Ben Engineering
ActiveSummary
Ben Engineering has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9,684 and a net result of -€2,815. Its solvency ranks better than 57% of 11,772 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 24-04-2024 Normal situation
- Activity
- Engineering and related technical consultancy, excluding land surveyors NACE 71121and 3 others
- Establishment unit
- 2.362.026.511 7181 Seneffe, since 24-04-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 03-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
- Gross margin
- -€1,226
- Loss
- €2,815
- Equity
- €9,684
- ▼ 22.5%
- Total assets
- €16,007
- ▼ 10.1%
- 2025 accounts filed 53 days after the deadline
Score breakdownraises riskLast filed accounts filed 53 days late; 2 of the last 3 accounts latelowers riskSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Liquidity: current ratio 1.46, cash €3,740, halvedSize: total assets €16,007Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 58% of them on solvency, 48% on liquidity, 4% on profitability and 19% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 2 accounts on average 54 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 53 days after the deadline Filed on 22 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00521346.
Annual accounts 2025 filed on 22-09-2026 at the NBB all 2 filings
Every figure per financial year
The operating result for 2025 is a loss of €2,548, after a profit of €13,876 in 2024.
Turnover and EBIT margin are not published. The micro format does not require them.
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | - | €6,323 |
| Depreciation and write-downs of the year | €213 | €922 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €213 | €922 | ▲ 333% |
| Other operating charges640/8 | €387 | €400 | ▲ 3.4% |
| Gross operating margin9900 | €14,476 | -€1,226 | - |
| Operating profit (loss)9901 | €13,876 | -€2,548 | - |
| Financial income75/76B | - | €3 | - |
| Recurring financial income75 | - | €3 | - |
| Financial charges65/66B | €52 | €268 | ▲ 415% |
| Recurring financial charges65 | €52 | €268 | ▲ 415% |
| Profit (loss) for the period before taxes9903 | €13,824 | -€2,813 | - |
| Income taxes67/77 | €3,825 | €2 | ▼ 99.9% |
| Profit (loss) for the period9904 | €9,999 | -€2,815 | - |
| Profit (loss) for the period to be appropriated9905 | €9,999 | -€2,815 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €17,814 | €16,007 | ▼ 10.1% |
| Formation expenses20 | €1,525 | €1,177 | ▼ 22.8% |
| Fixed assets21/28 | - | €5,748 | - |
| Tangible fixed assets22/27 | - | €5,748 | - |
| Plant, machinery and equipment23 | - | €2,328 | - |
| Furniture and vehicles24 | - | €1,216 | - |
| Other tangible fixed assets26 | - | €2,204 | - |
| Current assets29/58 | €16,289 | €9,082 | ▼ 44.2% |
| Amounts receivable within one year40/41 | €1,896 | €4,708 | ▲ 148% |
| Trade receivables40 | €1,896 | €4,598 | ▲ 143% |
| Other amounts receivable41 | - | €110 | - |
| Cash at bank and in hand54/58 | €14,393 | €3,740 | ▼ 74.0% |
| Deferred charges and accrued income490/1 | - | €634 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €17,814 | €16,007 | ▼ 10.1% |
| Equity10/15 | €12,499 | €9,684 | ▼ 22.5% |
| Contributions10/11 | €2,500 | €2,500 | = |
| Reserves13 | €9,800 | €9,800 | = |
| Distributable reserves133 | €9,800 | €9,800 | = |
| Profit (loss) carried forward14 | €199 | -€2,616 | - |
| Amounts payable17/49 | €5,315 | €6,323 | ▲ 19.0% |
| Amounts payable within one year42/48 | €5,315 | €6,216 | ▲ 17.0% |
| Trade debts44 | €126 | €1,340 | ▲ 963% |
| Suppliers440/4 | €126 | €1,340 | ▲ 963% |
| Taxes, remuneration and social security45 | €5,189 | €4,876 | ▼ 6.0% |
| Taxes450/3 | €5,189 | €4,876 | ▼ 6.0% |
| Accrued charges and deferred income492/3 | - | €107 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €9,999 | -€2,815 | - |
| + Depreciation and write-downs630 | €213 | €922 | ▲ 333% |
| Operating cash flow (approximation) | €10,212 | -€1,893 | - |
| Change in cash | - | -€10,653 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 3,223 companies had the same profile as Ben Engineering has now. Two years later, 87.7% were still going and 3.4% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Ben Engineering itself is lower: 0.2% within 12 months. It rests on far more data about Ben Engineering than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,223 companies, not a prediction for Ben Engineering. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Capital transactions
- 26-04-2024 Incorporation · €2,500
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Organe d'administration, 1”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 26-04-2024 (in French)
Network & group
Ben Engineering shares no director with another company.
Companies at the same address
1 other companyConnections & network
1 current directorThe network starts from the directors of Ben Engineering. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
26-04
Gazette deed
IncorporationStarting capital €2,500 · Appointment: BARBIER Benjamin Gabriel Annie (administrateur non statutaire) · Bank account11 points ▸
- Incorporation, “Ben Engineering” (deed in French)
- Founding capital, €2,500
- Bank account, “société en formation, libération des apports en numéraire” (deed in French)
- Other provision, “identité du fondateur non reprise dans extrait, capitaux propres de départ entièrement libérés” (deed in French)
- Other provision, “statuts reproduits ci-après, statuts suivants applicables” (deed in French)
- Other provision, “Identité et caractéristiques essentielles, Titre 1” (deed in French)
- Share issue, 100, “En rémunération des apports” (deed in French)
- Other provision, “premier exercice social et première assemblée générale, dépôt au greffe du tribunal de l'entreprise d'une expédition de l'acte constitutif” (deed in French)
- Registered office clause, “7181 Seneffe (Arquennes),rue Albert Plennevaux,21, dépôt au greffe du tribunal de l'entreprise d'une expédition de l'acte constitutif” (deed in French)
- Director appointment, BARBIER Benjamin Gabriel Annie (administrateur non statutaire)
- Other provision, “dossier de la société, statuts coordonnés-dépôt” (deed in French)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 52003B0388/00K005 | Wallonia | 681 m² | 1 · 135 m² | 9.3 m · 2 |