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BEM MANAGEMENT

Active Risk: not assessed Private limited companyfounded 1996active for 29 yearsRue du Sondage 47, 6280 GerpinnesKBO/BCE: BE 0459.525.622

Annual accounts 2025

micro format, filed on 31-08-2026, 31 days late
€45,434
▲ 63.5%
€75,913
▲ 6.8%
€17,652
▼ 13.1%
59.9%
▲ 20.8 percentage points
38.9%
▼ 34.3 percentage points
23.3%
▼ 5.3 percentage points

Money flows

of every €100 of turnover, €11.46 remains as profit in 2025

Balance sheet

balance sheet total €75,913 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

59.9%

Higher than 57% of 9,771 companies in 2025.

23.3%

Higher than 71% of 9,625 companies in 2025.

BEM MANAGEMENT Middle half of the sector 80% of the sector Micro accounts in financial services (NACE 64)

Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter

Staff

€72,318

Staff costs divided by the average number of full-time equivalents.

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202019201820172016201520142013201220112010200920082007
Balance sheet: assets
20/58 75,91371,06414,43915,46119,19018,67317,31917,01217,37916,94118,54718,33617,54217,48418,18516,97316,24516,01515,007
21/28 3,7203,031--808080808080808080808080808080
22/27 3,7203,031-----------------
24 3,7203,031-----------------
28 ----808080808080808080808080808080
29/58 72,19368,03314,43915,46119,11018,59317,23916,93217,29916,86118,46718,25617,46217,40418,10516,89316,16515,93514,927
29 ---------------15,66114,59714,533-
290 ---------------15,66114,59714,533-
40/41 22,39011311,81110,50912,28412,18014,13812,6977,77612,13214,60915,37014,69213,46815,641250134-12,735
40 --------7,5349,49014,36715,12314,16913,12415,399---12,469
41 22,39011311,81110,50912,28412,18014,13812,6972422,642242247523344242250134-266
54/58 49,80367,9202,6284,9526,8266,4133,1014,2359,5234,7293,8582,8862,7703,9362,4649821,4341,4022,192
Balance sheet: equity and liabilities
10/49 75,91371,06414,43915,46119,19018,67317,31917,01217,37916,94118,54718,33617,54217,48418,18516,97316,24516,01515,007
10/15 45,43427,7827,47215,46116,97116,95116,92516,92216,91416,84716,75316,65116,60216,54816,47416,45315,74715,00214,488
10/11 6,1976,1976,1976,1976,1976,1976,1976,1976,1976,1976,1976,1976,1976,1976,1976,1976,1976,1976,197
10 6,1976,1976,1976,1976,197--------------
100 6,1976,1976,1976,19718,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,592
101 ----12,39512,39512,39512,39512,39512,39512,39512,39512,39512,39512,39512,39512,39512,39512,395
13 620620620620620620620620620620620620620620620620620620620
130/1 620620620620620620-------------
130 620620620620620620620620620620620620620620620620620620620
14 38,61720,9656558,64410,15410,13410,10810,10510,09710,0309,9369,8349,7859,7319,6579,6368,9308,1857,671
17/49 30,47943,2826,967-2,2191,72239490465941,7941,6859409361,7115204981,013519
42/48 30,47943,2826,967-2,2191,72239490465941,7941,6859409361,7115204981,013519
44 9,31712,1006,338-1,3271,3228179153761,6851,685940936932520498506519
440/4 9,31712,1006,338-1,3271,3228179153761,6851,685940936932520498506519
45 21,16229,614629-8924003131131218----779--25-
450/3 12,41221,166--8924003131131218----779----
454/9 8,7508,448629--------------25-
47/48 -1,568--------109------482-
Income statement
70 154,000174,000-3,5008,3508,3008,2158,2008,30016,30056,40055,50044,50044,40042,80038,40038,400--
9900 99,522111,327-6,848-90149644943937442945545644546746152475279436,8811,259
60/61 59,31166,491-4,4017,8547,8517,7767,8267,87115,84555,94455,05544,03343,93942,27637,64837,606--
62 72,31879,1201,044--------------35,697-
630 1,6781,515-----------------
640/8 2,1312,10569347447402419351347348348347348366348--399-
9901 23,39528,587-7,961-1,248494720238210710898119951767527947851,259
75/76B ---500---------------
75 ---500---------------
65/66B 6128322762232117151513649652814846434161
65 6128322762232117151513649652814846434161
9903 23,33428,304-7,983-1,5102626386794102495467287067517441,198
67/77 5,6827,9946-6---------77-6230217
9904 17,65220,310-7,989-1,510202638679410249547421706745514981
9905 17,65220,310-7,989-1,510202638679410249547421706745514981
Appropriation of the result
9906 38,61720,9656558,64410,15410,13410,10810,10510,09710,0309,9369,8349,7859,7319,6579,6368,9308,1857,671
14P 20,9656558,64410,15410,134--------------
Social balance sheet
9087 11-----------------
Hours worked1013 1,7561,763-----------------
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The accounts for 10 older financial years (1997-2006) were filed as documents without figures as data, scans for example.

