Bemac
ActiveSummary
Bemac has been active since 1973 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €6.2m and a net result of €460,506. Equity is growing by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 67% of 3551 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability67▼-12
Solvency79▼-2
Growth56▼-21
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €360,000 at 30 days only on tighter terms
Liquidity ample (current ratio 1.78 against 2.05 in 2023; short-term debt: 38.4% and cash: 6.4% of total assets), and 46.3% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
53.7%
Return on assets
4%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-11-2025, 109 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
109 d late
2023
29 d late
2022
21 d early
2021
9 d early
2020
37 d early
2019
56 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 21 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, full schema
In the rankings
#2 company by equity in Ans, Construction sector#3 employer in Ans, Construction sector#3 oldest company in Ans, Construction sector
Turnover
€15.3m▼ 1.3%
2023 · €15.5m
EBIT margin
5.4%▼ 5.5pp
2023 · 10.9%
Net result
€460,506▼ 60.4%
2023 · €1.2m
Working capital
€3.4m▼ 3.1%
2023 · €3.6m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€10.7m€11.9m▲ 11.5%€13.4m▲ 12.4%€15.5m▲ 15.5%€15.3m▼ 1.3%
Operating result€1.2m▲ 7.1%€1.2m▼ 3.8%€1.4m▲ 14.6%€1.7m▲ 24.4%€832,976▼ 50.8%
Net result€843,844▲ 19.7%€805,148▼ 4.6%€938,037▲ 16.5%€1.2m▲ 23.9%€460,506▼ 60.4%
EBIT margin11.5%9.9%▼ 1.6pp10.1%▲ 0.2pp10.9%▲ 0.8pp5.4%▼ 5.5pp
Equity€4.5m▲ 19.5%€4.6m▲ 1.6%€5.2m▲ 12.9%€5.8m▲ 11.4%€6.2m▲ 7.7%
Total assets€8.1m▲ 10.5%€8.9m▲ 10.1%€9.4m▲ 5.7%€10.3m▲ 9.3%€11.6m▲ 12.6%
Debt€3.5m▲ 1.1%€4.3m▲ 21.0%€4.2m▼ 2.1%€4.5m▲ 6.9%€5.3m▲ 19.0%
Working capital€3.2m▲ 3.9%€3.0m▼ 5.9%€3.5m▲ 15.1%€3.6m▲ 1.8%€3.4m▼ 3.1%
Staff (FTE)67.3▲ 4.8%71.8▲ 6.7%78.8▲ 9.7%87.6▲ 11.2%96.8▲ 10.5%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 51% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €11.6m
Fixed assets
€3.7m ▲ 9.7%
Current assets
€7.9m ▲ 13.9%
Equity and liabilities €11.6m
Equity
€6.2m ▲ 7.7%
Provisions
€55,000 =
Debt
€5.3m ▲ 19.0%
Debt's share of the balance-sheet total rises from 43.4% to 45.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.3m▼
2023 · €2.0m
Cash flow
€879,808▼
2023 · €1.5m
Current ratio
1.78▼
2023 · 2.05
Quick ratio
1.33▼
2023 · 1.59
Debt to equity
0.85▲
2023 · 0.77
ROE
7.4%▼
2023 · 20.1%
ROA
4.0%▼
2023 · 11.3%
Interest coverage
13.48▼
2023 · 38.17
Debt ≤ 1 year
€4.4m▲
2023 · €3.4m
Debt > 1 year
€861,587▼
2023 · €1.1m
Income taxes
€296,993▼
2023 · €502,108
Staff costs
€7.4m▲
2023 · €6.6m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | €12.2m | €13.7m | €15.9m | €15.9m | ▼ 0.5% |
| Turnover70 | €10.7m | €11.9m | €13.4m | €15.5m | €15.3m | ▼ 1.3% |
| Own construction capitalised72 | - | €3,064 | - | - | - | - |
| Other operating income74 | - | €274,422 | €280,127 | €340,256 | €418,828 | ▲ 23.1% |
| Non-recurring operating income76A | - | €4,945 | €803 | €85,152 | €120,074 | ▲ 41.0% |
| Operating charges60/66A | - | €11.0m | €12.4m | €14.2m | €15.0m | ▲ 5.4% |
