,414▲ 14.9%€226,460▲ 475%€453,635▲ 100%€152,650▼ 66.3%
Net result€22,100within the sector's middle half▲ 623%€18,901within the sector's middle half▼ 14.5%€160,825above the sector's middle half▲ 751%€332,247above the sector's middle half▲ 107%€110,796above the sector's middle half▼ 66.7%
Equity€57,614within the sector's middle half▲ 62.2%€76,515within the sector's middle half▲ 32.8%€241,940within the sector's middle half▲ 216%€574,187above the sector's middle half▲ 137%€684,983above the sector's middle half▲ 19.3%
Total assets€570,336above the sector's middle half▲ 1.6%€587,365above the sector's middle half▲ 3.0%€833,741within the sector's middle half▲ 41.9%€1.3mabove the sector's middle half▲ 52.7%€1.2mabove the sector's middle half▼ 3.3%
Debt€512,722▼ 2.5%€510,850▼ 0.4%€591,801▲ 15.8%€699,059▲ 18.1%€546,505▼ 21.8%
Working capital-€109,299below the sector's middle half▼ 49.8%-€86,978below the sector's middle half▲ 20.4%€100,346within the sector's middle half€371,609above the sector's middle half▲ 270%€489,494above the sector's middle half▲ 31.7%
Solvency10.1%within the sector's middle half▲ 3.8pp13.0%within the sector's middle half▲ 2.9pp29.0%within the sector's middle half▲ 16.0pp45.1%within the sector's middle half▲ 16.1pp55.6%within the sector's middle half▲ 10.5pp
Current ratio0.34below the sector's middle half▼ 0.170.51below the sector's middle half▲ 0.171.37within the sector's middle half▲ 0.861.79within the sector's middle half▲ 0.422.47within the sector's middle half▲ 0.67
Return on assets (ROA)3.9%within the sector's middle half▲ 3.3pp3.2%within the sector's middle half▼ 0.7pp19.3%above the sector's middle half▲ 16.1pp26.1%above the sector's middle half▲ 6.8pp9.0%within the sector's middle half▼ 17.1pp
Staff (FTE)0.31.2▲ 300%1.6below the sector's middle half▲ 33.3%2▲ 25.0%2.9▲ 45.0%
above
within
below
the middle half (P25 to P75) of NACE 31, Manufacture of furniture, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2024 Net result +107% on 2023. The accounts now follow the micro schema, last year the abbreviated schema.
- 2023 Net result +751% on 2022. The accounts now follow the abbreviated schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 66% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.2m
Fixed assets
€407,876 ▼ 5.8%
Current assets
€823,612 ▼ 2.0%
Equity and liabilities €1.2m
Equity
€684,983 ▲ 19.3%
Debt
€546,505 ▼ 21.8%
Debt's share of the balance-sheet total falls from 54.9% to 44.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€224,855▼
2024 · €520,443
Cash flow
€183,001▼
2024 · €399,056
Quick ratio
0.38▲
2024 · 0.30
Debt to equity
0.80▼
2024 · 1.22
ROE
16.2%▼
2024 · 57.9%
Interest coverage
10.11▼
2024 · 36.83
Debt ≤ 1 year
€334,118▼
2024 · €468,525
Debt > 1 year
€212,014▼
2024 · €229,984
Income taxes
€34,564▼
2024 · €110,749
Staff costs
€132,038▲
2024 · €87,209
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €1,500 | - | - | - | - |
| Remuneration, social security and pensions62 | €7,422 | €32,228 | €86,084 | €87,209 | €132,038 | ▲ 51.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €44,251 | €55,480 | €59,757 | €66,809 | €72,205 | ▲ 8.1% |
| Other operating charges640/8 | €9,086 | €8,685 | €9,143 | €16,605 | €9,859 | ▼ 40.6% |
| Non-recurring operating charges66A | €1,259 | €287 | - | - | -€887 | - |
