BEMINOR
ActiveBEMINOR has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €733k and a net result of €62k. Equity is growing by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 68% of 7924 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▼-19
Solvency99▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 2.9 against 3.09 in 2024), and 37.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.1%
Return on assets
5.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
29 d late
2023
8 d early
2022
30 d late
2021
5 d early
2020
43 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€733k▲ 6.1%
2024 · €691k
2018: €300k
2019: €347k
2020: €394k
2021: €487k
2022: €597k
2023: €625k
2024: €691k
2018 → 2025
Total assets
€1.18M▲ 1.3%
2024 · €1.16M
2018: €804k
2019: €1.06M
2020: €1.15M
2021: €1.20M
2022: €1.20M
2023: €1.16M
2024: €1.16M
2018 → 2025
Net result
€62k▼ 27.5%
2024 · €86k
2018: €35k
2019: €57k
2020: €47k
2021: €103k
2022: €124k
2023: €53k
2024: €86k
2018 → 2025
Working capital
€506k▼ 2.3%
2024 · €518k
2018: €211k
2019: €267k
2020: €285k
2021: €353k
2022: €477k
2023: €449k
2024: €518k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€487k-€597k▲ 22.6%€625k▲ 4.7%€691k▲ 10.6%€733k▲ 6.1%
Operating result€223k-€238k▲ 6.6%€120k▼ 49.5%€147k▲ 22.2%€111k▼ 24.4%
Net result€103k-€124k▲ 20.4%€53k▼ 57.1%€86k▲ 62.2%€62k▼ 27.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.18M
Fixed assets
€407k▲ 2.1%
Current assets
€772k▲ 0.9%
Equity and liabilities €1.18M
Equity
€733k▲ 6.1%
Provisions
€2k▼ 24.4%
Debt
€445k▼ 5.6%
The debt ratio falls from 40.5% to 37.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€165k▼
2024 · €197k
Cash flow
€117k▼
2024 · €137k
Solvency
62.1%▲
2024 · 59.3%
Current ratio
2.90▼
2024 · 3.09
Quick ratio
1.55▼
2024 · 1.75
Debt / equity
0.61▼
2024 · 0.68
ROE
8.5%▼
2024 · 12.5%
ROA
5.3%▼
2024 · 7.4%
Interest coverage
4.93▼
2024 · 5.39
Debt
€445k▼
2024 · €471k
Debt ≤ 1 year
€267k▲
2024 · €248k
Debt > 1 year
€162k▼
2024 · €201k
Income taxes
€25k▼
2024 · €28k
Staff costs
€95k▼
2024 · €99k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.16M€1.18M▲
Fixed assets21/28€399k€407k▲
Tangible fixed assets22/27€399k€407k▲
Land and buildings22€310k€321k▲
Plant, machinery and equipment23€2k€7k▲
Furniture and vehicles24€87k€79k▼
Current assets29/58€765k€772k▲
Stocks and contracts in progress3€333k€359k▲
Stocks30/36€333k€359k▲
Amounts receivable within one year40/41€325k€342k▲
Trade receivables40€146k€159k▲
Other amounts receivable41€180k€183k▲
Cash at bank and in hand54/58€58k€26k▼
Deferred charges and accrued income490/1€50k€46k▼
Equity and liabilities
Total equity and liabilities10/49€1.16M€1.18M▲
Equity10/15€691k€733k▲
Contributions10/11€50k€50k=
Reserves13€641k€683k▲
Tax-exempt reserves132€11k€9k▼
Distributable reserves133€629k€674k▲
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€3k€2k▼
Deferred taxes168€3k€2k▼
Amounts payable17/49€471k€445k▼
Amounts payable after more than one year17€201k€162k▼
Financial debts170/4€201k€162k▼
Amounts payable within one year42/48€248k€267k▲
Current portion of amounts payable after more than one year42€46k€49k▲
Financial debts43€85k€60k▼
Credit institutions430/8€85k€60k▼
Trade debts44€90k€133k▲
Suppliers440/4€90k€133k▲
Taxes, remuneration and social security45€27k€25k▼
Taxes450/3€16k€12k▼
Remuneration and social security454/9€11k€13k▲
Accrued charges and deferred income492/3€22k€16k▼
Income statement
Code20242025
Remuneration, social security and pensions62€99k€95k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€54k▲
Other operating charges640/8€5k€4k▼
Gross operating margin9900€301k€264k▼
Operating profit (loss)9901€147k€111k▼
Financial income75/76B€6k€10k▲
Recurring financial income75€6k€10k▲
Financial charges65/66B€37k€34k▼
Recurring financial charges65€37k€34k▼
Profit (loss) for the period before taxes9903€116k€87k▼
Transfer from deferred taxes780€614€687▲
Transfer to deferred taxes680€3k€0▼
Income taxes67/77€28k€25k▼
Profit (loss) for the period9904€86k€62k▼
Transfer from tax-exempt reserves789€2k€3k▲
Transfer to tax-exempt reserves689€14k€0▼
Profit (loss) for the period to be appropriated9905€75k€65k▼
Appropriation of the result
Profit (loss) to be appropriated9906€75k€65k▼
Transfer from equity791/2€20k€20k=
Transfer to equity691/2€75k€65k▼
To other reserves6921€75k€65k▼
Profit to be distributed694/7€20k€20k=
Return on contributions (dividend)694€20k€20k=
Social balance
Average headcount (FTE)90872.11.8▼
The notes to these accounts (29 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €124k ▲20.4%
Operating result €238k, net result €124k, both a record.
31-12
Financial
Equity above €500kEq €597k ▲22.6%
5 profitable years in a row build equity to €597k.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
de Schiervellaan 283500 HasseltGround area
410 m²
Building footprint
225 m²
Volume, LiDAR
5,183 m³
Parcel 71022H1383/00Z002, Flanders · tallest building 27.5 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Beminor
since 20132.217.382.386
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71022H1383/00Z002 | Flanders | 410 m² | 1 · 225 m² | 27.5 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EQUINO
BE 0474.730.569
Merchtem · Eq €730k
JUWELEN VANPARRYS
BE 0839.921.119
Maldegem · Eq €721k
ORNAMENTI
BE 0449.711.301
Antwerpen · Eq €701k
Hoorbaar Solidaris
BE 0878.045.186
Hasselt · Eq €693k
DIANINE
BE 0863.820.434
Antwerpen · Eq €683k
Of 565 companies in sector 46480 we hold annual accounts for 352. 209 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-04-2010
Fiscal year end31-12
Activities, NACEBEL
46480Wholesale trade
47770Retail sale of watches and jewellery
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.