Equity
BEMMO paid out €5,350 in dividends. That is 100% of the 2025 profit.
BEMMO paid out €5,350 in dividends. That is 100% of the 2025 profit.
The micro format states no turnover.
The 2021 accounts came latest: 31 days after the end of the period.
Less equity than 86% of companies in computing infrastructure and information services. Sector median €60,701 · 2,301 companies.
The dashed line is the sector median: 0.1% across 2,947 companies (NACE 63, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro). It does better than 21% of them on solvency, 12% on liquidity, 85% on profitability and 41% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 6,713 companies had the same profile as BEMMO has now. Each dot stands for 17 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BEMMO itself is lower: 0.2% within 12 months. It rests on far more data about BEMMO than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for BEMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 5 accounts on average 10 days before the deadline. In the sector (NACE 63), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| BEMMO Heuvelland | €13,794 | €8,106 | 14.5% | - |
| WONE NETWORK Watermael-Boitsfort | €15,254 | €5,493 | -199.7% | - |
| Flowy Agency Antwerp | €14,035 | €6,081 | 20.2% | - |
| M1-B1 Kapellen | €18,644 | €11,073 | 35.4% | - |
| Seerus the customer experience platform Namur | €16,987 | €7,073 | -139.7% | - |
| Romus Media Bilzen-Hoeselt | €10,707 | €4,872 | 7.4% | - |
| UPPER SOLUTIONS Ichtegem | €24,752 | €10,075 | 90.1% | - |
These companies have the same main activity as BEMMO: computing infrastructure, data processing, hosting and related activities (NACE 63100). They are comparable in size and age: total assets between €10,700 and €24,800, founded between 2019 and 2022.
BEMMO files the micro format. That format states no turnover. The gross margin fell from €33,568 in 2021 to €8,106 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €62,000. Estimated: probably between €28,000 and €150,000.
Higher than 20% of 2,301 companies in 2025.
Higher than 28% of 2,198 companies in 2025.
Higher than 80% of 2,232 companies in 2025.
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
13,794 | 61,872 | 47,382 | 51,044 | 44,369 | |
21/28 |
- | - | 997 | 2,331 | 3,664 | |
22/27 |
- | - | 997 | 2,331 | 3,664 | |
24 |
- | - | 997 | 2,331 | 3,664 | |
29/58 |
13,794 | 61,872 | 46,385 | 48,714 | 40,706 | |
29 |
- | - | 5,717 | 11,164 | - | |
291 |
- | - | 5,717 | 11,164 | - | |
3 |
2,074 | - | - | - | - | |
30/36 |
2,074 | - | - | - | - | |
40/41 |
9,218 | 60,315 | 40,572 | 34,933 | 36,570 | |
40 |
- | 12,005 | 3,624 | 4,560 | 36,570 | |
41 |
9,218 | 48,310 | 36,947 | 30,373 | - | |
54/58 |
2,502 | 1,557 | 96 | 2,617 | 4,136 | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
13,794 | 61,872 | 47,382 | 51,044 | 44,369 | |
10/15 |
2,000 | 2,000 | 38,540 | 40,171 | 26,327 | |
10/11 |
2,000 | 2,000 | 2,000 | 2,000 | 2,000 | |
13 |
- | - | 36,540 | 38,171 | 24,327 | |
133 |
- | - | 36,540 | 38,171 | 24,327 | |
17/49 |
11,794 | 59,872 | 8,842 | 10,874 | 18,043 | |
42/48 |
11,794 | 59,872 | 8,842 | 10,874 | 18,043 | |
44 |
1,178 | 192 | 1,597 | 6,169 | 4,355 | |
440/4 |
1,178 | 192 | 1,597 | 6,169 | 4,355 | |
45 |
6,069 | 13,428 | 6,662 | 4,145 | 13,099 | |
450/3 |
6,069 | 13,428 | 6,662 | 4,145 | 13,099 | |
47/48 |
4,547 | 46,252 | 583 | 560 | 589 | |
| Income statement | ||||||
9900 |
8,106 | 24,847 | 904 | 20,353 | 33,568 | |
630 |
- | 997 | 1,333 | 1,333 | 336 | |
640/8 |
526 | 502 | 384 | 460 | 629 | |
9901 |
7,580 | 23,347 | -813 | 18,560 | 32,602 | |
75/76B |
181 | 0 | 172 | - | - | |
75 |
181 | 0 | 172 | - | - | |
65/66B |
825 | 207 | 81 | 11 | - | |
65 |
825 | 207 | 81 | 11 | - | |
9903 |
6,936 | 23,140 | -722 | 18,549 | 32,602 | |
67/77 |
1,586 | 5,266 | 75 | 3,905 | 8,276 | |
9904 |
5,350 | 17,874 | -797 | 14,644 | 24,327 | |
9905 |
5,350 | 17,874 | -797 | 14,644 | 24,327 | |
| Appropriation of the result | ||||||
9906 |
5,350 | 17,874 | -797 | 14,644 | 24,327 | |
791/2 |
- | 36,540 | 1,630 | - | - | |
691/2 |
- | - | - | 13,844 | 24,327 | |
6921 |
- | - | - | 13,844 | 24,327 | |
694/7 |
5,350 | 54,414 | 833 | 800 | - | |
694 |
5,350 | 54,414 | 833 | 800 | - | |
| Document | ||||||
The notes to these accounts have 3 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.
2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00503113.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 31-08-2026 | 2026-00503113 | |
| 31-12-2024 | micro format | 27-06-2025 | 2025-00233554 | |
| 31-12-2023 | micro format | 21-06-2024 | 2024-00180653 | |
| 31-12-2022 | micro format | 22-06-2023 | 2023-00164093 | |
| 31-12-2021 | micro format | 31-08-2022 | 2022-20403556 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| - | 24,344 | 520 | 19,894 | 32,938 | ||
| - | 18,871 | 536 | 15,977 | 24,663 | ||
| - | 0 | 0 | 0 | 4,000 | ||
| 945 | 1,461 | -2,521 | -1,519 | - | ||
| 2,000 | 2,000 | 37,543 | 37,840 | 22,663 | ||
| 14.5% | 3.2% | 81.3% | 78.7% | 59.3% | ||
| 1.17 | 1.03 | 5.25 | 4.48 | 2.26 | ||
| 0.99 | 1.03 | 5.25 | 4.48 | 2.26 | ||
| 5.90 | 29.94 | 0.23 | 0.27 | 0.69 | ||
| 267.5% | 893.7% | -2.1% | 36.5% | 92.4% | ||
| 38.8% | 28.9% | -1.7% | 28.7% | 54.8% | ||
| - | over 100 | 6.45 | over 100 | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | - | - | €4,000 |
| - | €997 | €1,333 | €1,333 | €336 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 68% lower than in 2024.
Debt's share of the balance-sheet total falls from 96.8% to 85.5%. Debt is lower.
BEMMO has no parent and no holdings in its annual accounts. BOUDRY Dorine Clara Simonne is the only director. BEMMO shares no director with another company.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
On 29 June 2021, BEMMO was incorporated as a private limited company by one natural person, with a starting capital of €2,000.12 BOUDRY Dorine Clara Simonne is director of the company, appointed by deed of 01-07-2021.2 Total assets went from €44,369 in 2021 to €13,794 in 2025.3
| Establishment | Since | Unit number |
|---|---|---|
| Wijtschatestraat 9 registered office 8956 Heuvelland | 29-06-2021 | 2.319.474.292 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 33012C0770/00F003 | 885 m² | 1 · 201 m² | 6.8 m · 1 |
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