| Goods for resale, raw materials and consumables60 | - | €3.7m | €4.0m | €4.6m | €3.7m | ▼ 19.7% |
| Purchases600/8 | - | €3.9m | €4.3m | €4.6m | €4.1m | ▼ 10.5% |
| Change in stocks: decrease (increase)609 | - | -€123,400 | -€305,261 | €25,621 | -€400,338 | ▼ 1,663% |
| Services and other goods61 | - | €2.2m | €2.5m | €2.7m | €3.4m | ▲ 25.3% |
| Remuneration, social security and pensions62 | - | €4.7m | €5.5m | €6.6m | €7.4m | ▲ 12.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €280,974 | €320,756 | €302,489 | €291,149 | €419,302 | ▲ 44.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €21,047 | €8,468 | -€31,028 | €13,135 | ▲ 142% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | €5,000 | - | - | - | - |
| Other operating charges640/8 | - | €57,697 | €72,612 | €73,213 | €75,963 | ▲ 3.8% |
| Non-recurring operating charges66A | - | €2,312 | €3,056 | - | - | - |
| Operating profit (loss)9901 | €1.2m | €1.2m | €1.4m | €1.7m | €832,976 | ▼ 50.8% |
| Financial income75/76B | - | €32,460 | €61,209 | €38,879 | €35,020 | ▼ 9.9% |
| Recurring financial income75 | €30,532 | €32,460 | €61,209 | €38,879 | €35,020 | ▼ 9.9% |
| Income from current assets751 | - | €2 | €2,439 | €2,126 | €7,238 | ▲ 241% |
| Other financial income752/9 | - | €32,458 | €58,770 | €36,754 | €27,781 | ▼ 24.4% |
| Financial charges65/66B | - | €49,781 | €57,554 | €66,664 | €110,497 | ▲ 65.8% |
| Recurring financial charges65 | €50,163 | €49,781 | €57,554 | €66,664 | €110,497 | ▲ 65.8% |
| Debt charges650 | €42,106 | €42,439 | €44,048 | €51,957 | €92,882 | ▲ 78.8% |
| Other financial charges652/9 | - | €7,341 | €13,506 | €14,707 | €17,615 | ▲ 19.8% |
| Profit (loss) for the period before taxes9903 | €1.2m | €1.2m | €1.4m | €1.7m | €757,499 | ▼ 54.5% |
| Income taxes67/77 | €369,330 | €364,010 | €425,373 | €502,108 | €296,993 | ▼ 40.9% |
| Taxes670/3 | - | €364,010 | €425,373 | €502,108 | €296,993 | ▼ 40.9% |
| Profit (loss) for the period9904 | €843,844 | €805,148 | €938,037 | €1.2m | €460,506 | ▼ 60.4% |
| Transfer from tax-exempt reserves789 | - | - | - | - | €168,400 | - |
| Profit (loss) for the period to be appropriated9905 | €752,944 | €805,148 | €938,037 | €1.2m | €628,906 | ▼ 45.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €8.1m | €8.9m | €9.4m | €10.3m | €11.6m | ▲ 12.6% |
| Fixed assets21/28 | €3.1m | €3.0m | €2.9m | €3.4m | €3.7m | ▲ 9.7% |
| Intangible fixed assets21 | €49,699 | €51,121 | €33,669 | €381,812 | €722,419 | ▲ 89.2% |
| Tangible fixed assets22/27 | €3.0m | €3.0m | €2.9m | €3.0m | €2.9m | ▼ 1.1% |
| Land and buildings22 | - | €2.8m | €2.7m | €2.7m | €2.6m | ▼ 3.8% |
| Plant, machinery and equipment23 | - | €6,998 | €11,510 | €42,019 | €58,740 | ▲ 39.8% |
| Furniture and vehicles24 | - | €176,462 | €184,850 | €193,785 | €248,548 | ▲ 28.3% |
| Financial fixed assets28 | €3,247 | €3,249 | €3,251 | €3,767 | €23,777 | ▲ 531% |
| Other financial fixed assets284/8 | - | €3,249 | €3,251 | €3,767 | €23,777 | ▲ 531% |
| Shares284 | - | - | - | - | €20,000 | - |
| Amounts receivable and cash guarantees285/8 | - | €3,249 | €3,251 | €3,767 | €3,777 | ▲ 0.3% |
