BEN & BOIS
ActiveThe computed 12-month bankruptcy probability of BEN & BOIS is 2.5% (moderate). The 2025 annual accounts show equity of €52k and a net result of €29k. Its solvency ranks better than 19% of 27407 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent▲ +28 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency29▲+9
Growth78
Stability82
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 0.95 in 2024), and 82.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.4%
Return on assets
9.7%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 27407 sector peers (2025).
NBB · sector comparisonPosition among 27407 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
11 d early
2024
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▲ 127%
2024 · €23k
2024: €23k
2024 → 2025
Total assets
€297k▲ 105%
2024 · €145k
2024: €145k
2024 → 2025
Net result
€29k▲ 49.5%
2024 · €19k
2024: €19k
2024 → 2025
Working capital
€31k
2024 · €-3k
2024: €-3k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€23k-€52k▲ 127%
Operating result€26k-€40k▲ 53.0%
Net result€19k-€29k▲ 49.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 53% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €297k
Fixed assets
€151k▲ 54.9%
Current assets
€146k▲ 208%
Equity and liabilities €297k
Equity
€52k▲ 127%
Debt
€246k▲ 101%
The debt ratio falls from 84.3% to 82.6%: equity grows faster than debt.
Key figures and ratios
EBITDA
€84k▲
2024 · €44k
Cash flow
€72k▲
2024 · €37k
Solvency
17.4%▲
2024 · 15.7%
Current ratio
1.27▲
2024 · 0.95
Quick ratio
1.14▲
2024 · 0.82
Debt / equity
4.76▼
2024 · 5.37
ROE
55.9%▼
2024 · 84.6%
ROA
9.7%▼
2024 · 13.3%
Interest coverage
17.93▼
2024 · 21.87
Debt
€246k▲
2024 · €122k
Debt ≤ 1 year
€115k▲
2024 · €50k
Debt > 1 year
€131k▲
2024 · €72k
Income taxes
€7k▲
2024 · €6k
Staff costs
€32k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€145k€297k▲
Fixed assets21/28€98k€151k▲
Intangible fixed assets21€6k€9k▲
Tangible fixed assets22/27€92k€142k▲
Plant, machinery and equipment23€52k€72k▲
Furniture and vehicles24€33k€52k▲
Other tangible fixed assets26€7k€19k▲
Financial fixed assets28€205€205=
Current assets29/58€47k€146k▲
Stocks and contracts in progress3€6k€15k▲
Stocks30/36€6k€15k▲
Amounts receivable within one year40/41€4k€22k▲
Trade receivables40€4k€16k▲
Other amounts receivable41€67€6k▲
Cash at bank and in hand54/58€34k€100k▲
Deferred charges and accrued income490/1€3k€9k▲
Equity and liabilities
Total equity and liabilities10/49€145k€297k▲
Equity10/15€23k€52k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€19k€48k▲
Amounts payable17/49€122k€246k▲
Amounts payable after more than one year17€72k€131k▲
Financial debts170/4€72k€131k▲
Amounts payable within one year42/48€50k€115k▲
Current portion of amounts payable after more than one year42€16k€32k▲
Trade debts44€10k€30k▲
Suppliers440/4€10k€30k▲
Advances received on contracts in progress46-€225
Taxes, remuneration and social security45€9k€7k▼
Taxes450/3€9k€7k▼
Other amounts payable47/48€16k€45k▲
Accrued charges and deferred income492/3-€132
Income statement
Code20242025
Remuneration, social security and pensions62€8k€32k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€44k▲
Other operating charges640/8€636€2k▲
Gross operating margin9900€53k€118k▲
Operating profit (loss)9901€26k€40k▲
Financial income75/76B€570€533▼
Recurring financial income75€570€533▼
Financial charges65/66B€2k€5k▲
Recurring financial charges65€2k€5k▲
Profit (loss) for the period before taxes9903€25k€36k▲
Income taxes67/77€6k€7k▲
Profit (loss) for the period9904€19k€29k▲
Profit (loss) for the period to be appropriated9905€19k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€48k▲
Profit (loss) brought forward from the previous period14P-€19k
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Arsène Matton, Dion-V. 221325 Chaumont-GistouxGround area
2.8 ha
Building footprint
3,587 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
BEN & BOIS
since 20242.361.677.509
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92053A0308/00T000 | Wallonia | 2.8 ha | 1 · 3,587 m² | - |
| 25025A0128/00X008 | Wallonia | 568 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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JOY INTERIEUR
BE 0687.524.122
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Project Hout Roose Anseric
BE 1016.186.153
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Pure Outdoor
BE 1002.810.249
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BART LAVAERT
BE 0459.667.261
Waregem · Eq €52k
Of 19,947 companies in sector 43320 we hold annual accounts for 9,084. 7,381 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-04-2024
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:+32492515999