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BEMACON

Active Risk: not assessed
Private limited companyfounded 200521 yrs activeKruisweg 8, 2990 Wuustwezel, BelgiumKBO/BCE: BE 0873.531.025
Summary

BEMACON is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €849,523 and a net result of €18,507. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 53% of 8074 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €849,523
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
1 d early
2023
26 d early
2022
32 d early
2021
33 d early
2020
33 d early
2019
49 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 25 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 28 April 2005, BEMACON was incorporated.1 Total assets went from EUR 986,909 in 2018 to EUR 1.6 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€849,523▲ 2.2%
2024 · €831,016
Net result
€18,507▼ 69.5%
2024 · €60,629
Total assets
€1.6m▲ 9.9%
2024 · €1.4m
Solvency
54.4%▼ 4.1pp
2024 · 58.5%
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€289,842▲ 25.2%€51,411▼ 82.3%€51,242▼ 0.3%€33,391▼ 34.8%€25,349▼ 24.1%
Net result€178,624▲ 12.8%€39,860▼ 77.7%€33,337▼ 16.4%€60,629▲ 81.9%€18,507▼ 69.5%
Equity€1.2m▲ 18.2%€737,050▼ 36.4%€770,387▲ 4.5%€831,016▲ 7.9%€849,523▲ 2.2%
Total assets€2.0m▲ 96.6%€1.9m▼ 5.4%€1.7m▼ 8.0%€1.4m▼ 17.7%€1.6m▲ 9.9%
Debt€824,085▲ 2,798%€1.1m▲ 38.1%€955,479▼ 16.0%€589,206▼ 38.3%€711,902▲ 20.8%
Working capital€643,923▼ 6.3%€268,762▼ 58.3%€333,548▲ 24.1%€447,766▲ 34.2%€474,723▲ 6.0%
Solvency58.4%▼ 38.7pp39.3%▼ 19.1pp44.6%▲ 5.3pp58.5%▲ 13.9pp54.4%▼ 4.1pp
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
  • 2022 Net result -78% on 2021. The accounts now follow the micro schema, last year the abbreviated schema.
  • 2021 Total assets +97% on 2020. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000€300,000Operating result 2021: €289,842€289,842Net result 2021: €178,624€178,624Operating result 2022: €51,411€51,411Net result 2022: €39,860€39,860Operating result 2023: €51,242€51,242Net result 2023: €33,337€33,337Operating result 2024: €33,391€33,391Net result 2024: €60,629€60,629Operating result 2025: €25,349€25,349Net result 2025: €18,507€18,50720212022202320242025€0€20,000€40,000€60,000Operating result 2023: €51,242€51,200Net result 2023: €33,337€33,300Operating result 2024: €33,391€33,400Net result 2024: €60,629€60,600Operating result 2025: €25,349€25,300Net result 2025: €18,507€18,500202320242025
The operating result has fallen four years in a row; 2025 is 24% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.6m
Fixed assets €391,133 ▼ 8.5%
Current assets €1.2m ▲ 17.9%
Equity and liabilities €1.6m
Equity €849,523 ▲ 2.2%
Debt €711,902 ▲ 20.8%
Debt's share of the balance-sheet total rises from 41.5% to 45.6%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
ROE
2.2%▼
2024 · 7.3%
ROA
1.2%▼
2024 · 4.3%
Debt ≤ 1 year
€695,569▲
2024 · €544,962
Income taxes
€14,249▼
2024 · €23,651
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.4m€1.6m▲
Fixed assets21/28€427,494€391,133▼
Tangible fixed assets22/27€427,494€391,133▼
Land and buildings22€412,998€390,168▼
Plant, machinery and equipment23€2,844€965▼
Furniture and vehicles24€11,651€0▼
Current assets29/58€992,728€1.2m▲
Amounts receivable after more than one year29€700,000€725,272▲
Other amounts receivable291€700,000€725,272▲
Amounts receivable within one year40/41€101,076€306,462▲