| Current assets29/58 | €5.0m | €5.9m | €6.5m | €6.9m | €7.9m | ▲ 13.9% |
| Stocks and contracts in progress3 | €1.1m | €1.3m | €1.6m | €1.6m | €2.0m | ▲ 25.4% |
| Stocks30/36 | - | €1.3m | €1.6m | €1.6m | €2.0m | ▲ 25.4% |
| Raw materials and consumables30/31 | - | €1.3m | €1.6m | €1.6m | €2.0m | ▲ 25.4% |
| Amounts receivable within one year40/41 | €3.0m | €3.1m | €3.8m | €4.2m | €5.1m | ▲ 20.7% |
| Trade receivables40 | - | €2.9m | €3.4m | €3.8m | €4.3m | ▲ 14.1% |
| Other amounts receivable41 | - | €127,519 | €405,206 | €414,994 | €748,395 | ▲ 80.3% |
| Current investments50/53 | - | - | - | €200,000 | €0 | ▼ 100% |
| Other investments51/53 | - | - | - | €200,000 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €803,671 | €1.5m | €1.1m | €939,085 | €738,134 | ▼ 21.4% |
| Deferred charges and accrued income490/1 | - | €37,421 | €22,355 | €22,946 | €123,033 | ▲ 436% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €8.1m | €8.9m | €9.4m | €10.3m | €11.6m | ▲ 12.6% |
| Equity10/15 | €4.5m | €4.6m | €5.2m | €5.8m | €6.2m | ▲ 7.7% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €2.6m | €2.0m | €1.5m | €895,491 | €727,091 | ▼ 18.8% |
| Non-distributable reserves130/1 | - | €9,175 | €9,175 | €9,175 | €9,175 | = |
| Legal reserve130 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Other1319 | - | €2,975 | €2,975 | €2,975 | €2,975 | = |
| Tax-exempt reserves132 | - | €169,205 | €169,205 | €169,205 | €805 | ▼ 99.5% |
| Distributable reserves133 | - | €1.8m | €1.3m | €717,111 | €717,111 | = |
| Profit (loss) carried forward14 | €1.8m | €2.5m | €3.5m | €4.6m | €5.3m | ▲ 13.6% |
| Investment grants15 | - | €36,313 | €203,928 | €190,511 | €177,095 | ▼ 7.0% |
| Provisions and deferred taxes16 | €50,000 | €55,000 | €55,000 | €55,000 | €55,000 | = |
| Provisions for liabilities and charges160/5 | - | €55,000 | €55,000 | €55,000 | €55,000 | = |
| Other liabilities and charges164/5 | - | €55,000 | €55,000 | €55,000 | €55,000 | = |
| Amounts payable17/49 | €3.5m | €4.3m | €4.2m | €4.5m | €5.3m | ▲ 19.0% |
| Amounts payable after more than one year17 | €1.7m | €1.4m | €1.1m | €1.1m | €861,587 | ▼ 20.9% |
| Financial debts170/4 | - | €1.4m | €1.1m | €1.1m | €861,587 | ▼ 20.9% |
| Credit institutions173 | - | €1.4m | €1.1m | €1.1m | €861,587 | ▼ 20.9% |
| Amounts payable within one year42/48 | €1.8m | €2.8m | €3.0m | €3.4m | €4.4m | ▲ 31.9% |
| Current portion of amounts payable after more than one year42 | - | €270,935 | €272,798 | €252,337 | €228,084 | ▼ 9.6% |
| Financial debts43 | - | - | - | - | €247,800 | - |
| Credit institutions430/8 | - | - | - | - | €247,800 | - |
| Trade debts44 | €671,983 | €1.0m | €967,896 | €1.2m | €2.1m | ▲ 76.5% |
| Suppliers440/4 | - | €1.0m | €967,896 | €1.2m | €2.1m | ▲ 76.5% |
| Advances received on contracts in progress46 | - | €58,742 | €55,548 | €104,389 | €105,481 | ▲ 1.0% |
| Taxes, remuneration and social security45 | - | €778,901 | €1.2m | €1.2m | €1.4m | ▲ 9.1% |
| Taxes450/3 | - | €148,174 | €226,980 | €207,830 | €227,993 | ▲ 9.7% |
| Remuneration and social security454/9 | - | €630,727 | €995,167 | €1.0m | €1.1m | ▲ 9.0% |
