BELWIN CONSULT
ActiveBELWIN CONSULT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €845k and a net result of €85k. Equity is growing by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 91% of 8657 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▼-32
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 19.53 against 9.96 in 2024; short-term debt: 5.1% and cash: 11.8% of total assets), and 5.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.8%
Return on assets
9.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
20 d early
2023
6 d early
2022
11 d early
2021
3 d early
2020
9 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€845k▲ 11.2%
2024 · €760k
2018: €310k
2019: €380k
2020: €441k
2021: €484k
2022: €561k
2023: €637k
2024: €760k
2018 → 2025
Total assets
€891k▲ 5.5%
2024 · €844k
2018: €393k
2019: €541k
2020: €580k
2021: €573k
2022: €630k
2023: €720k
2024: €844k
2018 → 2025
Net result
€85k▼ 48.5%
2024 · €164k
2018: €101k
2019: €100k
2020: €81k
2021: €73k
2022: €109k
2023: €121k
2024: €164k
2018 → 2025
Working capital
€843k▲ 11.3%
2024 · €758k
2018: €301k
2019: €356k
2020: €417k
2021: €464k
2022: €543k
2023: €621k
2024: €758k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€484k-€561k▲ 15.8%€637k▲ 13.5%€760k▲ 19.3%€845k▲ 11.2%
Operating result€102k-€154k▲ 50.6%€169k▲ 9.4%€216k▲ 28.3%€97k▼ 55.1%
Net result€73k-€109k▲ 48.6%€121k▲ 11.2%€164k▲ 36.2%€85k▼ 48.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 55% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €891k
Fixed assets
€2k=
Current assets
€889k▲ 5.5%
Equity and liabilities €891k
Equity
€845k▲ 11.2%
Debt
€46k▼ 45.2%
The debt ratio falls from 10.0% to 5.2%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
94.8%▲
2024 · 90.0%
Current ratio
19.53▲
2024 · 9.96
Quick ratio
19.53▲
2024 · 9.96
Debt / equity
0.05▼
2024 · 0.11
ROE
10.0%▼
2024 · 21.6%
ROA
9.5%▼
2024 · 19.5%
Debt
€46k▼
2024 · €85k
Debt ≤ 1 year
€46k▼
2024 · €85k
Income taxes
€20k▼
2024 · €57k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€844k€891k▲
Fixed assets21/28€2k€2k=
Financial fixed assets28€2k€2k=
Current assets29/58€842k€889k▲
Amounts receivable within one year40/41€227k€189k▼
Trade receivables40€213k€175k▼
Other amounts receivable41€14k€15k▲
Current investments50/53€492k€594k▲
Cash at bank and in hand54/58€123k€105k▼
Deferred charges and accrued income490/1€753€746▼
Equity and liabilities
Total equity and liabilities10/49€844k€891k▲
Equity10/15€760k€845k▲
Contributions10/11€6k€6k=
Reserves13€738k€822k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€4k€4k=
Distributable reserves133€732k€817k▲
Profit (loss) carried forward14€16k€16k=
Amounts payable17/49€85k€46k▼
Amounts payable within one year42/48€85k€46k▼
Trade debts44€32k€15k▼
Suppliers440/4€32k€15k▼
Taxes, remuneration and social security45€25k€8k▼
Taxes450/3€25k€8k▼
Other amounts payable47/48€27k€22k▼
Accrued charges and deferred income492/3-€862
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k-
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€2k▼
Other operating charges640/8€582€2k▲
Gross operating margin9900€224k€101k▼
Operating profit (loss)9901€216k€97k▼
Financial income75/76B€6k€8k▲
Recurring financial income75€6k€8k▲
Financial charges65/66B€445€297▼
Recurring financial charges65€445€297▼
Profit (loss) for the period before taxes9903€221k€105k▼
Income taxes67/77€57k€20k▼
Profit (loss) for the period9904€164k€85k▼
Profit (loss) for the period to be appropriated9905€164k€85k▼
Appropriation of the result
Profit (loss) to be appropriated9906€180k€101k▼
Profit (loss) brought forward from the previous period14P€16k€16k=
Transfer from equity791/2€42k-
Transfer to equity691/2€164k€85k▼
To other reserves6921€164k€85k▼
Profit to be distributed694/7€42k-
Return on contributions (dividend)694€42k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €164k ▲36.2%
Operating result €216k, net result €164k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €500kEq €561k ▲15.8%
5 profitable years in a row build equity to €561k.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €73k ▼10.3%
Net result drops to €73k, the lowest in the series; recovery starts the following year.
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 9 days late
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ferdinand Kinnenstraat 125 B1950 KraainemGround area
218 m²
Building footprint
64 m²
Volume, LiDAR
597 m³
Parcel 22002B0096/00C005, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BELCONSULT
since 20112.203.688.560
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002B0096/00C005 | Flanders | 218 m² | 1 · 64 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MICHAËL DEMEYER
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GACO
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 29,680 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.