Financials
- Fiscal year
- 2025
- Total assets
- €40,287
- Loss
- -€56
- Solvency
- -40.0%
Total assets▲ 255%
Net result
20202025
BEN&SON
ActiveSummary
BEN&SON has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€16,130) and a net result of -€56. Equity remains stable across the filed fiscal years (±2.1% per year). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Activity
Activity not known1 site
Size
€40,287total assets 2025
- Equity
- -€16,130
- Loss
- -€56
Turnover not published (abridged schema)
Structure
Accounts filed 27 d late0 of 3 deeds read
Why 53Capped at 59: negative equity- Negative equity -€16,130+ Size: total assets €40,287+ Founded in 2003+ Figures for FY 2025 (filed 27-05-2026)Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 21% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
0=
equity -40.0% of total assets
Liquidity
4-11
short-term debt 128.2% · cash 3.2%
Profitability
37+4
return on assets -0.1%
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.7%
12-2024: 0.7%▲ +1.8% vs 11-2024
01-2025: 0.7%▼ -1.0% vs 12-2024
02-2025: 0.7%▼ -0.3% vs 01-2025
03-2025: 0.7%▲ +10.4% vs 02-2025
04-2025: 0.8%▲ +2.0% vs 03-2025
05-2025: 1.1%▲ +42.0% vs 04-2025
06-2025: 0.7%▼ -33.4% vs 05-2025
07-2025: 0.7%● 0.0% vs 06-2025
08-2025: 0.7%● 0.0% vs 07-2025
09-2025: 0.7%● 0.0% vs 08-2025
10-2025: 0.6%▼ -10.3% vs 09-2025lowest value
11-2025: 0.6%● 0.0% vs 10-2025lowest value
12-2025: 0.7%▲ +8.9% vs 11-2025
01-2026: 0.7%▲ +5.2% vs 12-2025
02-2026: 0.7%▼ -1.2% vs 01-2026
03-2026: 0.8%▲ +13.8% vs 02-2026
04-2026: 1.0%▲ +25.9% vs 03-2026
05-2026: 1.6%▲ +55.4% vs 04-2026highest value
06-2026: 0.7%▼ -55.4% vs 05-2026
07-2026: 0.7%● 0.0% vs 06-2026
08-2026: 0.7%● 0.0% vs 07-2026
09-2026: 0.7%● 0.0% vs 08-2026
10-2026: 0.7%▼ -1.0% vs 09-2026
- Size: total assets €40,287 lowers the probability for this profile
- Founded in 2003 lowers the probability for this profile
- Negative equity -€16,130 raises the probability
- Figures for FY 2025 (filed 27-05-2026) lowers the probability
No credit on open account
Liquidity short (current ratio 0.78 against 0.5 in 2024; short-term debt: 128.2% and cash: 3.2% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 5%, liquidity 7%, profitability 28%, growth against the median 44%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2021232425
2020 to 2025 · latest year -€16,130
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-05-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
16 d late
2023
29 d late
2021
4 d early
2020
31 d late
2018
1 d early
2017
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 18 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 27 May (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close03-10-2026 today30-04-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 11
- Since
- 2014
- Next accounts
- by 30-04-2027
- 27-05-2026Annual accounts filed
- 16-05-2025Annual accounts filed
- 29-05-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Founded
- 04-08-2003
- Year ends
- 30-09
- Peppol
- Not found in the Peppol directory
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