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Bema

Active
Private limited companyfounded 2019active for 7 yearsDe Roskam 33, 2970 Schilde, BelgiumKBO/BCE: BE 0721.630.114
Summary

The computed 12-month bankruptcy probability of Bema is 1.7% (moderate). The 2025 annual accounts show equity of €228,144 and a net result of €10,041. Equity is growing by about 15% per year across the filed financial years. Its solvency ranks better than 26% of 9,802 sector peers (NACE 43, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
BemaActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Other construction installation
NACE 43240
1 site
Size
€910,444total assets 2025
Equity
€228,144
Profit
€10,041
Turnover not published (abbreviated or micro format)
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.7%
Structure
Parent
Paraconstruct · 100%
  • BeMa InvestDirector
  • WiDiDirector
2025 accounts filed 27 days late1 of 2 deeds summarised
Why 53raises riskLiquidity: current ratio 1.37, cash €245, halvedSector: Specialised construction activities (NACE 43)Founded in 2019lowers riskSize: total assets €910,444Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 17% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 50-17
equity 25.1% of total assets
Liquidity 11-16
short-term debt 72.5% · cash 0.0%
Profitability 42-35
return on assets 1.1%
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,639 companies, NACE 43, micro)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024lowest value 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.5%▲ +0.1 percentage points vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 0.9%▲ +0.3 percentage points vs 07-2025 09-2025: 0.4%▼ -0.5 percentage points vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.5%▲ +0.1 percentage points vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.6%▲ +0.1 percentage points vs 06-2026 08-2026: 1.0%▲ +0.4 percentage points vs 07-2026 09-2026: 1.8%▲ +0.8 percentage points vs 08-2026highest value 10-2026: 1.7%▼ -0.1 percentage points vs 09-2026
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.37, compared with 1.91 in 2024, below the usual 1.5; short-term debt: 72.5% and cash: 0% of total assets), and 74.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 27% on solvency, 7% on liquidity, 20% on profitability and 15% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Liquidity: current ratio 1.37, cash €245, halved
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Founded in 2019
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €910,444
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
27 days late
2024
11 days late
2023
16 days early
2022
6 days early
2021
24 days late
2020
16 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 4 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Weakest financial yearnet €10,041 ▼82.8%
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Controlled by Paraconstructultimately: WiDi 100% View
  • Positive: 6 profitable years in a rowprofit 2025: €10,041 6 years View
  • Caution: Equity fell in 2025from €318,103 to €228,144 ▼ 28.3% View

By topic

Financials

Financial year
2025
Total assets
€910,444
Profit
€10,041
Solvency
25.1%
Total assets▲ 20.4%
Net result
20202025
Go to Financials

Timeline

Events
10
Since
2021
Next accounts
by 31-07-2027
  1. 15-07-2024Annual accounts filed
  2. 03-11-2023Resignation: BEIRNAERT Johan Alex Christiane (director)
  3. 25-07-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other construction installationNACE 43240
Founded
27-02-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
14
Annual meeting
First Monday of June at 18:00
Purpose
“Fabricage en plaatsing van rolluiken,zonneblinden,vliegenramen,windschermen en…” (deed in Dutch)
Go to Articles of association

Key facts about Bema

What is the company number of Bema?
0721.630.114. In Belgium the VAT number is the company number with BE in front: BE 0721.630.114.
Where is Bema based?
The registered office is at De Roskam 33, 2970 Schilde.Company details
What does Bema do?
According to the KBO register, the main activity is other construction installation (NACE 43240).
What is the legal form of Bema?
Private limited company (BV).
When was Bema founded?
On 27-02-2019.
Is Bema still active?
Yes, Bema is an active enterprise in the KBO register.
How many employees does Bema have?
On average 1 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of Bema?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Bema profitable?
In financial year 2025, Bema made a profit of €10,041.
Where can I find the annual accounts of Bema?
Bema filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Bema due?
By 31-07-2027, for financial year 2026.Timeline

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