Trade receivables40€43,236€13,389▼
Other amounts receivable41€57,840€293,073▲
Current investments50/53€0-
Cash at bank and in hand54/58€190,411€137,293▼
Deferred charges and accrued income490/1€1,241€1,266▲
Equity and liabilities
Total equity and liabilities10/49€1.4m€1.6m▲
Equity10/15€831,016€849,523▲
Contributions10/11€6,200€6,200=
Reserves13€824,816€843,323▲
Distributable reserves133€824,816€843,323▲
Amounts payable17/49€589,206€711,902▲
Amounts payable within one year42/48€544,962€695,569▲
Trade debts44€1,705€1,476▼
Suppliers440/4€1,705€1,476▼
Taxes, remuneration and social security45€12,152€5,978▼
Taxes450/3€12,152€5,978▼
Other amounts payable47/48€531,105€688,115▲
Accrued charges and deferred income492/3€44,244€16,333▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39,629€36,361▼
Other operating charges640/8€5,548€5,675▲
Gross operating margin9900€78,567€67,384▼
Operating profit (loss)9901€33,391€25,349▼
Financial income75/76B€98,261€24,622▼
Recurring financial income75€98,261€24,622▼
Financial charges65/66B€47,372€17,214▼
Recurring financial charges65€47,372€17,214▼
Profit (loss) for the period before taxes9903€84,280€32,756▼
Income taxes67/77€23,651€14,249▼
Profit (loss) for the period9904€60,629€18,507▼
Profit (loss) for the period to be appropriated9905€60,629€18,507▼
Appropriation of the result
Profit (loss) to be appropriated9906€60,629€18,507▼
Transfer to equity691/2€60,629€18,507▼
To other reserves6921€60,629€18,507▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35,168€37,793€39,275€39,629€36,361▼ 8.2%
Other operating charges640/8€4,385€6,158€9,077€5,548€5,675▲ 2.3%
Gross operating margin9900€329,395€95,362€99,594€78,567€67,384▼ 14.2%
Operating profit (loss)9901€289,842€51,411€51,242€33,391€25,349▼ 24.1%
Financial income75/76B€6,645€39,788€30,617€98,261€24,622▼ 74.9%
Recurring financial income75€6,645€39,788€30,617€98,261€24,622▼ 74.9%
Financial charges65/66B€30,653€33,017€30,056€47,372€17,214▼ 63.7%
Recurring financial charges65€30,653€33,017€30,056€47,372€17,214▼ 63.7%
Profit (loss) for the period before taxes9903€265,834€58,181€51,803€84,280€32,756▼ 61.1%
Income taxes67/77€87,210€18,321€18,466€23,651€14,249▼ 39.8%
Profit (loss) for the period9904€178,624€39,860€33,337€60,629€18,507▼ 69.5%
Profit (loss) for the period to be appropriated9905€178,624€39,860€33,337€60,629€18,507▼ 69.5%
Line20212022202320242025Change
Assets
Total assets20/58€2.0m€1.9m€1.7m€1.4m€1.6m▲ 9.9%
Fixed assets21/28€538,030€500,236€465,812€427,494€391,133▼ 8.5%
Tangible fixed assets22/27€538,030€500,236€465,812€427,494€391,133▼ 8.5%
Land and buildings22€481,490€458,659€435,829€412,998€390,168▼ 5.5%
Plant, machinery and equipment23--€3,369€2,844€965▼ 66.1%
Furniture and vehicles24€56,540€41,577€26,614€11,651€0▼ 100%
Current assets29/58€1.4m€1.4m€1.3m€992,728€1.2m▲ 17.9%
Amounts receivable after more than one year29€800,000€700,000€700,000€700,000€725,272▲ 3.6%
Other amounts receivable291€800,000€700,000€700,000€700,000€725,272▲ 3.6%
Amounts receivable within one year40/41€30,515€39,374€54,649€101,076€306,462▲ 203%
Trade receivables40€30,515€32,838€33,600€43,236€13,389▼ 69.0%
Other amounts receivable41-€6,536€21,048€57,840€293,073▲ 407%
Current investments50/53€263,155€269,642€269,642€0--
Cash at bank and in hand54/58€350,831€365,928€235,764€190,411€137,293▼ 27.9%
Deferred charges and accrued income490/1---€1,241€1,266▲ 2.0%
Equity and liabilities
