BEMABO GROEP
ActiveBEMABO GROEP has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.70M and a net result of €121k. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 70% of 13905 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
97
/ 100
Excellent▲ +19 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+65
Solvency90=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 1.61 against 1.65 in 2024), and 43.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.6%
Return on assets
4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
on the day
2022
1 d early
2021
on the day
2020
145 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€245k
EBIT margin
5.8%
Net result
€121k▲ 156%
2024 · €48k
2019: €75k
2020: €-4k
2021: €10k
2022: €32k
2023: €467k
2024: €48k
2019 → 2025
Working capital
€424k▼ 9.0%
2024 · €466k
2019: €-315k
2020: €-262k
2021: €-557k
2022: €-728k
2023: €559k
2024: €466k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€245k
Equity€1.27M-€1.30M▲ 2.6%€1.77M▲ 35.9%€1.70M▼ 4.1%€1.70M▲ 0.1%
Operating result€35k-€94k▲ 171%€656k▲ 600%€15k▼ 97.7%€14k▼ 6.6%
Net result€10k-€32k▲ 216%€467k▲ 1,337%€48k▼ 89.8%€121k▲ 156%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 7% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.00M
Fixed assets
€1.89M▲ 0.7%
Current assets
€1.11M▼ 6.0%
Equity and liabilities €3.00M
Equity
€1.70M▲ 0.1%
Provisions
€132k▼ 3.0%
Debt
€1.17M▼ 4.5%
The debt ratio falls from 40.0% to 39.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€88k▲
2024 · €84k
Cash flow
€195k▲
2024 · €116k
Solvency
56.6%▲
2024 · 55.5%
Current ratio
1.61▼
2024 · 1.65
Quick ratio
1.61▼
2024 · 1.65
Debt / equity
0.69▼
2024 · 0.72
ROE
7.1%▲
2024 · 2.8%
ROA
4.0%▲
2024 · 1.6%
Interest coverage
2.01▼
2024 · 2.19
Debt
€1.17M▼
2024 · €1.22M
Debt ≤ 1 year
€690k▼
2024 · €719k
Debt > 1 year
€298k▼
2024 · €354k
Income taxes
€11k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.06M€3.00M▼
Fixed assets21/28€1.87M€1.89M▲
Tangible fixed assets22/27€1.80M€1.81M▲
Land and buildings22€1.52M€1.47M▼
Plant, machinery and equipment23€5k€6k▲
Furniture and vehicles24€16k€81k▲
Assets under construction and advance payments27€261k€255k▼
Financial fixed assets28€71k€71k=
Current assets29/58€1.19M€1.11M▼
Amounts receivable within one year40/41€154k€23k▼
Trade receivables40€103k€9k▼
Other amounts receivable41€51k€13k▼
Current investments50/53€709k€599k▼
Cash at bank and in hand54/58€309k€478k▲
Deferred charges and accrued income490/1€13k€14k▲
Equity and liabilities
Total equity and liabilities10/49€3.06M€3.00M▼
Equity10/15€1.70M€1.70M▲
Contributions10/11€19k€19k=
Reserves13€1.18M€1.17M▼
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Tax-exempt reserves132€544k€532k▼
Distributable reserves133€631k€631k=
Profit (loss) carried forward14€499k€512k▲
Provisions and deferred taxes16€136k€132k▼
Deferred taxes168€136k€132k▼
Amounts payable17/49€1.22M€1.17M▼
Amounts payable after more than one year17€354k€298k▼
Financial debts170/4€354k€298k▼
Amounts payable within one year42/48€719k€690k▼
Current portion of amounts payable after more than one year42€76k€56k▼
Trade debts44€2k€811▼
Suppliers440/4€2k€811▼
Taxes, remuneration and social security45€7k€5k▼
Taxes450/3€7k€5k▼
Other amounts payable47/48€635k€628k▼
Accrued charges and deferred income492/3€151k€181k▲
Income statement
Code20242025
Turnover70-€245k
Non-recurring operating income76A-€3k
Goods, raw materials, services and sundry goods60/61-€147k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€69k€74k▲
Other operating charges640/8€20k€17k▼
Gross operating margin9900€104k€105k▲
Operating profit (loss)9901€15k€14k▼
Financial income75/76B€70k€158k▲
Recurring financial income75€70k€158k▲
Financial charges65/66B€38k€44k▲
Recurring financial charges65€38k€44k▲
Profit (loss) for the period before taxes9903€46k€128k▲
Transfer from deferred taxes780€3k€4k▲
Income taxes67/77€2k€11k▲
Profit (loss) for the period9904€48k€121k▲
Transfer from tax-exempt reserves789€9k€12k▲
Profit (loss) for the period to be appropriated9905€57k€134k▲
Appropriation of the result
Profit (loss) to be appropriated9906€619k€632k▲
Profit (loss) brought forward from the previous period14P€562k€499k▼
Profit to be distributed694/7€120k€120k=
Return on contributions (dividend)694€120k€120k=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €467k ▲1337%
Operating result €656k, net result €467k, both a record.
30-06
Financial
Liquidity times 6current ratio 1.84
Current ratio from 0.31 to 1.84; short-term debt falls from €1.05M to €667k.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 145 days late
2020
30-06
Financial
Weakest financial yearnet €-4k ▼105%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
01-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
03-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 1983
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Breeveld 242970 SchildeGround area
2,729 m²
Building footprint
850 m²
Volume, LiDAR
4,462 m³
2 parcels, Flanders · tallest building 17.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BEMABO GROEP BVBA
since 19832.023.624.391
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11922B0106/00K000 | Flanders | 1,976 m² | 1 · 224 m² | 17.9 m · 2 fl. |
| 11012A0167/00R000 | Flanders | 753 m² | 1 · 627 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BRUMATH INVEST
BE 0423.864.759
Deerlijk · Eq €1.70M
Stevas
BE 0421.013.256
Hasselt · Eq €1.70M
TRADIN BELGIUM
BE 0474.608.330
Brussel · Eq €1.70M
Eurynome
BE 0726.473.580
Knokke-Heist · Eq €1.70M
DHUYVETTER
BE 0429.443.843
Gent · Eq €1.70M
Of 9,093 companies in sector 68201 we hold annual accounts for 6,724. 4,426 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-12-1983
Fiscal year end30-06
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70220Business consulting
71408
77229Renting and leasing of other personal and household goods
77299Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.