| Gross operating margin9900 | €96,311 | €136,093 | €381,443 | €624,258 | €365,864 | ▼ 41.4% |
| Operating profit (loss)9901 | €34,293 | €39,414 | €226,460 | €453,635 | €152,650 | ▼ 66.3% |
| Financial income75/76B | €73 | €259 | €787 | €3,494 | €14,945 | ▲ 328% |
| Recurring financial income75 | €73 | €259 | €787 | €3,494 | €14,945 | ▲ 328% |
| Financial charges65/66B | €8,799 | €13,257 | €12,847 | €14,133 | €22,235 | ▲ 57.3% |
| Recurring financial charges65 | €8,679 | €13,257 | €12,847 | €14,133 | €22,235 | ▲ 57.3% |
| Non-recurring financial charges66B | €120 | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €25,567 | €26,415 | €214,400 | €442,996 | €145,360 | ▼ 67.2% |
| Income taxes67/77 | €3,468 | €7,514 | €53,575 | €110,749 | €34,564 | ▼ 68.8% |
| Profit (loss) for the period9904 | €22,100 | €18,901 | €160,825 | €332,247 | €110,796 | ▼ 66.7% |
| Profit (loss) for the period to be appropriated9905 | €22,100 | €18,901 | €160,825 | €332,247 | €110,796 | ▼ 66.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €570,336 | €587,365 | €833,741 | €1.3m | €1.2m | ▼ 3.3% |
| Fixed assets21/28 | €514,346 | €497,369 | €461,416 | €433,113 | €407,876 | ▼ 5.8% |
| Tangible fixed assets22/27 | €514,096 | €497,119 | €461,166 | €431,363 | €402,526 | ▼ 6.7% |
| Plant, machinery and equipment23 | €32,569 | €24,273 | €22,464 | €21,020 | €30,304 | ▲ 44.2% |
| Furniture and vehicles24 | €25,869 | €49,707 | €52,398 | €45,850 | €45,970 | ▲ 0.3% |
| Leasing and similar rights25 | €455,658 | €423,139 | €386,304 | €364,493 | €326,252 | ▼ 10.5% |
| Financial fixed assets28 | €250 | €250 | €250 | €1,750 | €5,350 | ▲ 206% |
| Current assets29/58 | €55,990 | €89,996 | €372,325 | €840,134 | €823,612 | ▼ 2.0% |
| Stocks and contracts in progress3 | €21,056 | €27,500 | €22,450 | €699,560 | €696,407 | ▼ 0.5% |
| Stocks30/36 | €21,056 | €27,500 | €22,450 | €77,160 | €159,403 | ▲ 107% |
| Contracts in progress37 | - | - | - | €622,400 | €537,004 | ▼ 13.7% |
| Amounts receivable within one year40/41 | €20,240 | €49,380 | €41,484 | €112,807 | €51,962 | ▼ 53.9% |
| Trade receivables40 | €9,458 | €30,517 | €41,484 | €89,274 | €11,927 | ▼ 86.6% |
| Other amounts receivable41 | €10,781 | €18,863 | - | €23,533 | €40,034 | ▲ 70.1% |
| Cash at bank and in hand54/58 | €9,210 | €4,461 | €304,102 | €26,536 | €75,196 | ▲ 183% |
| Deferred charges and accrued income490/1 | €5,484 | €8,655 | €4,288 | €1,231 | €48 | ▼ 96.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €570,336 | €587,365 | €833,741 | €1.3m | €1.2m | ▼ 3.3% |
| Equity10/15 | €57,614 | €76,515 | €241,940 | €574,187 | €684,983 | ▲ 19.3% |
| Contributions10/11 | €14,000 | €14,000 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €43,614 | €62,515 | €223,340 | €555,587 | €666,383 | ▲ 19.9% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Tax-exempt reserves132 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Distributable reserves133 | €36,754 | €55,655 | €218,340 | €550,587 | €661,383 | ▲ 20.1% |
| Amounts payable17/49 | €512,722 | €510,850 | €591,801 | €699,059 | €546,505 | ▼ 21.8% |
| Amounts payable after more than one year17 | €345,816 | €332,520 | €318,918 | €229,984 | €212,014 | ▼ 7.8% |
| Financial debts170/4 | €344,482 | €331,870 | €318,268 | €229,984 | €212,014 | ▼ 7.8% |
| Other amounts payable178/9 | €1,333 | €650 | €650 | €0 | - | - |