Total equity and liabilities10/49€2.0m€1.9m€1.7m€1.4m€1.6m▲ 9.9%
Equity10/15€1.2m€737,050€770,387€831,016€849,523▲ 2.2%
Contributions10/11€6,200€6,200€6,200€6,200€6,200=
Reserves13€1.2m€730,850€764,187€824,816€843,323▲ 2.2%
Non-distributable reserves130/1€1,860€1,860€0---
Reserves not available under the articles1311€1,860€1,860€0---
Distributable reserves133€1.2m€728,990€764,187€824,816€843,323▲ 2.2%
Profit (loss) carried forward14-€0€0---
Amounts payable17/49€824,085€1.1m€955,479€589,206€711,902▲ 20.8%
Amounts payable within one year42/48€800,579€1.1m€926,506€544,962€695,569▲ 27.6%
Trade debts44€10,295€1,599€1,301€1,705€1,476▼ 13.4%
Suppliers440/4€10,295€1,599€1,301€1,705€1,476▼ 13.4%
Taxes, remuneration and social security45€18,693€18,908€13,662€12,152€5,978▼ 50.8%
Taxes450/3€18,693€18,908€13,662€12,152€5,978▼ 50.8%
Other amounts payable47/48€771,591€1.1m€911,543€531,105€688,115▲ 29.6%
Accrued charges and deferred income492/3€23,506€31,949€28,973€44,244€16,333▼ 63.1%
Line20212022202320242025Change
Profit (loss) for the period9904€178,624€39,860€33,337€60,629€18,507▼ 69.5%
+ Depreciation and write-downs630€35,168€37,793€39,275€39,629€36,361▼ 8.2%
Operating cash flow (approximation)€213,792€77,653€72,612€100,257€54,868▼ 45.3%
Investment in fixed assets (approximation)-€0-€4,851-€1,310€0▲ 100%
Change in cash-€15,097-€130,164-€45,352-€53,119▼ 17.1%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €18,507 ▼69.5%
Net result drops to €18,507, the lowest in the series.
30-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
05-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Highest result since 2018net €178,624 ▲12.8%
Operating result €289,842, net result €178,624, both a record.
31-12
Financial Equity above €1mEq €1.2m ▲18.2%
4 profitable years in a row build equity to €1.2m.
28-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Liquidity times 9current ratio 28.10
Current ratio from 3.02 to 28.10; short-term debt falls from €284,641 to €25,354.
12-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
15-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wuustwezel · 2 establishment units since 2005
seat establishment All 2 establishment units on the map
Ground area
2,277 m²
Building footprint
574 m²
Volume, LiDAR
9,107 m³
2 parcels, Flanders · tallest building 30.0 m, ±8 floors. Linked by address, not a title deed.
2 establishment units
BEMACON
Kruisweg 8, 2990 WuustwezelNACE 7415101
since 20052.146.878.333
Bemacon
Heldenplein 23, 8301 Knokke-HeistFinancial service activities, except insurance and pension funding
since 20122.208.337.335
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11053E0423/00E000 Flanders 1,950 m² 1 · 191 m² 8.3 m · 2 fl.
31336H0045/00A000 Flanders 327 m² 1 · 383 m² 30.0 m · 8 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

8755006OMRATFEJ2DY97
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 13,045 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-04-2005
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68121Development of residential building projects
68122Development of non-residential building projects
68110Buying and selling of own real estate
71121Engineering and related technical consultancy, excluding land surveyors
E-invoicing
Reachable via Peppol
Peppol ID 0208:0873531025
Also 9925:BE0873531025
Registered 11-11-2024

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.