BEN LEONARD
ActiveBEN LEONARD has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €95k. Its solvency ranks better than 33% of 30893 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes
Profitability100
Solvency61
Growth-
Stability79
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.33), and 66.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.9%
Return on assets
155.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€21k
Total assets
€61k
Net result
€95k
Working capital
€13k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €61k
Fixed assets
€7k
Current assets
€54k
Equity and liabilities €61k
Equity
€21k
Debt
€40k
Debt finances 66.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€131k
Cash flow
€104k
Solvency
33.9%
Current ratio
1.33
Quick ratio
1.33
Debt / equity
1.95
ROE
458.6%
ROA
155.4%
Interest coverage
157.12
Debt
€40k
Debt ≤ 1 year
€40k
Income taxes
€27k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Total assets
20/58€61k
Fixed assets
21/28€7k
Tangible fixed assets
22/27€7k
Financial fixed assets
28€250
Current assets
29/58€54k
Amounts receivable within one year
40/41€33k
Cash & bank
54/58€18k
Total equity & liabilities
10/49€61k
Equity
10/15€21k
Contributions / capital
10/11€1k
Reserves
13€20k
Accumulated profits (losses)
14€0
Amounts payable
17/49€40k
Amounts payable within one year
42/48€40k
Trade debts payable within one year
44€3k
Income statement
Code2025
Gross operating margin
9900€132k
Operating result
9901€123k
Financial charges
65€837
Result before taxes
9903€122k
Income taxes
67/77€27k
Net result for the period
9904€95k
Result to be appropriated
9905€95k
Timeline · acts, filings and financial milestones
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
02-02
State Gazette act
Publication
General meeting · Officer appointment · Permanent representative · Filing representative
02-02
State Gazette act
Publication
Act object · General meeting · Officer appointment · Permanent representative
2025
03-10
State Gazette act
Director changes
Joachim PEYLS
State Gazette actNBB filing
3 of 3 acts read
Directors · office · real estate
Structure & network
Ownership & control
1 partyBEN LEONARDBE 0773.407.724
controls
Where this company holds controlthis company sits on their board1
5 locations
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
S14N
BE 0680.512.903
Elsene · Eq €21k
Financière du Chabrimont
BE 0688.939.332
Elsene · Eq €21k
LECO
BE 0784.363.873
Temse · Eq €21k
KYIV BRUSSELS NETWORK
BE 0568.526.797
Sint-Agatha-Berchem · Eq €21k
Pro-Vision
BE 0669.919.612
Merelbeke-Melle · Eq €21k
Of 82,137 companies in sector 70200 we hold annual accounts for 51,755. 30,284 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-09-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 3 actsNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 12-08-2026. Scores and ratios are computed by Checked and are not a credit decision.