| Amounts payable within one year42/48 | €165,289 | €176,974 | €271,979 | €468,525 | €334,118 | ▼ 28.7% |
| Current portion of amounts payable after more than one year42 | €35,559 | €44,118 | €66,208 | €90,937 | €47,971 | ▼ 47.2% |
| Financial debts43 | - | - | - | €30,000 | €39,786 | ▲ 32.6% |
| Credit institutions430/8 | - | - | - | €30,000 | €39,786 | ▲ 32.6% |
| Trade debts44 | €39,505 | €30,662 | €24,332 | €118,068 | €21,501 | ▼ 81.8% |
| Suppliers440/4 | €39,505 | €30,662 | €24,332 | €118,068 | €21,501 | ▼ 81.8% |
| Taxes, remuneration and social security45 | €3,484 | €17,457 | €110,470 | €149,957 | €97,404 | ▼ 35.0% |
| Taxes450/3 | €2,122 | €9,865 | €96,471 | €134,864 | €80,749 | ▼ 40.1% |
| Remuneration and social security454/9 | €1,362 | €7,591 | €13,999 | €15,093 | €16,655 | ▲ 10.4% |
| Other amounts payable47/48 | €86,741 | €84,738 | €70,969 | €79,563 | €127,456 | ▲ 60.2% |
| Accrued charges and deferred income492/3 | €1,617 | €1,355 | €904 | €550 | €373 | ▼ 32.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22,100 | €18,901 | €160,825 | €332,247 | €110,796 | ▼ 66.7% |
| + Depreciation and write-downs630 | €44,251 | €55,480 | €59,757 | €66,809 | €72,205 | ▲ 8.1% |
| Operating cash flow (approximation) | €66,351 | €74,381 | €220,582 | €399,056 | €183,001 | ▼ 54.1% |
| Investment in fixed assets (approximation) | - | -€38,502 | -€23,804 | -€38,505 | -€46,968 | ▼ 22.0% |
| Change in cash | - | -€4,748 | €299,641 | -€277,566 | €48,660 | ▲ 118% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €332,247 ▲107%
Operating result €453,635, net result €332,247, both a record.
31-12
Financial
Equity above €500,000Eq €574,187 ▲137%
7 profitable years in a row build equity to €574,187.
12-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 104 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 1.37
Current ratio from 0.51 to 1.37.
31-12
Financial
Equity above €200,000Eq €241,940 ▲216%
6 profitable years in a row build equity to €241,940.
06-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 98 days late
2022
02-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 63 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
31-12
Financial
Weakest financial yearnet €3,058 ▼66.6%
Net result drops to €3,058, the lowest in the series; recovery starts the following year.
15-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 137 days late
Show earlier events
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2016
Ground area
1,190 m²
Building footprint
522 m²
Volume, LiDAR
4,337 m³
2 parcels, Flanders · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
Ben Storms
since 20162.253.355.035
Turnhoutsebaan 1-3, 2100 Antwerpen
since 20172.301.055.180
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11343A0695/00R000 | Flanders | 981 m² | 1 · 368 m² | 14.3 m · 4 fl. |
| 11344A0460/00S004 | Flanders | 209 m² | 1 · 153 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Identification & contact
Identification
Legal formPrivate limited company
Founded20-04-2016
Fiscal year end31-12
Activities, NACEBEL 2025
31004Manufacture of dining room, living room, bedroom and bathroom furniture
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
E-invoicing
Reachable via Peppol
Peppol ID
0208:0652698152
Also
9925:BE0652698152
Registered
05-06-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.