The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.

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Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00491137.

Financial year Type Filed Reference Document
31-12-2025 micro format 31-08-2026 2026-00491137 PDF
31-12-2024 micro format 19-08-2025 2025-00383994 PDF
31-12-2023 micro format 28-08-2024 2024-00448101 PDF
31-12-2022 micro format 31-08-2023 2023-00415361 PDF
31-12-2021 micro format 10-08-2022 2022-20280777 PDF
31-12-2020 micro format 22-06-2021 2021-22500587 PDF
31-12-2019 micro format 12-10-2020 2020-61100061 PDF
31-12-2018 full format 03-07-2019 2019-28900268 PDF
31-12-2017 full format 27-06-2018 2018-24800474 PDF
31-12-2016 full format 29-06-2017 2017-24100392 PDF
31-12-2015 full format 27-06-2016 2016-24300275 PDF
31-12-2014 full format 23-06-2015 2015-20900257 PDF
31-12-2013 full format 23-06-2014 2014-20300071 PDF
31-12-2012 full format 26-06-2013 2013-22800191 PDF
31-12-2011 full format 20-06-2012 2012-20100381 PDF
31-12-2010 full format 29-06-2011 2011-23000221 PDF
31-12-2009 full format 13-08-2010 2010-41300202 PDF
31-12-2008 full format 24-08-2009 2009-63900085 PDF
31-12-2007 full format 16-06-2008 2008-24000068 PDF
31-12-2006 full format 14-09-2007 2007-72000155 PDF
31-12-2005 full format 27-02-2006 2006-06102729 PDF
31-12-2004 full format 18-03-2005 2005-08400860 PDF
31-12-2003 full format 26-03-2004 2004-09103023 PDF
31-12-2002 full format 24-06-2003 2003-31102594 PDF
31-12-2001 full format 24-06-2002 2002-27301151 PDF
31-12-2000 full format 07-06-2001 2001-18103009 PDF
31-12-1999 full format 15-06-2000 2000-22104878 PDF
31-12-1998 full format 23-12-1999 1999-64500298 PDF
31-12-1997 full format 06-07-1998 1998-29404319 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202019201820172016201520142013201220112010200920082007
2,3674,546-----------------
-18,11765,292-2,324-1,8744133,312-1,134-5,2884,794871972116-1,1661,4721,482-45232-790-
15.2%16.4%--35.7%0.6%0.6%0.2%0.3%1.0%0.7%0.2%0.2%0.3%0.2%0.4%2.0%2.1%--
59.9%39.1%51.7%100.0%88.4%90.8%97.7%99.5%97.3%99.4%90.3%90.8%94.6%94.6%90.6%96.9%96.9%93.7%96.5%
38.9%73.1%-106.9%-9.8%0.1%0.2%0.0%0.0%0.4%0.6%0.6%0.3%0.3%0.4%0.1%4.3%4.7%3.4%6.8%
23.3%28.6%-55.3%-9.8%0.1%0.1%0.0%0.0%0.4%0.6%0.5%0.3%0.3%0.4%0.1%4.2%4.6%3.2%6.5%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-202531-12-2024
Employees at the balance-sheet date11
full-time11
in full-time equivalents11
11
On a permanent contract11

Source: social balance sheet in the 2024 to 2025 annual accounts

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€2,367€4,546---
€1,678€1,515---

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on BEM MANAGEMENT

The operating result for 2025 is 18% lower than in 2024.

Debt's share of the balance-sheet total falls from 60.9% to 40.1%. Equity is higher and debt is lower.

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