| Other amounts payable47/48 | - | €711,067 | €511,656 | €557,198 | €363,716 | ▼ 34.7% |
| Accrued charges and deferred income492/3 | - | €19,016 | €5,000 | €5,000 | €5,000 | = |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €843,844 | €805,148 | €938,037 | €1.2m | €460,506 | ▼ 60.4% |
| + Depreciation and write-downs630 | €280,974 | €320,756 | €302,489 | €291,149 | €419,302 | ▲ 44.0% |
| Operating cash flow (approximation) | €1.1m | €1.1m | €1.2m | €1.5m | €879,808 | ▼ 39.5% |
| Investment in fixed assets (approximation) | - | -€308,335 | -€151,507 | -€765,260 | -€746,853 | ▲ 2.4% |
| Change in cash | - | €711,132 | -€406,247 | -€169,471 | -€200,951 | ▼ 18.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
14-09
State Gazette act
Reappointment: REWISE AD REVISEUR D'ENTREPRISES (statutory auditor)2 facts ▸
State Gazette act
Reappointment: REWISE AD REVISEUR D'ENTREPRISES (statutory auditor)
2 facts ▸
- General meeting, 19-06-2026
- Auditor reappointment, REWISE AD REVISEUR D'ENTREPRISES (statutory auditor)
2025
17-11
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 109 days late
2024
31-12
Financial
Weakest financial yearnet €460,506 ▼60.4%
Net result drops to €460,506, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
31-12
Financial
Highest result since 2018net €1.2m ▲23.9%
Operating result €1.7m, net result €1.2m, both a record.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €5mEq €5.2m ▲12.9%
5 profitable years in a row build equity to €5.2m.
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 56 days late
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 11 acts read
About the unread acts
Of the 11 Belgian State Gazette acts we know for this company, 1 has been read. The other 10 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
Statutory auditor 1
REWISE AD REVISEUR D'ENTREPRISES
CurrentStatutory auditor · since 19-06-2026 · perm. rep.: Axel DUMONT
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Location & real-estate footprint
Registered office, Ans · 1 establishment unit since 1973
Ground area
1.3 ha
Building footprint
3,965 m²
Volume, LiDAR
24,730 m³
Parcel 62001B0393/00N000, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Avenue du Progrès 28, 4432 Ans
since 19732.007.833.682
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62001B0393/00N000 | Wallonia | 1.3 ha | 1 · 3,965 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 1 in office
- Statutory auditor
| Name | Functions and periods |
|---|---|
| REWISE AD REVISEUR D'ENTREPRISES |
|
Recognitions · licences · registrations
Recognised contractor
5 categoriesBemac - Constructions - Installations électriques électroniques SA17202
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Of 22,832 companies in sector 43211 we hold annual accounts for 10,328. 942 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded05-01-1973
Fiscal year end31-12
Activities, NACEBEL 2025
26510Manufacture of computer, electronic and optical products
43211General electrical installation work
27900Manufacture of electrical equipment
Scores and ratios are computed by Checked and are not a credit decision.