BeMo expertises
ActiveThe annual accounts of BeMo expertises for fiscal year 2025 show a net loss of 67% of the equity at the start of that year. The 2025 annual accounts show equity of €5k and a net result of €-10k. Its solvency ranks better than 32% of 9183 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-98
Solvency38▼-22
Growth32
Track record82
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.15 against 1.25 in 2024; short-term debt: 87.2% and cash: 95.3% of total assets), and 87.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.8%
Return on assets
-25.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
30 d early
2024
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€5k▼ 66.8%
2024 · €15k
2024: €15k
2024 → 2025
Total assets
€39k▼ 9.2%
2024 · €43k
2024: €43k
2024 → 2025
Net result
€-10k
2024 · €10k
2024: €10k
2024 → 2025
Working capital
€5k▲ 8.5%
2024 · €5k
2024: €5k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€15k-€5k▼ 66.8%
Operating result€14k-€-8k
Net result€10k-€-10k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €14k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €39k
Equity
€5k▼ 66.8%
Debt
€34k▲ 21.9%
The debt ratio rises from 64.9% to 87.2%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
12.8%▼
2024 · 35.1%
Current ratio
1.15▼
2024 · 1.25
Quick ratio
1.15▼
2024 · 1.25
Debt / equity
6.78▲
2024 · 1.85
ROE
-201.3%▼
2024 · 66.9%
ROA
-25.9%▼
2024 · 23.5%
Debt
€34k▲
2024 · €28k
Debt ≤ 1 year
€34k▲
2024 · €19k
Staff costs
€317
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€43k€39k▼
Fixed assets21/28€20k-
Tangible fixed assets22/27€20k-
Furniture and vehicles24€20k-
Current assets29/58€23k€39k▲
Amounts receivable within one year40/41€2k€2k▲
Trade receivables40€2k€2k▲
Cash at bank and in hand54/58€18k€37k▲
Deferred charges and accrued income490/1€4k-
Equity and liabilities
Total equity and liabilities10/49€43k€39k▼
Equity10/15€15k€5k▼
Contributions10/11€5k€5k=
Capital10€5k€5k=
Issued capital100€5k€5k=
Reserves13€10k€21▼
Distributable reserves133€10k€21▼
Amounts payable17/49€28k€34k▲
Amounts payable after more than one year17€9k-
Financial debts170/4€9k-
Amounts payable within one year42/48€19k€34k▲
Current portion of amounts payable after more than one year42€4k-
Trade debts44€651€1k▲
Suppliers440/4€651€1k▲
Taxes, remuneration and social security45€6k€3k▼
Taxes450/3€6k€3k▼
Other amounts payable47/48€7k€29k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€317
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k-
Other operating charges640/8€441€8k▲
Gross operating margin9900€15k€-317▼
Operating profit (loss)9901€14k€-8k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€399€2k▲
Recurring financial charges65€399€2k▲
Profit (loss) for the period before taxes9903€13k€-10k▼
Income taxes67/77€3k-
Profit (loss) for the period9904€10k€-10k▼
Profit (loss) for the period to be appropriated9905€10k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€-10k▼
Transfer from equity791/2-€10k
Transfer to equity691/2€10k-
To other reserves6921€10k-
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wellen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langstraat 18 A3830 WellenGround area
954 m²
Building footprint
200 m²
Volume, LiDAR
936 m³
Parcel 73004B0044/00H000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BeMo expertises
since 20232.353.501.595
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73004B0044/00H000 | Flanders | 954 m² | 1 · 200 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 614 EUR awarded · 614 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 524 EUR | 524 EUR |
| 2024 | 1 | 90 EUR | 90 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Pont-à-Celles · Eq €5k
Of 1,530 companies in sector 68322 we hold annual accounts for 740. 237 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2023
Fiscal year end31-12
Activities, NACEBEL
68322Real estate appraisal on a fee or contract basis
68310Real estate agency activities
68311Real estate activities
68321Property management for co-owned buildings (syndics)
71209Other technical testing and analysis
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.